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RoyLee

gf responsible for late mom's debt?

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My (now ex) girlfriend claims to be stuck paying off her late mom's debt. Shortly after the start of our brief relationship, it became apparent my purpose in the relationship was to help finance her sick mom's health-care.  Even, after we broke up, I helped a little, all the way up to the funeral a few months later.  She (only child) sold off assets and paid off debts, but was left with an "informal" debt as she put it.  I'll spare the gory details and I'm sure there's something lost in the translation, but it involves "mafia", threats to be sent off to work in a bar, threats to harm an aunt who has taken her in should she decide to flee etc.  The problem is she is doing low-paying work to pay off this debt, when she could be working as a university-educated accountant in a bigger city as she did when she was with me. She is not asking me for money.  Is this story believable or even possible here?   

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1 hour ago, worgeordie said:

pay interest every week,so they are hooked for life

Yes, she is paying 2000baht/week which goes to interest only, incurred from mom's gambling debts, she says. 

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If you pay, pay directly to the creditor. Make sure you have a signed receipt in Thai and a signed transcript in English, with the remark, that with this final payment the loan has been payed off completely.

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If she’s only paying 2000 a week the actual debt can’t be a lot . If they are only charging 10% a month ( which is low for a loan shark, that is threatening to send her to a bar ) it only works out to about 80,000 baht 

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20 hours ago, RoyLee said:

My (now ex) girlfriend claims to be stuck paying off her late mom's debt.

So why is she telling you this ?

 

20 hours ago, RoyLee said:

my purpose in the relationship was to help finance her sick mom's health-care.

I am assuming you did your good deed, now her mum has passed, no more finance for mom's health-care required, end of story there.

 

20 hours ago, RoyLee said:

Even, after we broke up, I helped a little, all the way up to the funeral a few months later.

Of course you did, did you think it was going to stop ?

 

20 hours ago, RoyLee said:

but was left with an "informal" debt as she put it. 

I don't see what her "informal" debt has got to do with you, she is your ex and you didn't ask her or her mom to create such debts from loan sharks, right ?

 

20 hours ago, RoyLee said:

I'll spare the gory details

It's all glory, a million stories a day come out from these girls, I see it and hear it all the time as others do, it's ways of extracting money from good hearted farangs.....period.

 

20 hours ago, RoyLee said:

but it involves "mafia", threats to be sent off to work in a bar, threats to harm an aunt who has taken her in should she decide to flee etc. 

 

20 hours ago, RoyLee said:

The problem is she is doing low-paying work to pay off this debt, when she could be working as a university-educated accountant in a bigger city as she did when she was with me.

Her choice.

 

20 hours ago, RoyLee said:

She is not asking me for money. 

She doesn't have to, all she has to do is tell you her sob story as others do and Mr Farang will come to the rescue to feed their needs, whether it be gambling, drugs, boyfriend or buying land, building a house, etc, etc, etc, and of course farangs are suckers and they know it, a lot of them even lie to their husbands to access funds to put them in a better position, I believe it's called the power of the pu$$y for those who can't see between the black brussel sprouts.

 

20 hours ago, RoyLee said:

Is this story believable or even possible here? 

You shouldn't even be asking, Thailand is Thailand, and every country has a story or 2 or 3 million, i.e. if your a good listener, perhaps if you are thinking of giving her any money to help her out, you would be better off purchasing yourself a violin and take up violin lessons, that would be enjoying as you stroke away at the strings, ah, music to my ears.

 

Move forward, it's ok to say no, even though she hasn't asked you for money, she has done so by telling you her story. I have faith in you, look after number 1 and look for people who don't have stories and you might just get to where you want to be, or join the many other disgruntled farangs who have bitten the dust, from "no fault of their own" 🏧

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Lololol TOTAL SCAM.........don’t be fooled by this <deleted>.

 

All you have to do to make this go away is ask for proof.  DONE.

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A strong dose of scepticism is required here. I would not trust them as far as I could throw them. Not your responsibility and as you say, she chose not to pay the alleged most dangerous debt first? Wake up and smell the coffee.

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