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Genericnic

So now 800k baht AND insurance?

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I've been reading the threads about the new insurance requirements but no one has mentioned the fact that it now looks like in addition to the 800k baht or 65k baht per month coming in there will now be the added insurance requirement. I vaguely remember that the reason for the monetary requirements was cover the costs of living here including health care. 

 

So, am I reading this wrong or will both now be required?

 

David

 

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13 minutes ago, ubonjoe said:

There is no requirement for insurance to apply for a extension of stay.

It is only required when applying  for a OA long stay visa at a embassy or official consulate.

Understood. I'll be applying for a new O-A visa in December at the RTE in Washington, D.C. so I will need insurance for that. Hopefully my state insurance will be sufficient for the RTE.

 

David

 

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10 minutes ago, Genericnic said:

Understood. I'll be applying for a new O-A visa in December at the RTE in Washington, D.C. so I will need insurance for that. Hopefully my state insurance will be sufficient for the RTE.

No info on the embassy website yet. You can find info about the insurance here. https://longstay.tgia.org/home/companiesoa

Your insurance must meet these minimum  requirements.

"Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient."

 

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9 minutes ago, ubonjoe said:

No info on the embassy website yet. You can find info about the insurance here. https://longstay.tgia.org/home/companiesoa

Your insurance must meet these minimum  requirements.

"Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient."

 

Other than my deductible ($200/yr) and co-insurance ($3,000/yr), my insurance exceeds any of the policies that TGIA offers since it has no IPD/OPD limits and it doesn't expire. For example, about 3 weeks ago, I had 2 stents done at Bangkok Hospital Chiangmai. Of the $15k plus bill, my insurance covered all but $2,500 of it. The only question is whether the RTE will accept it as sufficient. I'll be dropping them a note later this week seeking some clarification. 

 

David

 

Edited by Genericnic
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5 minutes ago, Captain Monday said:

The hospital or clinic always has to contact the insurance provider to verify coverage.

 

http://longstay.tgia.org/document/overseas_insurance_certificate.pdf

Interestingly, I was talking to the international insurance person at Bangkok Hospital Chiangmai at my last visit. When they said they had to get a letter of guarantee from my insurance company before we could set up an appointment, she mentioned that they did that with Thai insurance carriers as well. I suppose it is a bit easier for them to verify coverage with a Thai company rather than one half way around the world, though my carrier has a 24 hour/7 day a week number for providers to verify coverage.

 

David

 

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7 minutes ago, Captain Monday said:

Bur even if the Consul accepts my insurance card,  how would an airport IO verify my coverage?

Apparently for the first year immigration will looking at remarks the embassy will put on or near the visa sticker for the first year of the visas validity according to one of the memos attached to the police order.

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19 minutes ago, Genericnic said:

Yes, I saw that. It would be interesting to see who at Blue Cross Blue Shield would be available to sign it. LOL

 

David

They would look at as if it were written in a foreign language the terms are not compatible with persons who get coverage through US companies, governments, or Tricare. Actually I have an Aetna provider maybe they could work with Aetna Thailand to get some kind of authorization. I am on the last year of elite easy access was looking to apply for O-A next year maybe there will be clarification by then.

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