luther Posted February 14, 2020 Share Posted February 14, 2020 It seems like it's impossible for an American resident of Thailand to buy short term medical insurance at any price for a trip to the US. Why can a Thai buy coverage for the same trip, but not an American? I'm aware that World Nomads and other organizations will sell you trip insurance, but there is great debate as to whether this would cover say medical bills after a car accident. If anyone can explain why this is or has figured out a solution, I'd appreciate it. Link to comment Share on other sites More sharing options...
Popular Post bkk6060 Posted February 14, 2020 Popular Post Share Posted February 14, 2020 Send a letter to Trump and ask him. Please report back with his response. Thanks 1 4 Link to comment Share on other sites More sharing options...
elektrified Posted February 14, 2020 Share Posted February 14, 2020 Have you contacted AA Insurance Brokers in Chonburi? I purchased short-term medical insurance from them for a trip to the USA in 2015. 1 Link to comment Share on other sites More sharing options...
thailand49 Posted February 15, 2020 Share Posted February 15, 2020 Not sure about a Thai but it isn't about Trump, Over a decade I once brought and look into travel insurance gotten at AA, if you do get one the coverage is minimum at best and you got to pay up front due to the high cost of medical in the U.S. many will not provide coverage. Also, many of the medical policy purchased in Thailand that cover outside will not cover U.S. from my experience unless it is an International one? 2 Link to comment Share on other sites More sharing options...
ThaiBunny Posted February 15, 2020 Share Posted February 15, 2020 16 hours ago, luther said: If anyone can explain why this is or has figured out a solution, I'd appreciate it. The Insure My Trip site will offer up policies for US citizens visiting the US Link to comment Share on other sites More sharing options...
dsj Posted February 15, 2020 Share Posted February 15, 2020 I have an insurance broker that I use here in Thailand, and he gave me a website that provides travel insurance, check it out. You can PM me if you want his contact. https://www.journeyman-services.com/quotes/travelInsurance.php?ref=TIGON Worldwide Travel_Go Plan_Nov'18.pdf Link to comment Share on other sites More sharing options...
steve187 Posted February 15, 2020 Share Posted February 15, 2020 20 minutes ago, dsj said: I have an insurance broker that I use here in Thailand, and he gave me a website that provides travel insurance, check it out. You can PM me if you want his contact. https://www.journeyman-services.com/quotes/travelInsurance.php?ref=TIGON Worldwide Travel_Go Plan_Nov'18.pdf 136.11 kB · 1 download only covers up to 30 days Link to comment Share on other sites More sharing options...
fxe1200 Posted February 15, 2020 Share Posted February 15, 2020 (edited) I insured my trips with Allianz in Hat Yai, Europe though is slightly cheaper, than the US or Canada. No problems at all. But I am not an American. Edited February 15, 2020 by fxe1200 Link to comment Share on other sites More sharing options...
Popular Post LawrenceN Posted February 15, 2020 Popular Post Share Posted February 15, 2020 Check with Aetna. I have used it many times. 3 Link to comment Share on other sites More sharing options...
david_je Posted February 15, 2020 Share Posted February 15, 2020 15 hours ago, elektrified said: Have you contacted AA Insurance Brokers in Chonburi? I purchased short-term medical insurance from them for a trip to the USA in 2015. What policy did you purchase pls? Link to comment Share on other sites More sharing options...
ChipButty Posted February 15, 2020 Share Posted February 15, 2020 (edited) https://www.axa.co.th/ Google is you only friend Edited February 15, 2020 by ChipButty 1 Link to comment Share on other sites More sharing options...
robpuff Posted February 15, 2020 Share Posted February 15, 2020 You can...travel insurance covers the trip and time spent in USA. Ask Frank.co.th. Link to comment Share on other sites More sharing options...
mwbrown Posted February 15, 2020 Share Posted February 15, 2020 48 minutes ago, LawrenceN said: Check with Aetna. I have used it many times. I agree, I've purchased American trip coverage from BUPA/Aetna twice. Link to comment Share on other sites More sharing options...
Estrada Posted February 15, 2020 Share Posted February 15, 2020 (edited) If you are a permanent resident or have a work permit, you can get free complimentary travel insurance if you have a Thai Citibank Platinum Visa Card and spend a minimum of B10,000 whilst travelling on up to a 10 day trip. Travel and accident coverage B1.5Million, Medical expenses B1.5Million. (Register with www.Cigna.co.th 1 day before your trip and they will send your covernote by e-mail) Edited February 15, 2020 by Estrada Link to comment Share on other sites More sharing options...
moontang Posted February 15, 2020 Share Posted February 15, 2020 What I get for trips of a month, is an STM Policy..I go to www.insubuy.com Link to comment Share on other sites More sharing options...
Max69xl Posted February 15, 2020 Share Posted February 15, 2020 8 hours ago, thailand49 said: Not sure about a Thai but it isn't about Trump, Over a decade I once brought and look into travel insurance gotten at AA, if you do get one the coverage is minimum at best and you got to pay up front due to the high cost of medical in the U.S. many will not provide coverage. Also, many of the medical policy purchased in Thailand that cover outside will not cover U.S. from my experience unless it is an International one? I think OP simply wants to buy a travel insurance/accident insurance in Thailand covering his trip while in the US. A thai health insurance isn't a short term insurance. But several thai health insurances includes an accident insurance which works as a travel insurance worldwide, but then you have to convert the coverage in baht to (in this case) $US. My accident insurance covers ฿250k which is quite ok in Thailand,but it's not very much in $US. Link to comment Share on other sites More sharing options...
Sheryl Posted February 15, 2020 Share Posted February 15, 2020 It is true that most travel insurance will not cover a US citizen traveling to the US but some will. Before reaching Medicare age I used to get IMG Patriot Plus. If you have private insurance covering you in Thailand, check the policy as many will cover you for emergencies on short trips abroad (even US). Link to comment Share on other sites More sharing options...
RhodeIslandRed Posted February 15, 2020 Share Posted February 15, 2020 12 hours ago, LawrenceN said: Check with Aetna. I have used it many times. Yes Aetna and AIG as I have used them many times here in Bangkok as an American.....use your Thai home address ....it is travel medical insurance with many options. Link to comment Share on other sites More sharing options...
thailand49 Posted February 16, 2020 Share Posted February 16, 2020 15 hours ago, Max69xl said: I think OP simply wants to buy a travel insurance/accident insurance in Thailand covering his trip while in the US. A thai health insurance isn't a short term insurance. But several thai health insurances includes an accident insurance which works as a travel insurance worldwide, but then you have to convert the coverage in baht to (in this case) $US. My accident insurance covers ฿250k which is quite ok in Thailand,but it's not very much in $US. I fully understood what the ops simply posted. Link to comment Share on other sites More sharing options...
Billpro785 Posted February 16, 2020 Share Posted February 16, 2020 On 2/14/2020 at 3:54 AM, bkk6060 said: Send a letter to Trump and ask him. Please report back with his response. Thanks What does Tump have to do with this ? He sells insurance? Link to comment Share on other sites More sharing options...
jmccarty Posted February 17, 2020 Share Posted February 17, 2020 I recently purchased such a short trip policy from IMG called "Patriot America" which of course broadly excludes any pre-existing or other condition that can be linked to a pre-existing condition. Caveat emptor as with any insurance you are buying with no group economy of scale. Link to comment Share on other sites More sharing options...
fceligoj Posted February 19, 2020 Share Posted February 19, 2020 Not sure why you as an American are having a problem getting travel insurance going to the US. I just made reservations with United Airlines and got a decent travel insurance policy for both myself and my wife. Besides these, also have Medicare back in the States. AND if you have a "Black Card" Visa or MC, you have car rental coverage as well as outpatient coverage. Link to comment Share on other sites More sharing options...
GinBoy2 Posted February 19, 2020 Share Posted February 19, 2020 (edited) On 2/14/2020 at 8:31 PM, mwbrown said: I agree, I've purchased American trip coverage from BUPA/Aetna twice. Ditto that, and I actually made a claim after I got an eye infection while in the States. They paid out no problem Edited February 19, 2020 by GinBoy2 Link to comment Share on other sites More sharing options...
moontang Posted February 19, 2020 Share Posted February 19, 2020 The Patriot policies have direct payment with many highly regarded hospitals in the US. Link to comment Share on other sites More sharing options...
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