Money scam, bank asking to refund money transferred and already used , is it legal ?

[samtab]

hello,

 

Money scam, bank asking to refund money transferred and already used , is it legal ?

 

A poor girl has been caught in a money scam after being in contact with a guy from the most famous country about online scam, she even met him many times because he is living in a country not far from here.

 

She was stupid to let him use her bank account in Thailand, he had money transferred from Singapore to this account and he used this money.

 

Now the singapore bank wants the money back because of social engineering scam (i don't know exactly what it means):

https://www.google.com/search?q=social+engineering+scam

 

Thai bank is saying that money will be given back to singapore bank and that the girl must refund thai bank.

 

She was really in love with the guy, she has been scammed, she is young and poor, sad for her.

 

What can she do ? will she go to jail if she cannot pay ? it's about hundreds thousands thai baht...

 

Of course she has been stupid to trust the guy, but telling her won't help, now she is thinking about suicide...

-

-

-

- is it legit for the singapore bank to ask the money back ?

- is it legit for the thai bank to ask the money back ?

- should the banks provide a court order or something official telling the girl to pay ?

- if she has no choice but pay or go to jail, how can we slow the process ?

- do we need to involve lawyers ? are they going to also scam her ?

-

-

-

-

Please help the poor girl. If any of you can contact me to tell me what to do, thank you so much.

Girls is not my girlfriend and is just someone from a poor family that i try to help.

Please...

 

 

 

 

 

 

[Puchaiyank]

Be careful...you may be the one being scammed!

[thainet]

Yeah this story is a bit hard to swallow...it is either a scam in itself or there is much more to the story than this.  Of course other opinions may differ!

Edited June 4, 2020 by thainet

[steven100]

don't be so naive .....   your the one who will likely be scammed if you get involved.

Social engineering .... BS.   She's probably working with him to scam others.

The bank is not asking for anything .... it's a lie.   imo

 

[samtab]

Please, is it possible that only people who know something comment ?

-

- To make it clear, I am not the kind of person who can be scammed (unlike many who bought a house for their wife) 

- I know that the story is true, I have seen documents from the bank

- I am not interested by any of your personal feeling on this story, I am only looking for help, or at least a lawyer contact

-

- Thank you for your kind understanding, I am sure that you can do it if you try hard !

 

[Boomer6969]

57 minutes ago, samtab said:

it's about hundreds thousands thai baht...

Small amount of money; implies rice farmers' daughter kind of scam: RUN.

[orchis]

Save her! ????

[kingofthemountain]

10 minutes ago, samtab said:

Please, is it possible that only people who know something comment ?

-

- To make it clear, I am not the kind of person who can be scammed (unlike many who bought a house for their wife) 

- I know that the story is true, I have seen documents from the bank

- I am not interested by any of your personal feeling on this story, I am only looking for help, or at least a lawyer contact

-

- Thank you for your kind understanding, I am sure that you can do it if you try hard !

 

I don't see any valid reason for you to be involved in this story

she is not your girlfriend, it's not your family and you are not Thai

 

Anyway if she is a victim, the better thing to do for her is to file a complaint to the police

against her ''boyfriend'' , If a judge estim she was naive and has been abused, she should be

clear of the pursuit, If she was in fault, well, we all do mistakes, and most of us have to manage

the consequences of our own mistakes and missjudgements without bother the others people.

If you feel guilty or you want to ''save'' her,  open a gofundme could be an option

Good luck 

Edited June 4, 2020 by kingofthemountain

[Stocky]

Tell her to make a police report, if she does, end of story, if she won't, end of story.

 

.

Edited June 4, 2020 by Stocky

[Enoon]

36 minutes ago, samtab said:

Please, is it possible that only people who know something comment ?

-

- To make it clear, I am not the kind of person who can be scammed (unlike many who bought a house for their wife) 

- I know that the story is true, I have seen documents from the bank

- I am not interested by any of your personal feeling on this story, I am only looking for help, or at least a lawyer contact

-

- Thank you for your kind understanding, I am sure that you can do it if you try hard !

 

 

"Thai bank is saying that money will be given back to singapore bank and that the girl must refund thai bank."

 

Surely the Thai bank account holder is liable for the debt to the Sing. bank, not the Thai bank itself?

 

In which case the Thai bank would have no interest in the case, as it owes no money.

 

 

 

 

 

 

Edited June 4, 2020 by Enoon

[darrendsd]

It's the Singapore Bank that would have to take legal action - are they going to do that in Thailand?

 

The Thai Bank can't take money she doesn't have in her account - if they decide to refund the SG Bank then that is their decision not the girls

 

Until and if it gets to court worry about it then - if she doesn't have the money what can she do? Worrying won't solve the problem - I know it's easy to say but it's true

 

Ask a Lawyer what they think - you probably won't get many sensible answers on here

 

 

 

[Pib]

Expect the transfer was via SWIFT.  If so, below guidelines of recalling/cancelling SWIFT transfers may provide helpful info, but note the guidance states any relevant laws and regulations (such as Thailand and Singapore may have) take precedence over the guidelines.

https://www.swift.com/resource/market-practice-guidelines-cancellation-inquiries

 

[BritManToo]

16 hours ago, samtab said:

What can she do ? will she go to jail if she cannot pay ? it's about hundreds thousands thai baht...

First, open account at different bank, forget all about original account.

 

Second, do nothing, worst that can happen is not allowed bank account, credit, vehicle ownership, property ownership for 5 years.

 

 

Edited June 5, 2020 by BritManToo

[BritManToo]

15 hours ago, darrendsd said:

Ask a Lawyer what they think - you probably won't get many sensible answers on here

Depends if you listen to stupid posters or to me.

I gave the correct answer in my previous post.

Edited June 5, 2020 by BritManToo

[digbeth]

That's a new one... instead of my parent's water buffalo died, it's now I've been romance scammed.... you can't say the Thais aren't smart

[brucegoniners]

You are asking for legal advice. Talk to an attorney.

[allanos]

It is possible she may be able to file for a personal insolvency declaration. The OP should investigate the possibility.  I guess we are talking about a Nigerian boyfriend here and not sure why the OP decided to be coy about it.  Nevertheless, the whole story stinks to high Heaven, with the lady in question now playing the innocent victim of a con she was involved in, one way or the other.

[samtab]

19 hours ago, samtab said:

Please, is it possible that only people who know something comment ?

-

- To make it clear, I am not the kind of person who can be scammed (unlike many who bought a house for their wife) 

- I know that the story is true, I have seen documents from the bank

- I am not interested by any of your personal feeling on this story, I am only looking for help, or at least a lawyer contact

-

- Thank you for your kind understanding, I am sure that you can do it if you try hard !

 

 

18 hours ago, kingofthemountain said:

I don't see any valid reason for you to be involved in this story

she is not your girlfriend, it's not your family and you are not Thai

 

Anyway if she is a victim, the better thing to do for her is to file a complaint to the police

against her ''boyfriend'' , If a judge estim she was naive and has been abused, she should be

clear of the pursuit, If she was in fault, well, we all do mistakes, and most of us have to manage

the consequences of our own mistakes and missjudgements without bother the others people.

If you feel guilty or you want to ''save'' her,  open a gofundme could be an option

Good luck 

Thank you, but I am not asking you to find a valid reason to help her, and I do not want to save her, I just want to help her.

 

18 hours ago, Stocky said:

Tell her to make a police report, if she does, end of story, if she won't, end of story.

 

.

she will of course, but do you trust the rats here ? i don't ! and nobody with a brain does.

 

18 hours ago, Enoon said:

 

"Thai bank is saying that money will be given back to singapore bank and that the girl must refund thai bank."

 

Surely the Thai bank account holder is liable for the debt to the Sing. bank, not the Thai bank itself?

 

In which case the Thai bank would have no interest in the case, as it owes no money.

 

 

 

 

 

 

Banks all over the world work together, just like insurance companies, all dxckheads.

 

18 hours ago, darrendsd said:

It's the Singapore Bank that would have to take legal action - are they going to do that in Thailand?

 

The Thai Bank can't take money she doesn't have in her account - if they decide to refund the SG Bank then that is their decision not the girls

 

Until and if it gets to court worry about it then - if she doesn't have the money what can she do? Worrying won't solve the problem - I know it's easy to say but it's true

 

Ask a Lawyer what they think - you probably won't get many sensible answers on here

 

 

 

This is wrong, read reply above.

 

4 hours ago, Pib said:

Expect the transfer was via SWIFT.  If so, below guidelines of recalling/cancelling SWIFT transfers may provide helpful info, but note the guidance states any relevant laws and regulations (such as Thailand and Singapore may have) take precedence over the guidelines.

https://www.swift.com/resource/market-practice-guidelines-cancellation-inquiries

 

Thank you !

3 hours ago, BritManToo said:

Depends if you listen to stupid posters or to me.

I gave the correct answer in my previous post.

Thank you !

 

 

[BritManToo]

19 hours ago, samtab said:

Please, is it possible that only people who know something comment ?

My former Thai wife owed 500k on a car loan (car had disappeared).

She transferred everything she owned into a relatives name, for 10 years they wrote to her (through the court) every year asking for the money. After 10 years she bought a house with a 90% mortgage.

 

Around 4 years back they reduced the 'no own' penalty to 5 years.

Do nothing, don't answer letters, don't negotiate in any way.

Near enough the same game in the UK.

Edited June 5, 2020 by BritManToo

[geisha]

It could be possible that the whole story is engineered by the guy scammer, and he’s frightening the girl to get the money for him. Using false bank letters. She should take all correspondance , téléphone etc to the police and lodge a complaint. You yourself should have nothing to do with it for your own sake. 

[ThomasThBKK]

10 minutes ago, geisha said:

It could be possible that the whole story is engineered by the guy scammer, and he’s frightening the girl to get the money for him. Using false bank letters. She should take all correspondance , téléphone etc to the police and lodge a complaint. You yourself should have nothing to do with it for your own sake. 

 

Unlikely, just the good ol money mule scam that ruined millions of peoples life: https://www.consumer.ftc.gov/blog/2020/03/whats-money-mule-scam

 

can happen with cheques, wire transfers etc you name it. 

 

 

[stouricks]

40 minutes ago, samtab said:

I am not the kind of person who can be scammed (unlike many who bought a house for their wife) 

Come on guys, all tell Samtab that you were scammed when you built/bought a house for your wife AND YOURSELF. 

[Mattd]

IF and I do mean if this girl is in the situation that you say she is, then she report it to the police with proof that this guy exists and then do nothing at all.

 

If the story is true and the guy sent money to her account from a Singapore bank account and the Singapore bank are claiming social engineering, then they are saying that the guy either obtained the account details of somebody else, hacked in to the account and transferred the money to the Thai account, or he managed to persuade the Singapore bank account holder to sent it, he then removed the money and did a runner.

In this instance, ultimately, depending on the circumstances, the bank account holder who allowed their details to be disclosed or made the transfer is responsible, the Singapore bank are trying to CYA by asking for it back.

[easydoor]

there is something wrong in this topic: 'A POOR GIRL'.... A poor girl??? it's about hundreds thousands Thai Baht... don't you realize a YOUNG POOR GIRL does not have hundred thousands of Thai Bath to transfert.

[Bender Rodriguez]

there is something called : A LAWYER

 

smell like scam, big time..

 

the money came from somewhere, can be traced...

 

if it was involved in money laundering...

 

and the poor girl getting hundreds of thousands of baht for doing what exactly in return ?

 

 

Edited June 5, 2020 by Bender Rodriguez

[Captain Monday]

46 minutes ago, geisha said:

It could be possible that the whole story is engineered by the guy scammer, and he’s frightening the girl to get the money for him. Using false bank letters. She should take all correspondance , téléphone etc to the police and lodge a complaint. You yourself should have nothing to do with it for your own sake. 

THIS. And people who have met get scammed all the time. They used to be called confidence men.

I have read about women being asked to handle transfers to/from their bank accounts in Japan.

It is to facilitate international money launder. Guess who gets left "holding the bag" when their Nigerian

prince is long gone?

 

 

Quote

 

Thank you to few people who are able to help with smart comments.

Now could you tell me who in Pattaya is a lawyer not totally idiot and scammer (this is all what i met before)? please PM me if you have ideas.

Thanks again.

 

 

 

To be clear the Man sent Money from Singapore to a Thai Girls account?

Then the Man took his money, maybe he paid her something for his service?

The money is gone.  Now the Bank wants all the money back? Why did the man not just send money to his own account if he is so honest?

 

It is either  1) money laundering plus extortion 2)A scam where the man sends funds that he gets back from the girl anyway then he wants the same full some AGAIN based on some lies and false letters. 3) Proceeds of a hacked account in Singapore. The girl is a victim. She should make police reports and pay nothing.  I would not get involved if I was the OP. Next they say you were an accomplice!

Edited June 5, 2020 by Captain Monday

[kingofthemountain]

1 hour ago, samtab said:

Thank you, but I am not asking you to find a valid reason to help her, and I do not want to save her, I just want to help her.

You are welcome

i don't even know why you bother to ask advice here

you call stupid every answer not going in the way you want

so i am sure you know already what you want to do 

then help her and please don't comeback to cry here later

Have a nice day

Edited June 5, 2020 by kingofthemountain

[samtab]

44 minutes ago, ThomasThBKK said:

 

Unlikely, just the good ol money mule scam that ruined millions of peoples life: https://www.consumer.ftc.gov/blog/2020/03/whats-money-mule-scam

 

can happen with cheques, wire transfers etc you name it. 

 

 

 

Thank you, interesting.

 

 

[Captain Monday]

1 minute ago, samtab said:

 

she didn't spend  the money, he did, aren't you even able to read ?!

 

 

That is exactly what I wrote, that he sent the money to her account then took it

 Please don't be abusive I can read fine. The clarity of your post is not 100 percent.

Don't get involved. It is none of your business and you could become a scapegoat.

[bestie]

It smells without knowing any details. I would run far away from it. I never want to involve with something like that. It's your choice.