Popular Post Tony s book Posted June 7, 2020 Popular Post Share Posted June 7, 2020 fresh lessons learned yesterday, a thai"friend" blocked me from line and phone calls after just one month I lending her 100 USD and 3000thb . 1 1 16 Link to comment Share on other sites More sharing options...
Popular Post worgeordie Posted June 7, 2020 Popular Post Share Posted June 7, 2020 You never lend anything to Thai "Friends". or anyone, its always viewed as a gift. lesson learned,are you ready for the next one. regards Worgeordie 17 Link to comment Share on other sites More sharing options...
1FinickyOne Posted June 7, 2020 Share Posted June 7, 2020 yes, $100 to a lady is a tip... can I guess you had relations w/her? Though I will say that Thai have paid back loans to me even if it took years... while farang have told me the $$ will be here next week... some farang have paid but all Thai have paid - except where it was a gift... Link to comment Share on other sites More sharing options...
Captain Monday Posted June 7, 2020 Share Posted June 7, 2020 Why? Did you ask for the loan to be repaid? You lost face, due to low Thainess and greing jai. Link to comment Share on other sites More sharing options...
Popular Post ravip Posted June 7, 2020 Popular Post Share Posted June 7, 2020 Just consider it as "Educational expenses". 4 Link to comment Share on other sites More sharing options...
pookondee Posted June 7, 2020 Share Posted June 7, 2020 Usually the game is to pay back the small loans and gradually ask for larger amounts (which are also payed back). Then when they estimate they have reached the ceiling limit on what they can ask.. disappear with the looty. Actually, such a person who needs to be taught this lesson is probably gullible enough to have lost millions on the wrong choice of "friends". Probably should be thanking him/her. 2 Link to comment Share on other sites More sharing options...
Tony s book Posted June 7, 2020 Author Share Posted June 7, 2020 14 minutes ago, kenk24 said: yes, $100 to a lady is a tip... can I guess you had relations w/her? Though I will say that Thai have paid back loans to me even if it took years... while farang have told me the $$ will be here next week... some farang have paid but all Thai have paid - except where it was a gift... I am a girl also....., i knew her in a hostel when my last visit to bkk that time she was staff there Link to comment Share on other sites More sharing options...
Tony s book Posted June 7, 2020 Author Share Posted June 7, 2020 14 minutes ago, Captain Monday said: Why? Did you ask for the loan to be repaid? You lost face, due to low Thainess and greing jai. she promised in chat of line, and when the time i lending her, by end of Aug. Link to comment Share on other sites More sharing options...
Tony s book Posted June 7, 2020 Author Share Posted June 7, 2020 6 minutes ago, ravip said: Just consider it as "Educational expenses". yes Link to comment Share on other sites More sharing options...
holy cow cm Posted June 7, 2020 Share Posted June 7, 2020 Why? Were you harassing the person by contacting out to hem too much? General rule of thumb is if you don't have enough to lose it then don't give it. 1 1 Link to comment Share on other sites More sharing options...
Popular Post Don Mega Posted June 7, 2020 Popular Post Share Posted June 7, 2020 I have no issue lending money but not without collateral. Last week I lent Bt.10,000 to one of the missus's freinds, she left me her PCX scooter along with the book, both sets of keys, A signed copy of her ID card, A signed power of attorney and transfer form and the signed bill of sale. she gets it all back at the end of the month when the loan is repaid or I go to the Transport dept and change the book into my name. 6 1 Link to comment Share on other sites More sharing options...
Tony s book Posted June 7, 2020 Author Share Posted June 7, 2020 10 minutes ago, pookondee said: Usually the game is to pay back the small loans and gradually ask for larger amounts (which are also payed back). Then when they estimate they have reached the ceiling limit on what they can ask.. disappear with the looty. Actually, such a person who needs to be taught this lesson is probably gullible enough to have lost millions on the wrong choice of "friends". Probably should be thanking him/her. absolutely, thx:) Link to comment Share on other sites More sharing options...
Tony s book Posted June 7, 2020 Author Share Posted June 7, 2020 1 minute ago, Don Mega said: I have no issue lending money but not without collateral. Last week I lent Bt.10,000 to one of the missus's freinds, she left me her PCX scooter along with the book, both sets of keys, A signed copy of her ID card, A signed power of attorney and transfer form and the signed bill of sale. she gets it all back at the end of the month when the loan is repaid or I go to the Transport dept and change the book into my name. smart! Link to comment Share on other sites More sharing options...
Popular Post orchis Posted June 7, 2020 Popular Post Share Posted June 7, 2020 relatively cheap lesson, other reports mention 10 million. 3 3 Link to comment Share on other sites More sharing options...
Tony s book Posted June 7, 2020 Author Share Posted June 7, 2020 5 minutes ago, holy cow cm said: Why? Were you harassing the person by contacting out to hem too much? General rule of thumb is if you don't have enough to lose it then don't give it. I did not call her after some suggestions(via line) for some job opportunities what she did not take even by an interview. and I ask a co-worker to help with fixing her laptop for free. jing jing , lol Link to comment Share on other sites More sharing options...
Popular Post Bluespunk Posted June 7, 2020 Popular Post Share Posted June 7, 2020 47 minutes ago, Tony s book said: fresh lessons learned yesterday, a thai"friend" blocked me from line and phone calls after just one month I lending her 100 USD and 3000thb . If it's a good friend, regardless of nationality, and they need money and I can spare it, I help them out. I don't worry too much about being paid back the small amounts you are talking about here. 3 Link to comment Share on other sites More sharing options...
ravip Posted June 7, 2020 Share Posted June 7, 2020 5 minutes ago, Don Mega said: I have no issue lending money but not without collateral. Last week I lent Bt.10,000 to one of the missus's freinds, she left me her PCX scooter along with the book, both sets of keys, A signed copy of her ID card, A signed power of attorney and transfer form and the signed bill of sale. she gets it all back at the end of the month when the loan is repaid or I go to the Transport dept and change the book into my name. Formula valid for ANY nationality! Money sees no nations or people! 2 Link to comment Share on other sites More sharing options...
holy cow cm Posted June 7, 2020 Share Posted June 7, 2020 3 minutes ago, Tony s book said: I did not call her after some suggestions(via line) for some job opportunities what she did not take even by an interview. and I ask a co-worker to help with fixing her laptop for free. jing jing , lol Times are tough. Just forget about it. Generally I never lend money except to a BKK foreigner one time and he paid me back. But I knew he would as I had known him for many o years. But I have given money to Thai before as a gift. 1 Link to comment Share on other sites More sharing options...
Tony s book Posted June 7, 2020 Author Share Posted June 7, 2020 3 minutes ago, Bluespunk said: If it's a good friend, regardless of nationality, and they need money and I can spare it, I help them out. I don't worry too much about being paid back the small amounts you are talking about here. I bought her food, and gave her a samsung tab for free, helping with fixing her laptop, finding her some job which she did not even go for an interview. I borrowed her money when she said it was hard to find a job. Maybe because I asked her if she got a plan to repay my money(i actually didn't ask immediately), and she disappeared.... 1 2 Link to comment Share on other sites More sharing options...
Popular Post zyphodb Posted June 7, 2020 Popular Post Share Posted June 7, 2020 15 minutes ago, Tony s book said: I am a girl also....., i knew her in a hostel when my last visit to bkk that time she was staff there Your still a farang though, I guess, so automatically rich in most Thais eyes, therefore why pay you back? It's just small change to you... 3 1 Link to comment Share on other sites More sharing options...
Popular Post BobBKK Posted June 7, 2020 Popular Post Share Posted June 7, 2020 happens all the time. I will never forget the girl who had a loan from the mafia loan sharks of 30,000 THB and was paying 3,000 THB every month in interest. I took pit as I knew her well (I thought) and she SWORE she would give me the 3,000 she usually pays to the loan sharks for 10 months. Tears in her eyes she thanked me for being so Jai Dii. Last I heard she went to Phuket. Ungrateful bitch. 6 Link to comment Share on other sites More sharing options...
Popular Post 4MyEgo Posted June 7, 2020 Popular Post Share Posted June 7, 2020 (edited) 34 minutes ago, Tony s book said: I am a girl also....., i knew her in a hostel when my last visit to bkk that time she was staff there The thing is, most people are not employed now with Covid-19 through no fault of their own, and that person might be embarresed if Thai to lose face by telling you they cannot pay you back out of desperation. When you intend on lending someone money because they ask you to loan them money, you should always ask yourself this, is it ok to say NO and why, I mean are they your responsibility ? From my experiences over my life time, when someone asks me if I can lend them money, I say sorry but I cannot, and if they say why, I say, well since you asked, I value our friendship and lending money to friends has always ended up with the loss of those friendships because they couldn't pay me back, so my policy for years has always been NO lending to anyone. If they persist, get up and walk away, If they cannot accept that tough luck as real friends would never impose on you, to ask for money. What do you have when you lend a friend money, or a relative, nothing, no security, a bank asks for security when you go for a loan, all you have is a make you feel good moment, (sucker) written on your forehead, lending money will mostly always disappoint you at a later date, like now, put it down to a bad experience, forgive that person, but don't forget, and move on, the new word is NO and don't feel guilty saying NO, it's protection against others letting you down ! Edited June 7, 2020 by 4MyEgo 3 Link to comment Share on other sites More sharing options...
473geo Posted June 7, 2020 Share Posted June 7, 2020 Unfortunately you must write off the 3000, and in the unlikely event it is returned consider yourself in receipt of a lucky windfall Most people enjoy being able to help out a friend, this is not foolish, just sign of a generous caring nature. I have often seen this with Thai people assisting a friend even though they have little themselves. People who believe in karma would feel this act of generosity will be repaid, perhaps in other ways, so don't be too despondent, it is good to help others without attaching too many strings, maybe this girl loaned 1000 baht to her friend, or gave to her mother, your generosity may have traveled far. Who knows, maybe one day you too will be in need and assistance will be rendered by another who shares your kind nature In the meantime try to make sure you always keep enough for your own needs 1 Link to comment Share on other sites More sharing options...
Popular Post CharlieH Posted June 7, 2020 Popular Post Share Posted June 7, 2020 Well, here's my two pennies worth. 1. You are a ferang, she is Thai, you and your friendship mean nothing to her, as has been demonstrated. 2. Any money given to a Thai should be considered a gift from the start, as it is unlikely to be returned, if it is, its a bonus. Look at it like that from the start and you wont be disappointed. 3. You are too soft and consider this a good learning curve and consider yourself lucky it was a small amount paid to learn the lesson. I hope your kindness is repaid to you further down the line in better circumstances by another. ???? 3 Link to comment Share on other sites More sharing options...
Bluespunk Posted June 7, 2020 Share Posted June 7, 2020 24 minutes ago, Tony s book said: I bought her food, and gave her a samsung tab for free, helping with fixing her laptop, finding her some job which she did not even go for an interview. I borrowed her money when she said it was hard to find a job. Maybe because I asked her if she got a plan to repay my money(i actually didn't ask immediately), and she disappeared.... I'm sorry but if you can't afford to lose it, don't lend it. 2 Link to comment Share on other sites More sharing options...
bodga Posted June 7, 2020 Share Posted June 7, 2020 1 hour ago, Captain Monday said: You lost face, due to low Thainess and greing jai. No loss big gain if u dont fall for that bs Link to comment Share on other sites More sharing options...
OneeyedJohn Posted June 7, 2020 Share Posted June 7, 2020 Quote from Shakespeare's Hamlet I think.. “Neither a borrower nor a lender be; / For loan oft loses both itself and friend.” 1 Link to comment Share on other sites More sharing options...
theonetrueaussie Posted June 7, 2020 Share Posted June 7, 2020 57 minutes ago, Tony s book said: I bought her food, and gave her a samsung tab for free, helping with fixing her laptop, finding her some job which she did not even go for an interview. I borrowed her money when she said it was hard to find a job. Maybe because I asked her if she got a plan to repay my money(i actually didn't ask immediately), and she disappeared.... you can do everything under the sun to help many people here but to them you are just a walking ATM....Many just think westerners are all super rich back home with massive houses, 2 cars and never have any money problems...they have no idea how it really is! Link to comment Share on other sites More sharing options...
thainet Posted June 7, 2020 Share Posted June 7, 2020 After one or two repayment incidents in the past, I will NOT lend any money, to anyone, anymore. Saves a lot of grief (and sometimes lost friendships). Link to comment Share on other sites More sharing options...
Popular Post GarryP Posted June 7, 2020 Popular Post Share Posted June 7, 2020 (edited) One of my father's regular sayings was "If you mix friends and money, you'll end up losing both." I have been screwed on loans of about Baht 50,000 each by two of my former (deceased) wife's sisters, and not seen a nickel. That was many years ago. However, more recently I have loaned a Thai motorcycle taxi guy I know Baht 200,000 and got every Baht back. Payments were always on time, and often ahead of schedule. So painting all Thais with the same brush as many posters seem to do is not fair. Just be careful. Edited June 7, 2020 by GarryP 4 Link to comment Share on other sites More sharing options...
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