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Tourist injured in MC accident on oil slick road

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On 1/10/2020 at 4:10 PM, jacko45k said:

It said he was a tourist so I suspect a rented vehicle, he could be liable for any damage to the bike. I would expect (or hope), the bike has the compulsory insurance, it is needed to get the tax paid. I just looked at my CTPL insurance, all in Thai, but I did believe it covered personal accident to a limit. Whether that carries to a rental or it had renter's insurance, I suspect not!

30k baht medical cover, 80k if not your fault

Screenshot_20180907-103234.png

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13 hours ago, scubascuba3 said:

30k baht medical cover, 80k if not your fault

That appears to only cover 3rd party, but goes on to tell me cover if I am not at fault... I don't understand that! If so, one would be dependent on the other party's insurance, if there is one, if he has insurance, if he was responsible, if he accepts he was (unlikely, locals always innocent) and if the Thai policemen agrees (optimistic!). In the OP he hit oil so no 3rd party! 

As it is I have taken out supplementary insurance for myself wrt the motorbike, at the time it was sold to me, many years ago, on the basis of a farang needing a higher bail bond than a Thai needed, and the CTPL did not cover it, this did!

Edited by jacko45k

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2 minutes ago, jacko45k said:

That appears to only cover 3rd party, so one would be dependent on the other party's insurance, if there is one, if he has insurance, if he was responsible, if he accepts he was (unlikely, locals always innocent) and if the Thai policemen agrees (optimistic!). In the OP he hit oil so no 3rd party! 

As it is I have taken out supplementary insurance for myself wrt the motorbike, at the time it was sold to me, many years ago, on the basis of a farang needing a higher bail bond than a Thai needed, and the CTPL did not cover it, this did!

Another thread currently running on the subject, mixed responses whether covered or not

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15 hours ago, Eindhoven said:

 

That could be either because the motorbike riders were long gone or that they didn't have insurance.

 

They were both hospitalised (one lost his spleen) after hitting me at 90kph - I took photos.  My insurance cheerfully paid for their medical fees.

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52 minutes ago, mikebell said:

They were both hospitalised (one lost his spleen) after hitting me at 90kph - I took photos.  My insurance cheerfully paid for their medical fees.

I think it was a case of you being the only insured driver there so the policeman saw it as justified to blame you. The same as my neighbour who was hit by a kid (no licence, no insurance) coming the wrong way. She had to sign to get the police report and accept blame else her insurance could not pay up, and cover the kids hospital bill and her repairs. They all felt this was correct. 

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On 1/10/2020 at 12:30 PM, johng said:

Sand is almost as bad as the oil for motorbikes.

at least it helps to DRY up the oil.....

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21 hours ago, tinca tinca said:

at least it helps to DRY up the oil.....

Always thought the best was cement powder not sand.

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On 1/13/2020 at 11:11 AM, tinca tinca said:

at least it helps to DRY up the oil.....

Only effective if the sand is brushed in and then removed and the process is repeated a couple of times. Throwing it on and leaving it there doesn't really do much.

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