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Absolute latest from Immigration on Insurance...

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1 minute ago, crazykopite said:

Question . My next door neighbour who is English and comes to Thailand every year for between 6/8 months arrived in mid September on his usual O-A visa at the time there was no requirement for insurance . He will do his 90 day report in December will he have to have insurance prior to his visit or is this insurance requirement only for those who arrive after the date the law was passed , he is 75 not of great health but has always had sufficient monies to cover any minor hospital treatments.

 

90 day reporting has nothing to do with it. Even people required to have insurance, no reason to think it would be checked for at time of 90 day report (which by the way can be done online in many provinces and also by mail).

 

Further, the Police Order clearly states that anyone granted stamped in on an O-A visa prior to 31 October is exempted from insurance requirement for the duration of the permission to stay that has already been granted.

 

Now, to apply for any additional O-A visas in future he will be required to have insurance.  And if when he came in this was his first entry under that O-A visa (and not his second entry) he might or might not be asked to show proof of insurance on his next entry,  There are differences in interpretation around the wording re effective date vs entry date. This will become clearer after the 31st.

 

From what you describe of him, he is very much the sort of "high risk" person government is concerned about and he should be concerned on his own behalf as well.  Having been able to afford minor treatments in no way predicts his ability to afford a major hospitalization which easily costs in the millions of baht. 

 

You should have a frank discussion with him on that point.  That, and his long term plan because at present there is only one plan available among the approved companies that will insure him and guarantee renewal up to age 99, and that plan (Pacific Cross) can only be applied to up to age 75 so he would  have to act now.  They might or might not insure him given pre-existing conditions but only one way to find out. (I do not include another plan that will insure up to age 80 because they discontinue coverage at age 81.)

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14 minutes ago, Sheryl said:

Where have you seen a report on Prachinburi???

Aforek Post N°109, 2 hours ago :

 

Hello, 

my  extension is due on november 14 th; this morning I went in advance to do it ( O-A ) in Prachinburi I-O and the officer told me that according to the new law, I have to have an insurance in Thailand; I told her that I have one already in my country, but she told me no matter you must have one in Thailand, or I go out of Thailand and ask for O visa 

I guess she is wrong, can you tell me where I can find an official text in thai language which explains that it's only for new O-A 

Thanks a lot 

 

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3 minutes ago, lupin said:

I'm far less concerned by the nuance of whether this will apply to extensions of an original perhaps long past OA, (the debate on that will be moot within weeks) than I am about the utter lunacy of having to ditch far superior worldwide coverage in favor of a Thai approved policy (at least after the first year) which - by default - necessitates a new policy for those who are too old to get insurance, or now have to pay ridiculous premiums to get insurance because of their age (and now maintain TWO policies if they want to keep their superior coverage for use in home country)

 

On top of that, @Sheryl points out the uncertainty over those already covered in Thailand with SS by virtue of marriage to a Thai with government insurance as well. Not to mention US military that again are already covered.

 

 insanity

Yes depending on how this is enforced, this will be the final straw for many long term expats. 

 

I guess it doesn't matter IF the authorities are trying to get rid of a lot of us. The rules are having that same effect regardless of the intentions. 

Edited by Jingthing
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1 hour ago, Aforek said:

thanks, but the ( 6 ) is not clear : only for an alien, who has been granted Non-immigrant visa cla  O-A , must buy a thai insurance online etc 

of course I was granted an O-A visa, they don't speak of a new visa , neither of an old visa ( mine is 9 years old ) , again interpretation 

My advice would be to call the Immigration advice line in Bangkok, I think 1178 and ask them. The wording in English, as you see, is open to differing interpretations and may also be not so clear in Thai.

 

If they tell you that it applies only to newly issued O-As tell them what happened in Prachinburi and ask what you can do about it.

 

If you do need insurance there is info on options in a thread in the Health Forum. Basically - contact a broker (I would suggest AA) and ask about April My Health Thailand if you are under 65, or Pacific Cross if you are between 65 - 75.

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2 minutes ago, Sheryl said:

My advice would be to call the Immigration advice line in Bangkok, I think 1178 and ask them. The wording in English, as you see, is open to differing interpretations and may also be not so clear in Thai.

 

If they tell you that it applies only to newly issued O-As tell them what happened in Prachinburi and ask what you can do about it.

 

If you do need insurance there is info on options in a thread in the Health Forum. Basically - contact a broker (I would suggest AA) and ask about April My Health Thailand if you are under 65, or Pacific Cross if you are between 65 - 75.

The police order states it is effective as of 31 Oct 19.  Anything before that date does not need the insurance.

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44 minutes ago, LivinLOS said:

This is what people believed.. This doesnt seem to be what immigration believe in some places. Chiang Mai, Jomtien, Prachinburi, to name a few so far. 

 

It is true that there have been reports of these locations telling people that they need insurance to do an extension of stay if they entered  on an O-A visa. And  reports of other location saying the opposite. And I think I saw one that said need if extending for the very first time and not if already got at least one extension. In other words, there is confusion on this point. Which does nto surprise me given the way the Police Order is worded and structured.

 

What there has not been that I have seen is a single report of an IO saying that insurance is required for extensions under an O visa. There is no possible misinterpretation of the Police Order, in English or in Thai, r on that score.

 

You may believe that extensions are completely independent of the original visa but Imm does not. The original visa type is not only retained in the file but re-entered as part of each  and every extension request.

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15 minutes ago, PETERHOF said:

Aforek Post N°109, 2 hours ago :

 

Hello, 

my  extension is due on november 14 th; this morning I went in advance to do it ( O-A ) in Prachinburi I-O and the officer told me that according to the new law, I have to have an insurance in Thailand; I told her that I have one already in my country, but she told me no matter you must have one in Thailand, or I go out of Thailand and ask for O visa 

I guess she is wrong, can you tell me where I can find an official text in thai language which explains that it's only for new O-A 

Thanks a lot 

 

 

Thanks for that - reassuring for me as I'm in  Prachinburi and on an O. And not able to pop into Imm any time soon  to ask.

 

Obviously not reassuring for the poster but I do note that they suggest the option of re-entering on an O. If I were him, I  would first try to straighten this out through a call to Bangkok but, if that fails , keep that as a Plan B.

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10 minutes ago, Sheryl said:

 

Thanks for that - reassuring for me as I'm in  Prachinburi and on an O. And not able to pop into Imm any time soon  to ask.

 

Obviously not reassuring for the poster but I do note that they suggest the option of re-entering on an O. If I were him, I  would first try to straighten this out through a call to Bangkok but, if that fails , keep that as a Plan B.

Thanks, I shall  do it ; for visa O, can I have on in a surrounding country ? extension is easy ? because I would like to my insurance in my country

thanks 

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That is certainly good news but we should remember that IO is in a state of flux and everything is subject to change on a whim. Many expats are looking at Vietnam.

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This is how I read and understand the new police order:

 

The police order amended the criteria of Consideration for granting the extension of stay. They added a new criteria which requires insurance if an applicant has been granted an OA visa (whenever). (6)  "it does not say only after 31.10.2019'

 

My understanding is unfortunately. we all, who came whenever with OA visa  and applying for extension of the permission to stay, the new amendment applies after 31.10.2019.

 

The last part of the order is dealing with the criteria of consideration for permission of stay after one year entering with OA.  

Me personally am due for extension end of May 2020 and considering to leave Thailand and live in Europe. The money required in the Bank I can use in Europe somewhere to buy a worthy Health insurance or stay 6 months a year in UK.  

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4 minutes ago, erymax said:

This is how I read and understand the new police order:

 

The police order amended the criteria of Consideration for granting the extension of stay. They added a new criteria which requires insurance if an applicant has been granted an OA visa (whenever). (6)  "it does not say only after 31.10.2019'

 

My understanding is unfortunately. we all, who came whenever with OA visa  and applying for extension of the permission to stay, the new amendment applies after 31.10.2019.

 

The last part of the order is dealing with the criteria of consideration for permission of stay after one year entering with OA.  

Me personally am due for extension end of May 2020 and considering to leave Thailand and live in Europe. The money required in the Bank I can use in Europe somewhere to buy a worthy Health insurance or stay 6 months a year in UK.  

It does say "This order is effective as of 31 October 2019.   It is on the bottom of the first page (of the police order).

Edited by Mango Bob

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1 minute ago, Mango Bob said:

It does say "This order is effective as of 31 October 2019.   It is on the bottom of the first page.

Yeah so what?

That doesn't clarify whether it would apply to OA based extensions after that date, or not. 

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14 minutes ago, Aforek said:

Thanks, I shall  do it ; for visa O, can I have on in a surrounding country ? extension is easy ? because I would like to my insurance in my country

thanks 

I think you might be able to get an O in the region but the person to ask for sure  is @UbonJoe.

 

I do not advise anyone to drop a good foreign insurance policy, even if buying a local one to meet visa requirements.

 

There is still some hope that foreign policies will be accepted by Imm but this remains to be clarified and I would not count on it given how soon you need to extend.  Also,  best case scenario you would need to get your insurer to sign off on a certificate with wording as shown on longstay.tgia website (click on O-A then guidelines) and that may be difficult.

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I would follow no order or assume anything on this.

I mentioned before I know a few officers in the north who work at immigration.

They are under the impression it includes retirement extensions.

 

So, fight it the best you can but I would go to the office before and speak to a supervisor and confirm.

If they insist you need to have it then I guess you will have to deal with it.

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2 minutes ago, Mango Bob said:

It does say "This order is effective as of 31 October 2019.   It is on the bottom of the first page.

Yes, this order to amend the criteria for granting an extension of stay according to (6) requires health insurance if OA visa has been granted and you extending the permission of stay is effective after 31 October 2019

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