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holy cow cm

CM.. Refused by Kasikorn bank. Do I need to get a yellow book?

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26 minutes ago, recom273 said:

 


I am not in CNX, I’m not in a tourist area. Have been through this on this forum so many times.

When I walk into a bank, they insist on a WP. Then they call the regional manager, who says “bank of thailand says ..” “kasikorn rules are ..” I have tried to reason, explain it’s down to the managers discretion, promise them several millions coming to build a house, “no” I had this one kasikorn account for 9 years, used to have a WP.

Everyone here seems to have the same story as you or advice like, walk in with a million in cash - they aren’t listening.

I qualify for a retirement visa next year, I don’t want to change from a marriage extension but it will sort the problem, get two accounts and a fixed interest until the first 90 day report.


Sent from my iPad using Thailand Forum - Thaivisa mobile app

 

Why do you need an account with K-Bank? 

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On 10/1/2019 at 10:51 PM, Max69xl said:

An amphoe can not refuse to issue a yellow house book as long as you have the required documents and in some cases a Thai witness. You don't need a condo in your own name. You can rent long term and that makes you the possessor. 

That is the thing they change their required documents at whim. Getting a Yellow book issued for a foreign owned condo at muang Chiang Mai is doable, but not easy. 

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17 minutes ago, Captain Monday said:

That is the thing they change their required documents at whim. Getting a Yellow book issued for a foreign owned condo at muang Chiang Mai is doable, but not easy. 

Like I said,you need the correct documents. 

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9 minutes ago, Max69xl said:

Like I said,you need the correct documents. 

Like I said what are the correct documents? They will tell you they need two Thai witnesses then it will be three. Certificate of Residence from Thai immigration, and maybe also also the consulate. Come back after Songkhran. BRING YOUR ELDERLY PARENTS FROM THE US. It took me three years finally figured out the woman you talk to is a sweet as can be her boss is some kind of richard who needs to retire. All for a document of limited utility. I have never heard of Yellow Books accepted by banks they want to see the chanote. Bangkok Bank has a sign that a contract to buy a condo will be accepted.

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22 minutes ago, Max69xl said:

Like I said,you need the correct documents. 

I walked into many Bangkok bank branches after having studied the website - it always comes down to the same thing, sometimes they need to phone someone, sometimes they need to speak to the boss, and even if I show them the webpage on my phone it always comes down to "no WP, no bank account" not even the most basic savings account. Same in BKK, Ubon and Pattaya. It's all well and good to keep saying look at the website but when they don't actually follow that in branch, it's not much help.

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38 minutes ago, Captain Monday said:

Like I said what are the correct documents? They will tell you they need two Thai witnesses then it will be three. Certificate of Residence from Thai immigration, and maybe also also the consulate. Come back after Songkhran. BRING YOUR ELDERLY PARENTS FROM THE US. It took me three years finally figured out the woman you talk to is a sweet as can be her boss is some kind of richard who needs to retire. All for a document of limited utility. I have never heard of Yellow Books accepted by banks they want to see the chanote. Bangkok Bank has a sign that a contract to buy a condo will be accepted.

Bangkok Bank is probably the easiest bank to open an account. Just read the requirements on their website, it's in english.

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21 minutes ago, Max69xl said:

Bangkok Bank is probably the easiest bank to open an account. Just read the requirements on their website, it's in english.

The in-branch staff do not know about or follow what is on the website!

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9 hours ago, SteveK said:

The in-branch staff do not know about or follow what is on the website!

While this statement may be true for some branch staff it is not my experience with BBL. I have opened savings and fixed accounts using a letter from a well known family member, Yellow house registration book and passport. Also opened based on branch manager's reference. I have accounts at several locations in Bangkok.

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55 minutes ago, asiaexpat said:

While this statement may be true for some branch staff it is not my experience with BBL. I have opened savings and fixed accounts using a letter from a well known family member, Yellow house registration book and passport. Also opened based on branch manager's reference. I have accounts at several locations in Bangkok.

I totally agree with you. I have opened several accounts (different branches) with BBL using Certificate of Residence from Immigration or reference from my embassy/consulate. 

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2 hours ago, asiaexpat said:

While this statement may be true for some branch staff it is not my experience with BBL. I have opened savings and fixed accounts using a letter from a well known family member, Yellow house registration book and passport. Also opened based on branch manager's reference. I have accounts at several locations in Bangkok.

I guess it's just luck of the draw then, when I went into the Bangkok Bank at the Big C in Ubon I could see the staff getting flustered, I would suspect it is because they don't know the rules for dealing with a foreigner which is why they just try to refuse you and get you out. Kasikorn in Trakan actually said they would open me an account if I could get the PuuYaiBaan from the village to come with me and sign something - he agreed to come but on the morning that we were due to go he changed his mind!

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Why do you need an account with K-Bank? 


I have been with Kasikorn for 10 years or something. I just want one internet log in, where I can control all my finances.

You would think, any manager would just invite you into his office, check your balance and try to understand the situation and propose a solution.

The only solution I could get from the help desk was a safety deposit box .. lol .. yeah, if I was really laundering money and wanted to keep it hidden, that’s where I would want to keep it, thanks!

My own stupidity, I should have opened a few accounts for future use when I was working.


Sent from my iPad using Thailand Forum - Thaivisa mobile app

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38 minutes ago, recom273 said:

...

My own stupidity, I should have opened a few accounts for future use when I was working.

 

So far I understand this would not help a lot. Because What I understood the problem is when you can't create new Fixed accounts. Actually 1 or 2 saving accounts is enough. But who want have only this little interest. You need to be able to open new Fixed accounts. And I think this could be a problem in future for the people not on retirement extension or work permit.

 

I hope my branch still not take this too serious and I will be able to create new fixed accounts.

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On 10/6/2019 at 11:37 AM, holy cow cm said:

Well they told me the same as has to be retirement or own a condo or have WP and then had something that I was not on the house blue book so will do a yellow book submission and see if that can work. 

 

Yes please, please reply back after you have an approval or denial. And then PM me on which K Bank. Thanks again. It is getting difficult here for sure.

Today I filled in the application documents for the "One Siam" CC by K-Bank. After that they told me I should receive the CC in about 2 weeks. So this mean in about 2 weeks I should know about approval or denial. I will report back with the results.

 

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23 minutes ago, HampiK said:

Today I filled in the application documents for the "One Siam" CC by K-Bank. After that they told me I should receive the CC in about 2 weeks. So this mean in about 2 weeks I should know about approval or denial. I will report back with the results.

 

Why would there be a 2 weeks waiting period? When I opened an account at K-Bank in Jomtien,it took about 30min. 15min extra for the ATM/debit card and installing the bank app. 1 hour later I received an email that the account was approved.

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