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ianh68

Frozen British Pensions

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14 hours ago, cleopatra2 said:

Would it not be possible to go for example the Philipines claim full pension and leave

Theoretically yes, as anywhere that gets the full rate. I do not know what is required in other countries regarding residency to claim the full rate.

I would think that for many the UK would be the simpler solution.

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11 hours ago, kingdong said:

from my dealings with local council they seem to be staffed by dossers who feel hard done by,just renewed my parking permit,they screwed it up,got a ticket and it took over an hour face to face to sort it,unfit for purpose.

There is a bit of a Catch 22 in all of this because (UK) civil service salaries were always intended to be lower than private sector salaries; but civil service pensions were more generous than private sector pensions. Lower salaries tended to attract lower quality/less ambitious staff and that is why many aspects of the civil service have generally offered lower levels of service than the private sector.

 

By the way, no one should take offence at this because there are many people for whom a high salary in the private sector is not such a big deal: working in the civil service mode suited them and they were perfectly suited to the work they did.

 

On the other hand, last year, the Sunday Times ran an article on the highest civil servants that had been recruited to work on Brexit/Trade Deals. Their CVs were very good to excellent. However, these people said things like, when I saw that X was joining the team, I made sure his office was smaller than mine! Marvellous!

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6 hours ago, todlad said:

 

 

On the other hand, last year, the Sunday Times ran an article on the highest civil servants that had been recruited to work on Brexit/Trade Deals. Their CVs were very good to excellent. However, these people said things like, when I saw that X was joining the team, I made sure his office was smaller than mine! Marvellous!

Your last sentence said it all about the calibre of civil dossers,sorry servants.

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If you believe the bull <deleted> and lies of any of them you are too gullible, they cannot deliver from a democratic vote because no doubt it will curtail all the back handers and freebies so to believe any of them is insane and frankly idiotic...don't get sucked in by their false claims

Edited by stevefloyd

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On 12/6/2019 at 6:23 AM, saengd said:

I was able to get my UK state pension unfrozen and uprated two years ago, here's what I did:

 

Was it really worth it just to get a paltry small percentage annual increase? Or was it a matter of principle?

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On 12/5/2019 at 2:09 PM, kingdong said:

Your last sentence said it all about the calibre of civil dossers,sorry servants.

As my last comment remained unopposed it would appear what your occupation is.

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On 12/4/2019 at 1:59 PM, sandyf said:

If this ever sees the light of day then the obvious course of action would be to return to the UK, claim the full pension and then leave again.

What will see the light of day is the unfreezing of pensions from their current level abroad (partial uprating). Going back to the UK does admittedly raise the pension to the current level in the UK (full uprating) but it falls back to the partially uprated figure on returning to Thailand.

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On 12/6/2019 at 6:23 AM, saengd said:

I was able to get my UK state pension unfrozen and uprated two years ago, here's what I did:

 

I'd been in Thailand full time for about 18 years and wanted a bolt hole back in the UK for my plan B, the plan was to buy somewhere, live in it for a few months each summer and rent it out for the rest of each year.

 

I found a retirement flat near The Lakes and in July 2017 I took possession, I then contacted DWP and said I was now living in the UK. They sent me a form that asked silly questions such as where are your personal possessions such as photographs stored, when you travelled to the UK did you buy a one way or a return ticket, the form is designed to help them understand where you live permanently. I sent it off but heard nothing back for three weeks so I thought I would write to my MP and copy in the Minister of Pensions, in the letter I set out the case that all aspects of my life were now UK based, by this time I'd already registered for the usual UK things, tax, doctor, council tax etc. Crucially I wrote in my letter that I expected to continue to travel as much as possible, something I had done since age 16, this was part of my settled and established way of life.

 

Pretty soon I got a reply saying it had been accepted I am now UK resident and my pension was uprated, start to finish time around seven weeks.

 

After two and a half months in the UK and a very pleasant summer I found a tenant for the flat and I returned to Thailand, the following year I repeated the process but this time I stayed for four months. I'm not sure what I'll do this year, I am ticketed to return mid May (ticket purchased in the UK) and may well do so for a short while, we'll see. All in all it's a very simple process that is quite quick, I'm certain I could have completed it without buying a flat and instead just renting or similar. Best part is we've had two great holidays in the UK which cost very little.

That is quite interesting. It could also include registering to vote - if you have gone past the 15 years abroad you could re-register and the clock would be set back to zero.

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The FSA migrated from USA to UK.

 

 

I guess only trouble is Labor doesn't stand much of a chance. Last poll I'd seen had Conservatives up by ten solid.

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1 hour ago, ianh68 said:

What will see the light of day is the unfreezing of pensions from their current level abroad (partial uprating). Going back to the UK does admittedly raise the pension to the current level in the UK (full uprating) but it falls back to the partially uprated figure on returning to Thailand.

That is as much an assumption as any uprating taking place in the first place.

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13 hours ago, IvorBiggun2 said:

Was it really worth it just to get a paltry small percentage annual increase? Or was it a matter of principle?

You're too funny! In fact it was partly a matter of principle.....I also receive the US SSc payment every month and this is taxed and not recoverable, unless I live in the UK, I used to be able to claim the tax back by filing a tax return but then Trump removed the ability of non-resident aliens to do that. Once I started to be UK resident once again US tax stopped being deducted.

 

So the combination of the UK Pension uplift, tax recovery on my SSc payment every month, plus the ability to access the NHS once again and owning a flat in the UK I could use and rent out, all made the proposition financially attractive. Even setting aside the rent I receive, the current setup is self financing and our holidays every year are free.

 

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On 12/6/2019 at 6:23 AM, saengd said:

I was able to get my UK state pension unfrozen and uprated two years ago, here's what I did:

 

I'd been in Thailand full time for about 18 years and wanted a bolt hole back in the UK for my plan B, the plan was to buy somewhere, live in it for a few months each summer and rent it out for the rest of each year.

 

I found a retirement flat near The Lakes and in July 2017 I took possession, I then contacted DWP and said I was now living in the UK. They sent me a form that asked silly questions such as where are your personal possessions such as photographs stored, when you travelled to the UK did you buy a one way or a return ticket, the form is designed to help them understand where you live permanently. I sent it off but heard nothing back for three weeks so I thought I would write to my MP and copy in the Minister of Pensions, in the letter I set out the case that all aspects of my life were now UK based, by this time I'd already registered for the usual UK things, tax, doctor, council tax etc. Crucially I wrote in my letter that I expected to continue to travel as much as possible, something I had done since age 16, this was part of my settled and established way of life.

 

Pretty soon I got a reply saying it had been accepted I am now UK resident and my pension was uprated, start to finish time around seven weeks.

 

After two and a half months in the UK and a very pleasant summer I found a tenant for the flat and I returned to Thailand, the following year I repeated the process but this time I stayed for four months. I'm not sure what I'll do this year, I am ticketed to return mid May (ticket purchased in the UK) and may well do so for a short while, we'll see. All in all it's a very simple process that is quite quick, I'm certain I could have completed it without buying a flat and instead just renting or similar. Best part is we've had two great holidays in the UK which cost very little.

this is exactly what i needed to know cos i.m out come april 02 back to UK cheers !

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On 12/8/2019 at 8:45 AM, Liverpudlian said:

this is exactly what i needed to know cos i.m out come april 02 back to UK cheers !

Don't forget to tell yer mates when/where yer leaving do will be.....  😉

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