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Posted (edited)

Can anyone advise how to go cashless without being charged using my SCB debit card (own money).

 

With the Covid-19 and handling money is becoming a pain on top of touching everything else.

 

Back in the old country I could use my debit card to tap off up to $100 or put in my pin number for over $100, but as Thailand is a developing country, that isn't possible here yet, that said, I shop at Tesco/Lotus, Big C and Makro and have asked if there is a charge if I use my SCB debit card to pay, and the answer is always yes, 5%, so what's the point, I mean if I spend 4,000 baht on average, I have to add 200 baht or $10 for the convenience, which is obscured.

 

Anyone know of a way around this, albeit I was told if I downloaded an app (wallet) and transfer the funds into it, I am then given a QR code and then tap on it and am good to go, again, again, defeats the purpose, as I already have a card and I don't know if the app (wallet) charges to use the service, assuming they do, still not interested if they don't charge, just want to pay with my debit card without being charged.

 

Is it possible ?

Edited by 4MyEgo

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Don't know, I always pay cash here, and wash my hands afterwards.

Thai banking is far better at extracting fees than any Australian bank ever was. I may be wrong, perhaps it's the stores that are whacking on the charge, because i can shop online with no fees.

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No option to get a Visa wave card? There's no commission on it and you just get a bill once a month which you can settle from internet banking. That's a credit card, not debit card. If you're retired, maybe wife or kids could get you a supplementary one. Bangkok Bank also offers it but only gives as much credit as you leave in the account so it's basically the same thing but it's credit, not debit.

 

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I though TrueMoney maybe your answer but the wife tells me it's no good at Makro......yet CP own both!  

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Moving to the Banking forum for knowledgeable responses. 

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9 minutes ago, Grumpy John said:

I though TrueMoney maybe your answer but the wife tells me it's no good at Makro......yet CP own both!  

Makro is cash only.

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1 minute ago, CharlieK said:

Makro is cash only.

The Marko on OnNut in BKK accepts one, and only one, credit card - can't remember which one it is.

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17 minutes ago, CharlieK said:

I use my SCB debit card in Tesco Lotus and Big C never been charged 5% for doing so. 

Next time I shop at either I will try my SCB debit card and see if anything comes on my bank statement. Thx

 

 

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Posted (edited)
47 minutes ago, Grumpy John said:

I though TrueMoney maybe your answer but the wife tells me it's no good at Makro......yet CP own both!  

My wife said when we were at Makro last week she asked the guy at the check out before paying cash and he said True Money is accepted there.

 

I don't like the fact that I would have to use an app to get a QR code after loading my money from SCB to an app (True Money), like I said it defeats the purpose.

 

I know Robinson accepts my SCB debit card and international debit card and never charges me, so I find it totally out of whack that Makro can't accept a debit card without charging, maybe it's time to write them a little letter, but I have more important things to do then lead the blind.

 

 

Edited by 4MyEgo
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Can't go totally cashless in Thailand unless you only want to shop in places that accept debit/credit cards.  Thailand is a long, long away from being able to go totally cashless as many places deal in cash only.

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3 minutes ago, Pib said:

Can't go totally cashless in Thailand unless you only want to shop in places that accept debit/credit cards.  Thailand is a long, long away from being able to go totally cashless as many places deal in cash only.

Understand, but was mainly referring to Tesco/Lotus, Big C and Makro, one or two posters mentioned they haven't been charged at Tesco/lotus and Big C, but Makro is cash or an app with True Money, so will try my card at Tesco/Lotus and Big C next time I am there and see if I get any charges on my statement.

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