Jump to content
BANGKOK
inthanet

Roojai COVID-19 Online Insurance

Recommended Posts

Can't be that bad then, can I get the next covid 20 insurance. 😂

Share this post


Link to post
Share on other sites
Posted (edited)

I have the 850 baht plan, wife took it out last week using my passport, its a 14 day wait till it starts

 

Edited by seajae

Share this post


Link to post
Share on other sites

 

1 hour ago, seajae said:

I have the 850 baht plan, wife took it out last week using my passport, its a 14 day wait till it starts

 

If you look at the details of the B850 plan it says :

6. Benefits and coverage are according to the policy terms and conditions. (Thai Nationals Only)

Share this post


Link to post
Share on other sites
Posted (edited)
7 minutes ago, CraigInBangkok said:

 

If you look at the details of the B850 plan it says :

6. Benefits and coverage are according to the policy terms and conditions. (Thai Nationals Only)

Hi,
You have the plan for you or for your wife?
I filled in the form to see what conditions are, but nothing. I could choose Thai or Non-Thai. By Non-Thai I have to provide my Passport Number.
I got already the policy?

 

Not Only Thai, below the original text. 

The insured person must reside in Thailand at the time of policy issuance. In case of a foreigner, he/she must have a passport and work permit, or have resided in Thailand for more than 6 months.

Edited by inthanet
Add Info

Share this post


Link to post
Share on other sites
1 minute ago, inthanet said:

Hi,
You have the plan for you or for your wife?
I filled in the form to see what conditions are, but nothing. I could choose Thai or Non-Thai. By Non-Thai I have to provide my Passport Number.
I got already the policy?

I dont have the plan but it looks like they will take your money, then screw you later as the details says Thai national only?!

I might be wrong just thought I'd point it out.

Also the B1 000 000 looks a bit suspect ....

*Any illnesses such as coma, brain and nervous system damage or disorders, terminal illness, and or death, as a direct result of the Coronavirus, determined by a physician. Maximum coverage 100,000 - 1,000,000 THB (depending on the plan)

**Medical treatment from infections (Coronavirus(2019-nCoV)) both In-Patient-Department (IPD) and Out-Patient-Department (OPD) cases. Maximum coverage for medical expenses 10,000 - 100,000 THB/year (depending on the plan)

This reads to me that if you need this insurance most people will be limited to the 100 000 payout

 

  • Like 1

Share this post


Link to post
Share on other sites
9 minutes ago, inthanet said:

Not Only Thai, below the original text. 

The insured person must reside in Thailand at the time of policy issuance. In case of a foreigner, he/she must have a passport and work permit, or have resided in Thailand for more than 6 months.

Edited 3 minutes ago by inthanet
Add Info

Ah ok 🙂.... it doesnt say that on the details page i am reading but I guess it must say that on your policy

Share this post


Link to post
Share on other sites
2 minutes ago, CraigInBangkok said:

I dont have the plan but it looks like they will take your money, then screw you later as the details says Thai national only?!

I might be wrong just thought I'd point it out.

Also the B1 000 000 looks a bit suspect ....

*Any illnesses such as coma, brain and nervous system damage or disorders, terminal illness, and or death, as a direct result of the Coronavirus, determined by a physician. Maximum coverage 100,000 - 1,000,000 THB (depending on the plan)

**Medical treatment from infections (Coronavirus(2019-nCoV)) both In-Patient-Department (IPD) and Out-Patient-Department (OPD) cases. Maximum coverage for medical expenses 10,000 - 100,000 THB/year (depending on the plan)

This reads to me that if you need this insurance most people will be limited to the 100 000 payout

 

Yes, when I read it now, you right. The 1 million is only when you hopeless ill. 

The 10,000 to 100,000 Baht per year is nothing, will never be enough.

In my mind already canceled, only a money making system for the insurance. 

  • Like 2

Share this post


Link to post
Share on other sites

   I purchased this coverage from Roojai 4 days ago.  There are 2 plans offered: Plan "A" for 450 baht with coverage of 500,000/50,000 baht and Plan "B" for 850 baht with coverage of 1,000,000/100,000 baht.  I opted for Plan "B". If you follow the OP's link to Roojai's web page, you will find this information to be correct.  There are 7 items under "Terms and conditions" and there is no reference to "Thai Nationals Only" anywhere. Number 7 on the list, clearly states that foreigners can purchase coverage, if they meet the listed conditions.

  These same polices can also be purchased from "TipInsure" online insurance by "Dhipaya Insurance Co., as they are the issuer of the polices bought online from Roojai.  Their cost, coverage limits and terms & conditions are the same. They also offer a 100,000/10,000 baht policy at 150 baht, for those who can't spare the extra 300 baht.

   

   

   

Share this post


Link to post
Share on other sites
On 4/1/2020 at 3:21 AM, tweedledee2 said:

   I purchased this coverage from Roojai 4 days ago.  There are 2 plans offered: Plan "A" for 450 baht with coverage of 500,000/50,000 baht and Plan "B" for 850 baht with coverage of 1,000,000/100,000 baht.  I opted for Plan "B". If you follow the OP's link to Roojai's web page, you will find this information to be correct.  There are 7 items under "Terms and conditions" and there is no reference to "Thai Nationals Only" anywhere. Number 7 on the list, clearly states that foreigners can purchase coverage, if they meet the listed conditions.

  These same polices can also be purchased from "TipInsure" online insurance by "Dhipaya Insurance Co., as they are the issuer of the polices bought online from Roojai.  Their cost, coverage limits and terms & conditions are the same. They also offer a 100,000/10,000 baht policy at 150 baht, for those who can't spare the extra 300 baht.

   

   

   

You received any policy or paperwork so that you can prove that you protected?

Share this post


Link to post
Share on other sites

   I don't recall a single time in my 50+ years of buying car, RV, rental, home, health or any other insurance coverage, where I ever received the actual policy at the time I wrote out the check.  On the day I purchased the Covid-19 coverage, I received a follow-up email from Roojai stating "my policy was being processed and I would receive it within 2 weeks". 

   I only posted my content to correct all the misinformation in blue in CIB's posts # 2&4.  But then in your follow-up post #8, you acknowledge his misinformation "10.000-100,000" from post #6, decide it's a scam and get a "Like💛".  There is no 10,000/100,000: the coverage is either 50,000/500,000 or 100,000/1,000,000. 
   You started this topic and personally I don't care one way or the other if you cancel or not, but don't base your decision on misinformation or someone else's skepticism.  

   

Share this post


Link to post
Share on other sites
17 hours ago, tweedledee2 said:

   I don't recall a single time in my 50+ years of buying car, RV, rental, home, health or any other insurance coverage, where I ever received the actual policy at the time I wrote out the check.  On the day I purchased the Covid-19 coverage, I received a follow-up email from Roojai stating "my policy was being processed and I would receive it within 2 weeks". 

   I only posted my content to correct all the misinformation in blue in CIB's posts # 2&4.  But then in your follow-up post #8, you acknowledge his misinformation "10.000-100,000" from post #6, decide it's a scam and get a "Like💛".  There is no 10,000/100,000: the coverage is either 50,000/500,000 or 100,000/1,000,000. 
   You started this topic and personally I don't care one way or the other if you cancel or not, but don't base your decision on misinformation or someone else's skepticism.  

   

Thanks, I appreciate your information and agree with you that many information may not correct. I will today contact the insurance via phone, the best way to get information direct from the source.  

Share this post


Link to post
Share on other sites
Posted (edited)

Anyone used this to enter the kingdom? I'm in the States right now and looking for cheapest legit option they will accept.

Edited by happysanook

Share this post


Link to post
Share on other sites
On 4/2/2020 at 1:48 PM, tweedledee2 said:

   I don't recall a single time in my 50+ years of buying car, RV, rental, home, health or any other insurance coverage, where I ever received the actual policy at the time I wrote out the check.  On the day I purchased the Covid-19 coverage, I received a follow-up email from Roojai stating "my policy was being processed and I would receive it within 2 weeks". 

   I only posted my content to correct all the misinformation in blue in CIB's posts # 2&4.  But then in your follow-up post #8, you acknowledge his misinformation "10.000-100,000" from post #6, decide it's a scam and get a "Like💛".  There is no 10,000/100,000: the coverage is either 50,000/500,000 or 100,000/1,000,000. 
   You started this topic and personally I don't care one way or the other if you cancel or not, but don't base your decision on misinformation or someone else's skepticism.  

   

While i agree dont go from my opinion ... facts are if you go for the 100 000/1 000 000 b850/year. The 1 mil baht payout isnt for inpatient treatment, thats 10 to 100 thousand and the thai nationals only was a quote from details when click the 850bht details. No misinformation there everything quoted from their website. Just trying to be helpful

  • Like 1

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 members

    No registered users viewing this page.

×
×
  • Create New...