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pitrevie

Non O-A Extension my experience

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You have been self insuring for years but You didn’t mention how long you have known about the new insurance requirements before going to CW. Was the need for insurance this year a complete surprise?

 

Also, note that you can apply for an extension 45 days early at CW. Best not to wait until the last minute so you will have plenty of time to deal with unexpected problems.

Edited by Martyp
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8 minutes ago, Martyp said:

You have been self insuring for years but You didn’t mention how long you have known about the new insurance requirements before going to CW. Was the need for insurance this year a complete surprise?

 

Also, note that you can apply for an extension 45 days early at CW. Best not to wait until the last minute so you will have plenty of time to deal with unexpected problems.

No it wasn't a complete surprise I have been following the discussion but I naively thought that having sufficient funds that more than cover the medical cover they require would be okay. As for the 45 days I was unaware of that. 

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Just now, pitrevie said:

No it wasn't a complete surprise I have been following the discussion but I naively thought that having sufficient funds that more than cover the medical cover they require would be okay. As for the 45 days I was unaware of that. 

The most interesting part of the story is that you were able to get insurance in a weeks time. You might want to tell people what you did with regard to your insurance.

 

Also, CW was being very patient and helpful to you. If it is section L you went to, they are very efficient and businesslike. They are not there to chat, make friends, and listen to everyone's story. First time I didn't have the proper banking documents. She told me what to do and I did it and returned without having to wait in line. The last time I went I got a nice smile from the officer sitting further in the back. Probably because this time I had all my proper paperwork.

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1 minute ago, pitrevie said:

The Insurance Company I used was Pacific Cross which is on the approved list. It cost me just under 40K. 

Good to know. Same as me. I just happened to get a policy with them last January so I was already in compliance with the insurance regulation. In addition to that, I renewed on Oct 7th, 42 days early, before they started enforcing the requirement.

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I really feel for you, but I wonder why you did choose the bumpy road to buy the thai health-insurance coverage.

You write that you did follow the discussions on the TV Forum, so I assume that you were aware that there was also the option to convert your OA - retirement Visa to an O - retirement Visa.

Yes, that would have meant making a trip abroad, return Visa exempt and apply for a 90-day Non Imm O - retirement Visa at your local IO, and in the last month of that 90-day Visa, apply for a 1 year extension of stay of that Non Imm O - retirement Visa.  The requirements for that last step are identical with the failed extension you did now, but with the difference that NO health-insurance would be required.

Were their particular reasons why you did not consider that option?

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Pacific Cross got a policy approved and documents out in one week. I am going into my 4th week and still no documents.  I did not need a medical exam and thought the process would be little bit quicker.  

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34 minutes ago, lamyai3 said:

It's a reasonable enough assumption, since the rules have not been officially confirmed as being retroactive. 

He knew there was a possibility he would be asked for insurance and thought he might be able to use his self insurance bank account to qualify. That isn't a reasonable assumption.

 

However, he may have been given written instructions about what is required for his extension for the coming year (such as the bank account minimums). If the insurance requirement has been added to the written instructions then that would be "official" notice.

 

I can see not going to the expense of insurance before trying to see if you can get away without it. However, you need to do some research beforehand and be prepared to buy it before your extension expires. Going in 30 days early is possible everywhere and 45 days early at CW. He was lucky to be able to purchase insurance in 1 weeks time. 

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