Jump to content
BANGKOK
TerraplaneGuy

Non-OA health insurance Chaeng Wattan madness

Recommended Posts

So I'm trying to understand the practical impact of this... for folks with O-A visa extensions of stay requiring insurance (and they DO require insurance, BTW...)

 

AFAIK, I've heard that some of the Thai insurers are willing to write policies for that month or weeks stub period, at a prorated premium amount, and then have the full year follow-on policy that matches one's extension period...

 

And if someone was able to do that with their Thai insurer on the front end for the first time, then I think they'd be OK for future cycles, as their annual insurance period would match their annual extension period... and they could apply to Immigration early because they'd already have valid insurance in force each successive year.

 

  • Like 1
  • Sad 1

Share this post


Link to post
Share on other sites
3 hours ago, TerraplaneGuy said:

So now I have to ask Aetna to change not the date but the TIME to something like 9 AM so I’ll have a chance of getting my extension

Is there a chance that immigration would then object that you do not have a policy for the whole period of your extension (you would not be covered from (09:00-23:59 on the last day)? If they want to be stupid, are there any limits?

  • Like 2

Share this post


Link to post
Share on other sites
32 minutes ago, BritTim said:

Is there a chance that immigration would then object that you do not have a policy for the whole period of your extension (you would not be covered from (09:00-23:59 on the last day)? If they want to be stupid, are there any limits?

I wondered the same since it's hard to see why they would be so worried that the first minute is not covered, if they apparently don't care about the last.  I thought of raising it with the Supervisor but given the way she kept arguing in circles and ignoring the plain logic of my position made me conclude it would be a waste of time.  So to answer your question, no there are none.

  • Like 1

Share this post


Link to post
Share on other sites
3 hours ago, TallGuyJohninBKK said:

So I'm trying to understand the practical impact of this... for folks with O-A visa extensions of stay requiring insurance (and they DO require insurance, BTW...)

 

AFAIK, I've heard that some of the Thai insurers are willing to write policies for that month or weeks stub period, at a prorated premium amount, and then have the full year follow-on policy that matches one's extension period...

 

And if someone was able to do that with their Thai insurer on the front end for the first time, then I think they'd be OK for future cycles, as their annual insurance period would match their annual extension period... and they could apply to Immigration early because they'd already have valid insurance in force each successive year.

 

I do think that would work.  The Supervisor said if I could prove that I NOW have the requisite insurance levels as well as the certificate stating that on 12 Feb (my extension date) my new policy will kick in with the same levels, she would have gone ahead as usual and issued me my extension in advance.  That's why I said in my first post that they in effect are requiring two certificates.  Unfortunately Aetna didn't anticipate this problem when they adjusted my policy to match my extension dates so didn't boost coverage on the stub period and didn't of course give me a certificate for it.  And I had no idea at all that I'd find myself in the Matrix.

  • Like 1

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 members

    No registered users viewing this page.

×
×
  • Create New...