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Cheapest Health Insurance

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OK so may be stupidly but I've only just become aware that I am going to be required to have health insurance for my 0A extension after living here for 3 years. I thought the new rules only apply to new OA Applications.

 

Anyway I will be applying for my extension later this week or next depending upon when my bank letter arrives.

 

So I'm just wondering if anybody has had any experiences with finding the cheapest option I'm not really concerned with the coverage at this stage just want to get this whole f****** mess behind me. With the changes that have been made with regards to Embassy stat decs as proof of income it has all been in a pain in the bum! Also any idea how long it will take to get documentation from the insurance company once the application is made?

 

Cheers 

Edited by 1
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Are you sure bothering with getting a potentially overpriced insurance with low cover is even cost effective?

 

I'm sure others can and will give more detailed advice.

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No I simply want the cheapest policy to satisfy the immigration requirement, I don't care about the coverage at this point.

 

 

1 minute ago, Stanley78 said:

Are you sure bothering with getting a potentially overpriced insurance with low cover is even cost effective?

 

I'm sure others can and will give more detailed advice.

 

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Even the cheapest insurance will probably be overpriced and not a cost effective solution to your problem.

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3 minutes ago, 1 said:

No I simply want the cheapest policy to satisfy the immigration requirement, I don't care about the coverage at this point.

Change your visa to a NON-O ?

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Thanks guys but I'm really only interested in the insurance option at this point.

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I believe Pacific Cross Standard Plus  with a 300k deductible is as cheap as it gets ( to satisfy the Thai requirements ).

 

BUT, don’t jump in with both feet there are options to avoid the mandatory health insurance by converting to an O visa, various ways to do this .

Peter Denis will be along shortly with a document to show you your options.

Edited by Andrew Dwyer
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9 minutes ago, glegolo said:

Maybe you should dump your damn O-A by leaving the country and get a new Non Immigrant O and by then have NO NEED for a expensive health insurance....

Glegolo and Andrew Dwyer are correct with their suggestions.

I just PM-ed you a comprehensive Roadmap outlining all details/options to convert to a Non Imm O - retirement Visa.

In order to access your PM-messages, just click the letter-icon next to your profile when logged in to the Forum.

Edited by Peter Denis
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2 minutes ago, 1 said:

Thanks guys but I'm really only interested in the insurance option at this point.

from another member - 

OAchart.docx

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12 minutes ago, 1 said:

No I simply want the cheapest policy to satisfy the immigration requirement, I don't care about the coverage at this point.

> Attached a link to a post highlighting the 'benefits' of the thai IO-approved policies.

I suggest you take a look before making a decision.

 

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36 minutes ago, Peter Denis said:

> Attached a link to a post highlighting the 'benefits' of the thai IO-approved policies.

I suggest you take a look before making a decision.

 

Thanks for that and all your hard work on compiling any information. I had previously seen your posts regarding this and it may be an option down the track but at the moment I'm just simply not interested in f****** around at the moment. Of course the other issue is if they happen to close that option and apply the health insurance to the O via also.

 

25 minutes ago, OJAS said:

 

Cheers @OJAS and @Andrew Dwyer That seems perfect to me. At 55 it means I would have to pay 22000 according to my reckoning, which is about 12000 cheaper than I've seen.

EDIT

Actually would I be right in assuming if I went for the standard extra option @27523b, it would actually be 50% discounted by taking the 300,000b deductible?

 

 

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10 minutes ago, 1 said:

Cheers @OJAS and @Andrew Dwyer That seems perfect to me. At 55 it means I would have to pay 22000 according to my reckoning, which is about 12000 cheaper than I've seen.

NB - I've now edited the post to which you were responding following some further delving which has revealed that it's Pacific Cross's Standard Extra Plus plan that's the cheapest, not their Standard Extra one!

 

Although the Standard Extra plan does indeed, on paper, appear to provide adequate cover in compliance with the Immigration Bureau's requirements, my gut feeling is that it's the specific BDMS Hospital Group exclusion that renders it ineligible in their eyes!

Edited by OJAS
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