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thaiknowmak

Thai bank problems for marriage visa - Krabi

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Hi all,

 

   I ran around Ao Nang and Krabi town trying to ope a bank account for my marriage visa.  Every bank I went into told me "mai die," they all wanted a work visa or retirement visa.  These banks included Ao Nang:  K-bank, SCB, the pink one (Thai government bank), Krabi town: K-bank, SCB, Krung Sri, CMNI (the red one), and TKB (the blue one).  I am sunburnt from running around dealing with these idiots for over 4 hours.  So exactly how is a fragang on a marriage visa supposed to have 400K in the bank if no one will let them open a bank account (or is this just restricted to po-dunk Krabi?).  I have lived here for over 11 years and have had multiple banks accounts over the years.  Is this some new BS from the government or what?

 

Advice appreciated!

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Been covered many many times. Try search for threads. I recently opened new account at another bank from my existing. Basically you need to keep shop around until you find one. Ao nang might be an issue. I eventually used KK bank in bkk. Does your wife have bank account? I suggest you try her branch first with her with you. Some banks even want embassy letter etc etc.

Edited by DrJack54

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I was in the same boat, tried dozens of banks near my home in Ubon. Went to BKK and found a branch that agreed.

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Thanks bro,  not familiar with KK bank?  Wife has account back in Surat with some Thai Farmers Credit Union.  I tried with them a couple years ago, but they turned me down.  Sure am tired of banging my head against the Thai wall of stupidity.

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just for interest if you already have had multiple accounts  are they now all closed ?  and could you not try  to open one of those successful  openings to reinstate  

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They're all likely to say no nowadays - however, I know Kasikorn at least will open one for you if you take a Thai person of status to vouch for you (policeman, soldier, doctor, phuyaibaan etc). You'll still probably have to go to a Kasikorn in Bangkok though, times have changed. Cue someone posting about how they opened a bank account easily in Jomtien on a visa-exemption - in 1997.

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3 minutes ago, thaiknowmak said:

Thanks bro,  not familiar with KK bank?  Wife has account back in Surat with some Thai Farmers Credit Union.  I tried with them a couple years ago, but they turned me down.  Sure am tired of banging my head against the Thai wall of stupidity.

He probably meant Kaiskorn Bank which I see referred to as K-bank quite a lot.

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glegolo- My old banks were on Samui or in Bangkok, I am in Krabi now,. I would like a local branch as the "rules" seem to change from branch to branch.

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Lamkoong,  I had HSBC in BKK, and Bangkok bank on Samui,  HSBC thailand closed their consumer division.  Bangkok bank <deleted> me ofrf with their stupidity, and they no longer issue visa or master card debit cards.  I could not get their thai-union <deleted> to work on Lazada.

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2 minutes ago, thaiknowmak said:

Lamkoong,  I had HSBC in BKK, and Bangkok bank on Samui,  HSBC thailand closed their consumer division.  Bangkok bank <deleted> me ofrf with their stupidity, and they no longer issue visa or master card debit cards.  I could not get their thai-union <deleted> to work on Lazada.

They started issuing Mastercard about a year ago...or you can get UnionPay.  You will need to ask for the Mastercard as they default to giving UnionPay card unless the customer asks for the Mastercard.  And yes, they no longer issue a Visa debit card.

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Give Bangkok Bank a try.  Although they may ask for work permit it's not required if you can produce certain other docs.  See below quote from Bangkok Bank as to the requirements for a farang to open an acct....look at the "Foreigner without work permit" section.  The reference letter from your embassy is just a document stating your address in Thailand....and Certificate of Residence from Thai Immigration will work just as well and will probably be faster/cheaper to get.

 

https://www.bangkokbank.com/en/Personal/Save-And-Invest/Save/Savings-Account

 

Quote

 

For Thai nationals

  • ID card or any government-issued photo ID card with 13-digit ID number
     

For foreigners

1. Foreigner with a work permit

  • Passport
  • Work Permit
     

 2. Foreigner without work permit

  • Passport
  • A reference letter issued by one of the following institutes or organizations or required document
    • Embassy located  in Thailand 
    • An overseas bank where the customer holds an account sent via SWIFT 
    • Trusted individuals such as a Bangkok Bank staff member or customer, director of a private company, permanent residence in Thailand, government or private educational institutes located in Thailand trusted by the Bank
    • Trusted companies, e.g., an employment letter from the company if the customer is in the process of applying for a work permit.
    • Document showing ownership of a fixed asset such as a condominium sale/purchase agreement (a condominium which is acceptable to Bangkok Bank) Or a property reservation agreement valued at 100,000 baht or more with a reference letter from the property developer that is acceptable to Bangkok Bank.
       

Notes: Contact addresses for both Thailand and overseas must be provided (hotel and P.O. Box addresses are not acceptable).

 

 

3. Foreigner with permanent residence in Thailand

  • Passport, Certificate of Residence, or Alien Certificate 
  • House Registration document

 

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OP, are you American by any chance?  Their draconian measures of tax collection worldwide scares off many banks. There are painful reporting procedures for American customers under thread of cutting off the bank from American markets. Thus, it is too painful for them to deal with American clients.  I will be facing this problem soon, but I'll be living in BKK and SIL works at a bank.  Hopefully I'll be ok. 

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Yes it is a pain now, luckily I have been with Bangkok bank and KK ( was Thai farmers bank previously).

Krungsri would open a FCD account, but not a THB account last year, after using that account for a year a manager said he would open a THB, if my wife came with me!

I got the work permit thing last year as well!

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