Money scam, bank asking to refund money transferred and already used , is it legal ?

[samtab]

4 hours ago, Billthekiwi said:

If it was a criminal proceeding in Singapore then that's where a police investigation takes place.

 

The courts there can then make representation to a Thai court for a remedy in Thailand.

 

As far as I know no bank anywhere in the world is a member of INTERPOL.

 

Banks must have a legal authority to act and not make it up as they go.

this is what i also think, thanks again.

 

 

[vinny41]

5 hours ago, Billthekiwi said:

If it was a criminal proceeding in Singapore then that's where a police investigation takes place.

 

The courts there can then make representation to a Thai court for a remedy in Thailand.

 

As far as I know no bank anywhere in the world is a member of INTERPOL.

 

Banks must have a legal authority to act and not make it up as they go.

You need to look at both issues 

1) Recovery of Funds

2) Money laundering

The recovery of funds will be handled by the courts in Singapore and the courts in Thailand

The Money laundering will be handled by the Thai Police and the Thai courts as the Money Laundering involves a Thai Bank and a Thai National , 

Deputy government spokeswoman Rachada Dhnadirek announced that, for cross-border wire transfers exceeding 50,000 baht (approximately €1,500), “both the ordering and the recipient institution will be required to obtain information about the origin of the funds, as well as both the sender and recipient”.

https://knowyourcustomer.com/aml-requirements-thailand-2019/

Edited June 5, 2020 by vinny41
additional info

[Scouse123]

14 hours ago, BritManToo said:

First, open account at different bank, forget all about original account.

 

Second, do nothing, worst that can happen is not allowed bank account, credit, vehicle ownership, property ownership for 5 years.

 

 

 

 

Correct,

 

That could help her unless she has got involved in what I will outline below:-

 

There is definitely a scam doing the rounds however because I was recently contacted by an ex member of staff asking me to do the same. This guy thinks he's a ' wide boy ' and mixes with dubious characters. He lives in Bangkok and is a Thai guy now in his early thirties.

 

There are various guys from Malaysia and others in the region. They are trying to wash money illegally obtained through ' romance scams ' ' credit card machine scams ' ' online call centres '   and of course ' drugs '

 

What their game is , is to use long term expats/ residents, who have decent credit worthiness in Thailand that will not raise too many eyebrows if 5 or 6 million flows into their account. They are then offering cuts and deals of 20% to 30% once the money is in your account and you then give them back in cash 70% or 80% of monies they transferred.

 

All well and good until the person ' scammed ' gets on to their bank who notifies the Thai authorities and banks.

 

Then when the s##t hits the fan, it's the person whose account name the money goes to that has to explain where it has come from and for what.

 

A highly dangerous game of money laundering.

 

I declined his offer and told him to use his own bloody bank account.

[brianthainess]

16 hours ago, Yme said:

and get a new ID card with a new number.

Not possible to get a new number, Thais can change their name in 10 min but the ID num remains the same.

[brianthainess]

I think it would depend on how many thousand it is, if below a certain amount, it would cost the banks involved to much for court action, worst case the banks would blacklist her. she needs to open a new bank acc asap.

Is she pretty, asking for a friend, who can send the fare money to come and hide out with him.

[Matzzon]

On 6/4/2020 at 1:38 PM, samtab said:

- is it legit for the singapore bank to ask the money back ?

- is it legit for the thai bank to ask the money back ?

- should the banks provide a court order or something official telling the girl to pay ?

- if she has no choice but pay or go to jail, how can we slow the process ?

- do we need to involve lawyers ? are they going to also scam her ?

1. If the hard to swallow story is true. Yes, they have the right to do that. Especially with working together with the Thai bank, that will accuse her for letting another person use an account in her name. Bank accounts are personal.

2. Yes, based on the fact that the story is true as mentioned above.

3. If the girl do not agree to pay or make a deal with the bank, then as a last resort tha Thai bank will have to file for a court order to make the claim legal and for the thing to get into the system.

4. First you have to think if there is any other option or solution. If not it will only be a deal with her bank that might slow the process.

5. If a lawyer scams her, then she have made another bad choice in life. Sure, a lawyer will always charge her (or you). You can involve lawyers, but the real question is what they can do and how they can help.

[snowgard]

On 6/5/2020 at 10:45 PM, The Theory said:

Im not a lawyer, but If there is no judgment the bank can not push for return. That is unlikely possible since the scam has not happened to the Thai bank. If the Singapore bank file the scam it goes thru international legal way. If the documents are real, it would be a good idea if she files a complaint with police regarding boyfriend (as some others already recommended). 

But then it's to late!!! She will be a complice in a crime and that she let use her bank account  from someone is MONEY LAUNDERING!!! That she report it later to the police not will change the crime. The penalty for this is real hard in thailand. But it's not my or your problem,  it's only her problem.  

The fact is that now she can pay it back without any following problems and tell it was paid to the wrong account. And No ONE can bring she as a complice to court. If she don't do it, the Singapure Bank report it to the Singapur police, they report it to the Thai police and in the end the girl will be inprisoned about scam, cybercrime (computer crime act) and money laundering. 

Edited June 6, 2020 by snowgard

[XGM]

Your involvement here makes no sense at all.

 

She is a Thai in some kind of mess with Thai banks and possibly Thai law. Either an innocent victim or a willing accomplice, doesn't matter.

 

You are a foreigner, asked to advice her how to handle Thai banks and Thai lawyers?
Asked to advice her how to handle legal issues in her own country?

What contribution could you possibly make in those matters?

 

Only a monetary one dude. This is the real role you are expected to play here. Nothing else. This should be very clear to you.

 

Tell her to google "lawyer" and "police" and wish her best of luck. Or give her the money, and become part of the statistics $$$...

[varun]

It is unclear as to why you insist on getting involved - is the girl a former lover/ex-wife?

Or maybe your intentions are honest, but you're naive and stupid.

 

Either way, turn around run, and don't look back - you can thank us all later.