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Thailand to demand proof of health insurance for 'risky' long-term visitors


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16 hours ago, Teee said:

Why moan about this.

If you dont or cant afford the Insurance then why should the Thai Govt pay for your ills.

Simple really.

I have well over a million pounds per year of 'cover everything' insurance and I pay a reasonable price for this.

 

Thailand nor any other country for that matter will ever pay a single Baht for any treatment I receive, because I plan for all outcomes well in advance...

 

I want to see Thais being made to do the same when they're in MY country....clear?

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So when this stupidity and paranoia ends? this government is going from the silly to the ridiculous, let the government tell us how many non-o visa holders have treated in Thai hospitals and didn't ha

This demand for health insurance goes hand in hand with the government demanding hospitals charge expats multiples of what they charge Thais for the same mediocre procedure...   Way to go Th

I do not have a problem requiring visitors to have health insurance; it is simply a good idea.   However, the quote above leaves me speechless. Are there any valid figures to show a lack of

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1 minute ago, ukrules said:

I have well over a million pounds per year of 'cover everything' insurance and I pay a reasonable price for this.

 

Thailand nor any other country for that matter will ever pay a single Baht for any treatment I receive, because I plan for all outcomes well in advance...

 

Would like to know what health insurance company you are with that covers pre-existing conditions? 

Or do you not have any pre-existing conditions?  

Once you do, there is no "cover everything" AFAIK. 

Stay healthy and dont ever get your blood pressure checked when it is out of the normal range 🙂

 

Regards

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1 minute ago, Skallywag said:

Would like to know what health insurance company you are with that covers pre-existing conditions? 

Or do you not have any pre-existing conditions?  

Once you do, there is no "cover everything" AFAIK. 

Stay healthy and dont ever get your blood pressure checked when it is out of the normal range 🙂

 

Regards

Considering I planned ahead and took ths out at an early age long ago there are no pre existing conditions

 

I agree that for people from the UK especially this is a problem as most of them don't take private insurance before moving abroad in retirement as it's generally not needed, I on the other hand did take the private insurance nearly 20 years ago and stuck with it because I was aware of the issue.

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22 hours ago, xerostar said:

Compare that paltry sum with the real figures of what foreigners bring to Thailand every year.

I for one have brought many millions of baht into Thai economy over the last 10 years.

I expect most other foreigner retirees would have done the same !

I see this health insurance demand as xenophobic nonsense ! 

i agree with you, me also brought many millions here over the years however for every person like you and i think there are a lot of pot less bums here living on a shoe string there the ones they want to get rid of. and i dont blame Thailand for that. the UK should take a leaf out of Thailand book.

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14 minutes ago, ukrules said:

Considering I planned ahead and took ths out at an early age long ago there are no pre existing conditions

 

I agree that for people from the UK especially this is a problem as most of them don't take private insurance before moving abroad in retirement as it's generally not needed, I on the other hand did take the private insurance nearly 20 years ago and stuck with it because I was aware of the issue.

Are you saying you have not seen a Doctor in 20 years, so pre-existing will not apply?

Doesn't matter how many years you have been with the same private insurance AFAIK

if you have seen a doctor and your check-up/blood work shows hypertension, high cholesterol, hyperglycemia, elevated liver enzymes, elevated BMI, etc... your health insurance will not cover you for diseases related to those conditions after that.  

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32 minutes ago, Skallywag said:

Are you saying you have not seen a Doctor in 20 years, so pre-existing will not apply?

Pre-existing conditions are only checked when you apply for a new health plan.

 

I have enrolled in my current Corporate plan, now underwritten by Cigna, in 1991, it gives me a full unlimited in/outpatient, dental and optical coverage worldwide. Now with some excrementhead devising this utterly stupid and corrupt scheme I will have to pay for another useless expensive insurance, which is nothing more than corruption in disguise.

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Pre-existing conditions are only checked when you apply for a new health plan.
 
I have enrolled in my current Corporate plan, now underwritten by Cigna, in 1991, it gives me a full unlimited in/outpatient, dental and optical coverage worldwide. Now with some excrementhead devising this utterly stupid and corrupt scheme I will have to pay for another useless expensive insurance, which is nothing more than corruption in disguise.
Why not get a different visa or get a Retirement extension? The compulsory insurance only applies to people getting OA or OX visas in their home country.

Sent from my SM-G930F using Thailand Forum - Thaivisa mobile app

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1 minute ago, brewsterbudgen said:

Why not get a different visa or get a Retirement extension? The compulsory insurance only applies to people getting OA or OX visas in their home country.

Sent from my SM-G930F using Thailand Forum - Thaivisa mobile app
 

 

  Keep dreaming.  You are the dean of wishful thinking on this topic.

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Posted this elsewhere but seems to fit here as well:

"The minister’s comments suggested that the insurance requirement for non-immigrant visas was being extended now to include all foreigners over 50 whereas previously it was understood from briefings by immigration bureau officials that the new provision only applied to retirees in Thailand.

Many foreigners over 50 in Thailand were left confused and perplexed on Thursday after a Reuters report quoted the Thai Deputy Public Health Minister Sathit Pitutecha as suggesting that the insurance requirement approved by the Thai cabinet this year and later confirmed by immigration bureau officials as referring to retirement visas for the over 50s, is now being widened to cover all foreigners over 50 with other forms of non-immigrant visas."

 

https://www.thaiexaminer.com/thai-news-foreigners/2019/10/10/foreigners-insurance-visa-requirements-over-50s-thai-deputy-public-health-minister-sathit-pitutecha/

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Except that's not what the Police Order says.

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7 hours ago, Huckenfell said:

If they have got a Medical agreement as the Aussies have got with the UK., yes.

Well, yes I think that they have ! ? .... But not for VD any more though ! Har Har ...

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4 hours ago, Momofarang said:

Pre-existing conditions are only checked when you apply for a new health plan.

 

Yes, pre-existing only checked when first applying.  Yet you are still responsible to make insurance company aware of any changes to your health AFAIK

Because a claim can be turned down if you failed to disclose an illness / medical diagnosis / condition and then later file a claim from what I have read. 

Say in 2016 you had your bloodwork done, found you had high cholesterol and started taking statins.  Then in 2018 Doctor says you need arthroscopic surgery, a stent implanted, or a bypass.  Insurance will find out and refuse payment as you will be negligent in providing that information to your insurance provider when they renewed your policy in 2017 and 2018. 

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I made a mental note that everyone over the age of 50 is risky according to a Government Minister. I fail to see the difference between a Thai or someone from another country, someone from "abroad" may well have had better treatment and be in better shape than a Thai. As far as Government hospitals are concerned I have no intention of using them, so, all the Government has to do is put the cash strapped and ripped off Government hospitals off limits to foreigners, send them to a private hospital and the their assumed problem is solved.

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5 minutes ago, nong38 said:

I made a mental note that everyone over the age of 50 is risky according to a Government Minister. I fail to see the difference between a Thai or someone from another country, someone from "abroad" may well have had better treatment and be in better shape than a Thai. As far as Government hospitals are concerned I have no intention of using them, so, all the Government has to do is put the cash strapped and ripped off Government hospitals off limits to foreigners, send them to a private hospital and the their assumed problem is solved.

There are good government hospitals,but not everywhere. If you go for an insurance covering only 400k inpatient, then you can't be to sick if you're staying in a private hospital in Pattaya, Phuket or BKK. 

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On 10/10/2019 at 3:37 AM, Soikhaonoiken said:

Some long stay ex pats will have difficulty in obtaining medical insurance or if they can it will be at a very high price... 

Most of those coming to Thailand on a visa willprobably have a kind of health insurance in their own country.

If they hear they need to buy another Thai insurance with a lot of restrictions and a rather high price, I guess most will ask the way to another embassy......

Another decision that was not thought well about?

 

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