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kellersphuket

Will mandatory health insurance force you to leave Thailand?

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I live 7 months here and 5 months in USA so I get a new O-A visa every other year, using re-entry permit for the second year. There will probably be no provision for part timers but we will see. I pay quite a bit for Medicare and supplement plan already and I always get travel insurance for my stays in Thailand. I am among those who feel that eventually they will require insurance for those on extension too. 

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23 hours ago, Pattaya46 said:

Not true.

 

Would have no impact.

I wouldn't live as an expat without such insurance anyway.

It's still just about Long Stay O-A visas obtained in your home country. Not other types of visas! 

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23 hours ago, kellersphuket said:

I know many.

 

Not just old guys, young guys too..

 

The younger ones shouldnt have much trouble gettin covered, its the older guys with families who I feel for.

Minimum age to obtain a Non Imm O-A Multi-Entry Visa is 50

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19 minutes ago, Searat7 said:

I live 7 months here and 5 months in USA so I get a new O-A visa every other year, using re-entry permit for the second year. There will probably be no provision for part timers but we will see. I pay quite a bit for Medicare and supplement plan already and I always get travel insurance for my stays in Thailand. I am among those who feel that eventually they will require insurance for those on extension too. 

You are probably correct,but I do understand the way the government reasons. If you are thai and are invited to let's say a country in the EU, many countries demands since year's back a travel insurance/accident insurance. No insurance,no visa. Why do tourists and retirees think it's ok staying here without an insurance?

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5 minutes ago, JDGRUEN said:

Minimum age to obtain a Non Imm O-A Multi-Entry Visa is 50

50 years old + you have to be retired. 

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22 hours ago, Don Mega said:

mental health issues to N

Ok count me in on mental health issues...  Quad Bypass at 39 

uninsurable.. still looking for coverage that won’t cost a small mint

 

 

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42 minutes ago, Joe Mcseismic said:

You should have it anyway, regardless. The older you are, the more important it is.

As for those that say they are too old now and it's too expensive, I ask why didn't you start in your fifties? Getting old and ill health is very predictable. It's not like it just suddenly appears, eh? 

You should have it anyway, regardless.....

 

At my age, with many minor pre-existing conditions many of which are congenital, I will spend 100000s of baht every year and receive absolutely nothing in return. Zip. Nada. Money down the  drain.

 

Why should I have that?

 

I did start at 50, long before, always had top coverage until AXA cheated me badly for the third time. I have insured myself for 15 years all in private hospitals for an average of 30,000 baht/year covering a number of surgeries and other conditions, including a coronary stent last Wednesday! (amazing stuff)

 

If, I were paying 100000s of baht yearly for useless old man insurance that covered nothing, I might not have been able to cover my coronary stent Wednesday!

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2 minutes ago, DJ54 said:

Ok count me in on mental health issues...  Quad Bypass at 39 

uninsurable.. still looking for coverage that won’t cost a small mint

 

 

 

prolly best off back home to get it sorted.........unless you got bundles of cash to self insure in the meantime.

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Yes, I don't understand how the gov't could require policies for old guys who, because of their age, would have a hard time getting a good policy.

 

Subtle hint?  They prefer the old guys not to be here - go elsewhere.....

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I'm on an extension based on retirement. Should this insurance become mandatory for me I will leave (thinking about moving anyway.)
I have had many rows with beer soaked experts who think everybody should have health insurance but as I point out I'm over 70 with three existing conditions. The quotes I have obtained for the required cover is an annual payment of 90% of said cover (increasing yearly) so if I can pay that premium I could pay the medical bill out of my pocket and save myself a fortune.
The, still unconfirmed plans, are for OA visas not Extensions. There is currently a requirement for insurance for OX visas, so making it also mandatory for OA visas makes some sense.

Sent from my SM-G930F using Thailand Forum - Thaivisa mobile app

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It's clear that's exactly what this Thai Government wants!

 

Will i leave Thailand the simple and bottom line answer is "Yes".

 

I did some investigation on foreign health insurance for foreigners over 60! and received quotes of over $10,000 to $19,000 USD per annum.

 

Who has that spare on a pension?

 

Now if the Thai Government came out with its own subsistence fpr health insurance then that's another consideration!

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1 hour ago, Joe Mcseismic said:

You should have it anyway, regardless. The older you are, the more important it is.

As for those that say they are too old now and it's too expensive, I ask why didn't you start in your fifties? Getting old and ill health is very predictable. It's not like it just suddenly appears, eh? 

This suggestion is a non starter for working people (Brits that is) as we pay National Insurance till we retire and I only retired two years ago.

You can't have a "one size fits all" mentality when you come to medical care, just look at the current mess in the USA.

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im using no health insurance except accident one for 2 million coverage. im 64 now. paying into a thai health insurance is more expensive than a flight home and treatment. the usual ambulant hospital treatment i pay cash. the only serious illness would be a heart attack for which i can use my 400 k in the bank. cancer other treatment only in my home country. my pension monthly 50 k

and 8 million in the bank outside thailand.

 

wbr

roobaa01

 

 

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