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Thailand to demand proof of health insurance for 'risky' long-term visitors


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So when this stupidity and paranoia ends? this government is going from the silly to the ridiculous, let the government tell us how many non-o visa holders have treated in Thai hospitals and didn't ha

This demand for health insurance goes hand in hand with the government demanding hospitals charge expats multiples of what they charge Thais for the same mediocre procedure...   Way to go Th

I do not have a problem requiring visitors to have health insurance; it is simply a good idea.   However, the quote above leaves me speechless. Are there any valid figures to show a lack of

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8 minutes ago, Russell17au said:

Then why don't you change your visa from a Non-Imm "O-A" visa to a Non-Imm "O" visa with an extension based on either retirement with the same financial requirements but they must be in a Thai Bank Account or an extension based on marriage if you are married which carries a smaller financial requirement but then again it must be in a Thai Bank Account and there is no insurance required so you would not need to change your insurance cover. A lot of farangs opted for the "O-A" Visa because they did not want to put their money into a Thai bank account. Now they have given you a choice of either buy a health insurance through Thailand or open a Thai Bank Account and change your visa. What ever way it goes your money will come into Thailand. The choice is yours on what way that will happen. 

Ok, all good. I don't think you understood my underlying point.

 

It's not about a OA visa ... it's now. Tomorrow it's all OA plus all over 50, in three month is everyone. No matter what O type visa and/or extension you have.

 

Am I the only one having these kind of visions in front of me?

 

Why should I start to plan the future and change my current, completely legal visa and health insurance company ... everything is running fine as it is right now.

 

It's just another quirky immi requirement on top of already so many ... (i.e. 24h travel plan to other provinces?) ... it's getting all a bit too silly if you ask me.

 

Edited by RedPill
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13 hours ago, 300sd said:

Underlying message continues: Expats not wanted here. 

 

 Correct. Chinese are the wanted ones . 

Chinese language is now being encouraged ,  to learn in junior schools .

The great white hunters from the west , big money .

Now History ..

 

Edited by elliss
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I must admit I haven't read everyone's comments, so excuse me if this has been suggested

Perhaps the Government could instruct us to "open" and lodge our mandatory B 800,000 into the Government Bank of Thailand (with of course the current interest) , rather than we keeping it in our usual bank, 

This would then give them peace of mind to know that we "do" actually have sufficient funds for living here, and emergencies 

 

If they require the suggested B400,000 for medical emergencies (if they are not taking into account the 800k) then I would be more than happy to lodge that also, rather than pay an annual "non returnable" fee to an insurance company 

Recently I did get a quote......£5,000 p.a......outrageous and unacceptable

Throughout the close to 10 years I have been living here I have always used BHP, and never imposed on Thailands Health system

 

Rant/Suggestion over.......... Not that the people who need our ideas and guidance read this

 

 

 

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4 minutes ago, RedPill said:

Ok, all good. I don't think you understood my underlying point.

 

It's not about a OA visa ... it's now. Tomorrow it's all OA plus all over 50, in three month is everyone. No matter what O type visa and/or extension you have.

 

Am I the only one having these kind of visions in front of me?

 

Maybe you should broaden your vision to include the possibility that all they are interested in is to get your money into Thailand either by a health insurance policy or by the financial requirements that are already in place on the Non-Imm "O" visa with the extension based on retirement

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1 minute ago, Russell17au said:

Maybe you should broaden your vision to include the possibility that all they are interested in is to get your money into Thailand either by a health insurance policy or by the financial requirements that are already in place on the Non-Imm "O" visa with the extension based on retirement

My vision is already broadened to exactly what you say in your post. 

 

I just speak it out loud and name it what I think it is ...

 

Edited by RedPill
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12 minutes ago, Russell17au said:

Then why don't you change your visa from a Non-Imm "O-A" visa to a Non-Imm "O" visa with an extension based on either retirement with the same financial requirements but they must be in a Thai Bank Account or an extension based on marriage if you are married which carries a smaller financial requirement but then again it must be in a Thai Bank Account and there is no insurance required so you would not need to change your insurance cover. A lot of farangs opted for the "O-A" Visa because they did not want to put their money into a Thai bank account. Now they have given you a choice of either buy a health insurance through Thailand or open a Thai Bank Account and change your visa. What ever way it goes your money will come into Thailand. The choice is yours on what way that will happen. 

And the 1.5 percent interest is better than most banks overseas.

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31 minutes ago, RedPill said:

The issue is, when one thing kicks off ... good chance it will go through, in all directions of Immi-O visas, incl. extensions, and then putting an age on it, as well. Over 50. Not only OA!

 

You can put one piece on another, then another piece, and another one ... as long as everything fits, you are fine.

Until it hits everybody at one point in time.

 

I'm not sure myself, I got a Thai health insurance with Axa, now Aetna, for many years here.

Ok & good cover ... helped my family a lot, 1 or 2 nights in a Hospital, 60k, no problem.

 

All reimbursed. No questions asked.

 

But it's only for Inpatients ... I've always forked out those few thousands for a day visit myself. No issue.

 

If there is something serious, they love to keep you overnight anyways. It's a win/win for everyone, myself and incl. the Hospital.

 

Now, I have to a) upgrade my insurance to cover outpatients to 40k, and b) don't even know whether Aetna is part of the accepted list, or do I need to give up my years of good history package and go to a 'pre-selected' new insurance company just to fulfill immigration rules? 

 

Just one example. It's all a little bit too much enforced and over the top.

 

And not even to speak about long term stay Farangs who have a much better insurance abroad, covering a lot more and much better.

They will not be accepted?

 

Come on, that complete thing just doesn't small good ... we all need health insurance, yes, but not enforced in this way!

 

 

 

Who forced you to apply for the O-A visa? 

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19 minutes ago, whitemouse said:

You are rambling now. Topic is Thai hospital payment practices I just gave you an example how I was not treated, before I made full payment. I was in no position to skip the bill. I don't know anyone who has ran from a hospital without paying, this woukd be a crime, a criminal offence, and if not earlier, attempting to leave Thailand, person would be arrested, and prosecuted. 

 

Again, so we don't get off the track,  foreigners are not a burden on Thai health care, since foreigner is not treated before payment. 

That's not the topic at all. The topic is the requirement for certain visa holders to have insurance. Nothing to do with hospitals at all. Pay attention.

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24 minutes ago, RedPill said:

Ok, all good. I don't think you understood my underlying point.

 

It's not about a OA visa ... it's now. Tomorrow it's all OA plus all over 50, in three month is everyone. No matter what O type visa and/or extension you have.

 

Am I the only one having these kind of visions in front of me?

 

Why should I start to plan the future and change my current, completely legal visa and health insurance company ... everything is running fine as it is right now.

 

It's just another quirky immi requirement on top of already so many ... (i.e. 24h travel plan to other provinces?) ... it's getting all a bit too silly if you ask me.

 

Yes you are the only one. The rest of us will sit back and calmly assess the situation when and if if it develops.

May I ask what visa/extension of stay you currently possess? Who is your current health insurance provider?

 

Edited by emptypockets
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33 minutes ago, Max69xl said:

Who forced you to apply for the O-A visa? 

Sorry, no. I talk the bigger expat story ... today it's O-A, tomorrow all Immi O's, plus extension.

You know how this works.

 

Yesterday it was O-A

Today it was the risk group over 50 ...

 

... and tomorrow?

 

 

Edited by RedPill
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12 minutes ago, emptypockets said:

And the 1.5 percent interest is better than most banks overseas.

If you're talking about the Fixed Deposit Account, yes. Otherwise we are talking about 0.5% interest.

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1 minute ago, emptypockets said:

Yes you are the only one. The rest of us will sit back and calmly assess the situation when and if if it develops.

Ok, good. 

 

That does amaze me a bit actually. Then I haven't said anything for now and keep it quiet.

 

 

 

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2 minutes ago, RedPill said:

Sorry, no. I talk the bigger expat story ... today it's O-A, tomorrow all Immi O's, plus extension.

You know how this works.

 

 

I never worry about things in the future. That's for pessimists. 

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