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Details of mandatory health insurance for Non-Imm O-A visas to be announced next week


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3 hours ago, tracker1 said:

I would have thought with the millions of tourists flooding Thailand that they would be more of a medical problem [than] a few hundred expats living here !

You're way off. There are hundreds of thousands of expats living in Thailand. The US Consulate in Chiang Mai has 20,000 registered expats (not tourists). That's just Americans, and just in the North.

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I would have thought with the millions of tourists flooding Thailand that they would be more of a medical problem then a few hundred expats living here !

Yes, but many expats can't get an insurance because of their age.

I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?   All we can do is wait and see what

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Perhaps another way of looking at this

If tourists are having so many accidents,  then maybe one could assume that Thailand is a very dangerous country to visit.  A country where the government does not provide a safe and secure environment for travellers. Perhaps our home country embassies should be issuing warnings not to travel.

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I have said this before.....1 billion baht over three years is PEANUTS.....$30 million over 3 years.

We should be given some facts....how much of the $10 million a year is from tourists and how much from residents. I don't see a lot of stuff in the news about residents....I see a lot about toursists.

Now you want to turn the residents over into the hands if the rapacious insurance companies who'll charge us 200,000 a year for 440000 baht of coverage. GREAT IDEA Thailand. 

I am sick of this stupid place.

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So what about the people entering the Country with a Non-O and have it extended (exact same way like the Non-O-A) every year? Their original visa still stated "Non-O" - so they would not need the insurance? Odd.......

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26 minutes ago, AboutThaim said:

Maybe they're not trying hard enough.  I look for travel insurance when in Oz every year. Some will insure up to 99 years old.  Health insurance is probably much more expensive or difficult.  This year about $750 for 9 months for TI.

Being Cheap Charlie I don't pay even that. I have free TI with my Citibank Signature which has unlimited medical and is valid for 6 months when you buy return tickets. Need to go to OZ every 6 months, which I have to do one way or the other either for work or to get new documents, etc. In a case of big emergency all insurers will try to send you back home ASAP to minimise their expenses, so they'll fly me back directly to the excellent Oz public health system. However everything changes so my plan B is to self insure with a couple of mils in a bank account available immediately in a case of emergency, or credit cards with high enough limit to cover the initial bills.

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2 hours ago, mercman24 said:

40,000 is a rediculous sum of money,  i have said this before, but worth repeating a friend had 2 operations for skin cancer, his bill was 6000.  i went in to the gov hospital, had the works, tests  etc x ray,  got tablets, my bill 1200 baht, they are taking the piss. talk about insurance scam, yes they are the scammers, anyhow i am too old for this crap, i can self finance, but it looks like they want your money full stop. any other country is looking good for me at this moment in time

mandatory health policy for extensions of stay is really just an added cost to stay here on top of the 800,000....quotes for 60-70 year olds is anything from 60,000-100,000 baht.For the govt/health assurance companies it's a money grabbing exercise.As others have said any out of pocket hospitals are not caused by long term stayers,they know this.We will have to wait and see what they come up with cost wise and service wise,

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2 hours ago, NCC1701A said:

in the USA the word "scheme" is always used as a verb.

 

"make plans, especially in a devious way or with intent to do something illegal or wrong."

"You know...they're schemers. Schemers trying to control their little worlds. I'm not a schemer. I try to show the schemers how pathetic their attempts to control things really are."

The Joker - The Dark Knight

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1 minute ago, hotchilli said:

If only they channeled the 2,000 baht VOE fee into a health fund that would more than cover any "unpaid bills" 

That money already have pockets it is going into.  They don't want you touching that.

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While back in Oz reading about this coming into effect on 1July I checked to see how much it would cost.  Cheapest cover for 40,000 outpatient 400,000 baht inpatient for me, 73 yo, was around 72,000 baht per year.  One could get more cover, 860,000 inpatient for about 146,000 baht per year.  The article was saying this is comparable to foreign companies offering health insurance.  Except it didn't say that the payout figure in foreign countries could be much higher.

I took basic travel insurance for $757 AUD for 9 months with unlimited hospital and accident and enough to see me off if I cark it.  It seems to me the Thai figures just could be extortion.

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4 minutes ago, AboutThaim said:

While back in Oz reading about this coming into effect on 1July I checked to see how much it would cost.  Cheapest cover for 40,000 outpatient 400,000 baht inpatient for me, 73 yo, was around 72,000 baht per year.  One could get more cover, 860,000 inpatient for about 146,000 baht per year.  The article was saying this is comparable to foreign companies offering health insurance.  Except it didn't say that the payout figure in foreign countries could be much higher.

I took basic travel insurance for $757 AUD for 9 months with unlimited hospital and accident and enough to see me off if I cark it.  It seems to me the Thai figures just could be extortion.

72k is way too much for what you get. A typical Medibank Private standard hospital cover will set you back around $1600-2000 AUD per year, which is around 42k baht now. These policies have no limit on major items like emergency surgery or onco. And everything is Oz is much more expensive to start with. A comparable insurance in Thailand should be no more than 15-20k baht.

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