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Son of Clouseau

Help for wife on passing away

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When I married 5 years ago, I contacted my company pension scheme to advise of the event and make my wife the beneficiary of any widow's pension.

 

They required our marriage certificate, her Thai birth certificate and translations of them both, I added a copy of her Thai ID card for good measure.

 

The above would have actually needed only to be provided on my demise, but to make it much easier I have done all this in advance.

 

Once I leave this world, all she'll need to do is send the Death Certificate and her bank details and the widow's pension will be paid.

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You say you are ex forces I presume you get a pension from them can I suggest you call the armed forces pensions office think you will find them very helpful . If I am correct your wife won’t receive your full pension but a proportion of it . 

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On 11/10/2019 at 6:46 PM, elwood said:

Afraid not mate, unless she has been a contributor. They stopped that some years ago, and as you know,  they are even dropping the ADI next April. Wonder how many leading countries actually lower a pension?

Good to be an old Brit eh?

I thought the wife's pension was separate from the husband's pension and would continue until she popped off? What is ADI?

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I am not sure how the U.S. Embassy representation is distributed throughout Thailand; however, the local rep from Ubon is Larry Edmonds (Bangkok American Embassy Citizen Liaison Vol. (CLV),  Zone 8

Ubon Ratchathani, Thailand 083-201-1062, Lcl).  I am sure he will either help you/your wife directly; or, put you in touch with someone in Khon Kaen who can.  

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I hope you have formally made her the Beneficiary with the administrator of those funds or she will get nothing.

If she is the proper registered Beneficiary, all she will need is an Original Death Certificate and what ever form each fund requires.........

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A very important subject matter and one that every foreigner with a family living in Thailand needs to take seriously. I’d try and find an English speaking lawyer with experience in these matters or a responsible family member at the home country who will commit to the task. Good luck.

 

 

 

 

 

 

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18 hours ago, twix38 said:

So if pension providers located in UK. Contact them and do an Expression of wish form. I.e. on your death instructions on who gets spouse pension with contact details/copy Thai ID card. Inform executor. Foreign based pensions would then have information and instruction upon your death for executor to inform them and pension trustees to implement 

With my expression of wish, I had to supply a copy of my Thai marriage certificate translated and verified. 

I did this at one of the agency's in the Trendy building, Bangkok where the UK passport agency is based.

The pension providers confirmed this was now on my file and everything was in order should my wife want to claim 50% of my pension sum upon my demise.

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16 hours ago, Gandtee said:

I thought the wife's pension was separate from the husband's pension and would continue until she popped off? What is ADI?

ADI is Adult Dependency Increase; this is from the DWP website;

"Adult Dependency Increase

Adult Dependency Increase is a payment for a partner who is financially dependent on you. You may be getting this as part of your State Pension.

Adult Dependency Increase closed to new applications in 2010.

From 6 April 2020 all payments will stop. If you get Adult Dependency Increase now, you’ll keep getting it until then, as long as you’re eligible."

---

 

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On 11/12/2019 at 3:20 PM, Captain 776 said:

I hope you have formally made her the Beneficiary with the administrator of those funds or she will get nothing.

If she is the proper registered Beneficiary, all she will need is an Original Death Certificate and what ever form each fund requires.........

This correct. In the UK it is called an 'Expression of Wish' so you must contact each pension provider and complete their forms. Upon your death the pension provider will require sight of your death certificate and your wife's bank account details. They will also ask for a National Insurance number for your wife but if she is not a UK citizen there are provisions in place for non citizens so make sure she knows this. I did this when a friend of mine passed away a couple of years ago. Access to his UK bank account was the most difficult as he died without a will.

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Jaggg88,  What provisions are there for people  without a UK NI number when they receive a widow's pension?

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On 11/10/2019 at 6:15 PM, elwood said:

If you have a UK state pension;....

I asked  DWP online about me kicking it and my wife being able to speak English well, 

 

 Good post ,  may i ask  is  your thai wife , recognised as  your british wife .

   

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3 hours ago, lungbing said:

Jaggg88,  What provisions are there for people  without a UK NI number when they receive a widow's pension?

A UK HMRC tax number but my Thai wife only got that by having joint bank account while she was in the UK. 

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12 hours ago, elliss said:

 

 Good post ,  may i ask  is  your thai wife , recognised as  your british wife .

   

She is the only wife I have...for 29 years!

Edited by elwood
remove a word.
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On 11/15/2019 at 12:40 AM, Jaggg88 said:

This correct. In the UK it is called an 'Expression of Wish' so you must contact each pension provider and complete their forms. Upon your death the pension provider will require sight of your death certificate and your wife's bank account details. They will also ask for a National Insurance number for your wife but if she is not a UK citizen there are provisions in place for non citizens so make sure she knows this. I did this when a friend of mine passed away a couple of years ago. Access to his UK bank account was the most difficult as he died without a will.

If it's a joint account my legal Thai wife will have full access I suppose? Perhaps you could expand your information explaining what is the procedure for her to continue receiving her pension which is on my NI number?

Edited by Gandtee
Additional words.

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