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You will be hit with fees any way you import funds.

Next time you are back in your home country, open an account that will refund the ATM fees.

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10 minutes ago, sillyfool said:

don't know that one. 

A ponzi scheme that use cryptocurrencies. Some people like to equate cryptocurrencies to scam because they don't understand them. 

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Just now, Lacessit said:

In Thailand, IMO the best way to utilize your money is to have a savings passbook. Withdrawals and deposits are free, provided you are banking in the same province as where you open the account. I deal in cash only, have a debit card for emergencies.

I use a telegraphic transfer of fairly large sums once or twice a year. Fixed fee of $30, plus the exchange rate imposed by the Thai bank.

Under no circumstances try to transfer from your home country in Thai baht. You are then subject to Dynamic Currency Conversion ( DCC ), which is the polite way of saying we are going to rob you blind.

Unless you bank with TMB and there are NO charges for out of province use.

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