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Which foreign health insurance companies are accepted for Non-Immigrant Visa “O-A” (Long Stay)

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Can I use my existing USA Health insurance policy to get an O-A Visa next year? Currently with AETNA

I called but could not get a human being to answer within 15 minutes hold. It is a comprehensive policy

with no limits

 

Has anybody done it ? 

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10 hours ago, oslooskar said:

Okay, I live in the province of Rayong and I have an O-A visa that is valid until February 4, 2020. How, exactly, do I convert my O-A visa to an O visa?

You stay until Feb 4th without a care in the world...actually up until the Permission of Stay stamp. Then leave Thailand and either obtain a Non-Imm-O at a nearby consulate, or return Visa Exempt, and convert it to a Non-Imm-O entry.  

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3 hours ago, VIPinLanna said:

Can I use my existing USA Health insurance policy to get an O-A Visa next year? Currently with AETNA

I called but could not get a human being to answer within 15 minutes hold. It is a comprehensive policy

with no limits

 

Has anybody done it ? 

If you read through all these threads you will find that it is so new, no one has tried it yet

 

But if you look at what the Thai authorities are saying, no it will not be accepted unless AETNA ,USA, has been qualified and placed on the list.  They don't seem to really care what coverage you have, so long as it is provided by a Thai insurance company, and AETNA in Thailand is like Blue Cross, just a franchise and I doubt if approved

 

I certainly would not count on it 

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12 hours ago, oslooskar said:

Okay, I live in the province of Rayong and I have an O-A visa that is valid until February 4, 2020. How, exactly, do I convert my O-A visa to an O visa?

Is it your OA visa that is expiring or your permit to stay from it.

If it is your OA visa that is expiring you can leave and re-enter the country and get a new one year entry.

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6 hours ago, gk10002000 said:

That is not correct.  The police order and forms say that if a foreign policy is certified by that form it can be used.

the police order sdys nothing either way.

 

the tgia website -- which is not an official government source but is being treated as such by default -- says it can be used for the first year only.

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1 hour ago, Langsuan Man said:

If you read through all these threads you will find that it is so new, no one has tried it yet

 

But if you look at what the Thai authorities are saying, no it will not be accepted unless AETNA ,USA, has been qualified and placed on the list.  They don't seem to really care what coverage you have, so long as it is provided by a Thai insurance company, and AETNA in Thailand is like Blue Cross, just a franchise and I doubt if approved

 

I certainly would not count on it 

 

This is not correct as regards original visa application and first year of entry. Foreign policies CAN be used if they include at least 40k of outpatient cover, and of course cover you in Thailand. And people have done this.

 

There is a downloadable form on the longstay.tgia website that you are supposed to get you insurer to sign and then submit with your visa application and, often, copy of the policy documents.

 

It is difficult to impossible to get insurers to sign this form because of how it is worded...in the case of US insurers I would say almost certainly impossible.  Some Embassies/Consulates have, in that situation, accepted policy documents alone.

 

I suggest you contact the Embassy or Consulate where you are applying for the visa, explain your situation and inability to get the "form" signed and ask if you can send them copy of policy instead. Ultimately it is up to the Embassy/Consulate issuing the visa what they will accept as proof of insurance, but they definitely are not restricted to Thai policies for that. If they accept your proof of insurance they are supposed to make a notation on the visa itself which the Immigration Officer will check at entry. It needs to include the date through which the insurance is in effect as the Imm officers  need that in order to know how long to stamp you in for.

 

Note that if accepted and the visa is issued with the required notation, it will suffice for the first year only i.e. you will not be able to get 2 years out of this visa unless you buy a local policy for the second year. In addition, if your insurance has less than a year to go before renewal, you will only get as much time as is left on the policy so need to synchronize this or see if you can do an early renewal.

 

As you can see this is all rather complicated and difficult. You might like to consider getting a Multiple Entry Tourist visa instead of a non-OA if your purpose is just longer visits in Thailand. Or Elite Visa if you feel sure you want to do this for at least the next 5 years (don't invest in one of you are still new to Thailand, you may change your mind).

 

If your purpose is to require here permanently you would be well advised to either get an Elite Visa (5 or 20 years -- same caveat) or  try to get an non-O visa rather than O-A and then extend it in-country; you will have to show money in a Thai bank account for the extension.

 

No Immigration requirement for insurance on any of those alternative  approaches at this time.

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2 minutes ago, Sheryl said:

No Immigration requirement for insurance on any of those alternative  approaches at this time.

"at this time' - this is the point. You cannot rely on this. Everything here is changing quickly. You always should be prepared that you cannot stay here anymore. Don't invest here, don't buy any real estate, don't make any private plans here for long term.

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1 hour ago, ubonjoe said:

Is it your OA visa that is expiring or your permit to stay from it.

If it is your OA visa that is expiring you can leave and re-enter the country and get a new one year entry.

It says, "valid until 04 FEB 2020" Regarding leaving the country and reentering it and getting a new one year entry; Sheryl wrote, "you will not be able to get 2 years out of this visa unless you buy a local policy for the second year."

 

So I am going to have to either get an "O" visa or come with 81,000 baht. (Note: Thai immigration has already informed me they will not accept my Kaiser Health Plan---which covers me in every country in the world.)

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38 minutes ago, oslooskar said:

It says, "valid until 04 FEB 2020" Regarding leaving the country and reentering it and getting a new one year entry; Sheryl wrote, "you will not be able to get 2 years out of this visa unless you buy a local policy for the second year."

So I am going to have to either get an "O" visa or come with 81,000 baht. (Note: Thai immigration has already informed me they will not accept my Kaiser Health Plan---which covers me in every country in the world.)

Not sure insurance will be required for the 2nd entry for a OA visa issued prior to October 31st. They are allowing people to enter the country without insurance now using a OA visa issued prior to the 31st of October.

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Why,if Thai hospitals are happy to accept overseas health insurance,does the Thai government insist on a Thai policy?

As most of those Thai health insurance policies are less than useful,I suspect that hospital management and owners will be amongst the first to complain to the Thai Government.

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2 hours ago, ubonjoe said:

Not sure insurance will be required for the 2nd entry for a OA visa issued prior to October 31st. They are allowing people to enter the country without insurance now using a OA visa issued prior to the 31st of October.

I'm sure I could go over to Cambodia for a day or three and reenter Thailand without a problem. However, as far as I know, the Thai immigration authorities are not going to grant me an extension of my O-A visa unless I buy health insurance from the Thai insurance companies they have referenced. 

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On 11/19/2019 at 10:33 PM, Methuselah said:

Why,if Thai hospitals are happy to accept overseas health insurance,does the Thai government insist on a Thai policy?

As most of those Thai health insurance policies are less than useful,I suspect that hospital management and owners will be amongst the first to complain to the Thai Government.

 

I don't think they are aware of it yet.

 

They didn't have a seat at the (already crowded) table on this.

 

Also I'm not sure that it will have a noticeable effect on private hospitals, at least not while limited to OA visas.  And everyone I've heard from who has a foreign policy has the sense to keep it, regardless of how they decide to deal with the Imm requirement. Some are switching to Os, some are getting high deductible PC policies. Some are waiting it out to see where things stand once the dust settles, if they have enough time before their extensions are due.  I haven't heard anyone say they'll drop their high value foreign policy in favor of a  local one. Anyone who understood enough about insurance and risks to have gotten a foreign policy, not likely to do this.

 

 

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On 11/19/2019 at 7:37 PM, oslooskar said:

It says, "valid until 04 FEB 2020" Regarding leaving the country and reentering it and getting a new one year entry; Sheryl wrote, "you will not be able to get 2 years out of this visa unless you buy a local policy for the second year."

 

So I am going to have to either get an "O" visa or come with 81,000 baht. (Note: Thai immigration has already informed me they will not accept my Kaiser Health Plan---which covers me in every country in the world.)

 

That was referring to OAs issued after the effective date of 31 October 2019. For these new OAs, as things currently stand, a foreign policy can be used only for the first year i.e. for initial visa applications. 

 

If your visa is valid until Feb 2020 (or for that matter your permission to stay) then it was issued before this date.

 

Reports seem to be mixed  on people re-entering on OAs issued before the effective date but at least some are being let in without any mention of insurance.

 

 

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On 11/25/2019 at 9:15 AM, Sheryl said:

That was referring to OAs issued after the effective date of 31 October 2019. For these new OAs, as things currently stand, a foreign policy can be used only for the first year i.e. for initial visa applications. 

What about those who enter the second year with R-Entry permit?
Do they only get this permit if they prove a worthless TGIA compulsory insurance?

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On 11/18/2019 at 2:50 AM, Sheryl said:

There was indeed a report from someone with a German insurance policy that agreed to sign the certificate. I think company name began with an H? I'll see if I can find it.

A first hint is given in this forum, that HanseMerkur in Germany delivers the Certcicate, signed in original by mail.

 

I followed this hint and asked HansMerkur and got the following answer yesterday.

 

Quote

We will gladly confirm in advance that the desired form can be filled out and then sent by email and post (to the German address). 

 

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