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would you move to Thailand?


Clive

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15 hours ago, Clive said:

Thank you for you replies so far.
I love Thai food and that is the main attraction for me as well as the weather. Although Im not religious I like to see the temples as for me it gives the country the foreign Asian aspect. There are many places in S/E Asia that have the weather, the girls etc but not the culture that Thailand has to offer.
I suppose as I get older I have to look at what life will be like for me in say 20 or 30 years time regarding healthcare or ability to stay in the country. I have a friend that loves the phillipines but he doesn't like asian food as I do but I don't think that Id be happy there as the food is not so good generally.
Seriously considering Cambodia or Vietnam if Thailand becomes to difficult to live

 

First of all, your financial status?

2. Where are you from?

3. Age?

4. Health issues and health insurance? 

5. Urban or rural lifestyle? 

6. Innland or seaside? 

7. How many flights back to orign country a year? 

Im sure its more but a good start

 

Today I would not have chosed Thailand, and I was actually off to Brasil, but now Im Happy Im here. Brasil did not turn out as a good destination anyway, especially now these times, then Im happy to stay in Thailand while covid runs the world for awhile. 

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18 hours ago, Pilotman said:

No; yes; and you need to make your own mind up. You will not get any useful advice on here. 

What Pilotman wrote is very true, mostly. Everyone has different experiences. If you think moving to Thailand will make you happy, it probably won't. Are you planning a hobby (art, woodworking), ministry (cleaning the beaches, caring for orphans, helping people find Christ) or sport like golf where you can meet people and have friends or will you be hugging a bar stool and hoping to make friends that way? Something to think about.

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Mindset has a great deal of influence over people's outlook and comments....... along with their fortunate or unfortunate experiences.

 

I can't imagine wanting to live anywhere else (unless I were filthy rich and had a completely free choice).

 

....and the women.........OMG.

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19 hours ago, Clive said:

I lived in Thailand about 14 years ago, and it has always been my dream to retire there.

As you have lived here before, you have a head start knowing what it's like and that it will be different living here to what you are used to back in your home country. I am assuming you have been back on holidays here since the past 14 years that you had lived here ?

 

19 hours ago, Clive said:

I was wondering if you would recommend retiring in Thailand now but scouring the internet there seem to be so many negative comments regarding visa/ Thai people etc.

 

I would recommend it, I retired here 5 years ago at age 55, never an issue with immigration or Thai people, as long as you know to have your paperwork in order each time, or they will tell you to get it, 90 days done on line, as for the Thai people also never an issue, but do expect some to try and charge you more for something, but if you ask beforehand and then decide whether you want it or not, then you can make a decisive decision.

 

19 hours ago, Clive said:

Has Thailand changed so drastically in a negative way over the years or is it still a wonderful beautiful place to live?

 

I have been coming here annually since 2006, everything changes and to be honest, it still is a beautiful place to live, that said it would in my opinion depend on where you choose to live. That said I would strongly recommend you look at private health insurance cover, or set up an account having enough money in there to self fund yourself in the event of an accident/surgery, or you can depend on the government hospitals, "up to you" I will leave that there.

 

Plan your budget wisely depending on your income structure, assuming it to be from investments as your too young for the pension. To live a comfortable life here as a single bloke I would say 60,000 baht a month should do it which would include say 5,000 a month for private health cover costs.

 

Another important thing to look at depending which country you are coming from, if its Australia and you own property, get rid of it because as soon as your residency status changes after 6 months, the capital gains tax on your property when you sell it in years to come will make you lose out big time, i.e. the capital gains tax is charged all the way back to the day you purchased it, not the day you left the country and started leasing it, that could be 42% of any increase since your purchased it. Would be good advice to talk to an accountant before you make the move if you have property, even in another country.

 

Last but not least, only invest as much as your prepared to lose and the going rate is no more than 10%, also keep as much funds back in your home country and once you set up an account here, use Transferwise to send money to that account in Thailand as you won't be paying anything at your bank on either end, only the Transferwise fee, but they give a great exchange rate.

 

Good luck.

Edited by 4MyEgo
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You'll find that most of the negative comments are about the cities and living there.  Expats living out in the sticks seem to have a much more mellow time of it.

 

Me, moved to Pattaya 3 years ago, no regrets so far.

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12 hours ago, Clive said:

Thank you very much for all of your advice. Theres a lot of information here and it seems that there is some difference of opinion as expected but most of it is mainly positive but warnings regarding finances. What I didn't mention earlier is I have 2 Thai children so any house building if I ever decide will be put in their name once they become old enough as being late teenagers they're not old enough for this.
A friend of mine told me years ago when I was living in Thailand nor to put into Thailand what your not prepared to loose and I have followed this advice religiously. Its got me out of trouble on a few occasions as Ive heard too many horror stories in the past. Im 53 and when Im 55 I will be able to draw on my private pension giving me around £55k annually.
I have never been into the bar girl scene. I don't believe that its good to start a romantic relationship starting with a financial transaction, there will always be the exception to the rule of course but many of these relationships fail. Im looking for a normal rural kind of living as that is what I enjoyed so much previously embracing the Thai culture giving me a n enjoyment I had never experienced before and the Thai people I found so friendly.
Theres always an escape route but I believe with a relatively good pension and funds from rental property in the uk It wouldn't too difficult to set up elsewhere if it became absolutely necessary but Thailand is where my heart has been for many years now.

 

Most people will have missed your update Clive once few pages have grown on a thread the participants have their say then respond only to direct comments on their posts

 

Bin all the usual, only spend dialogue, health concerns, and visa issues, you have adequate means to dispatch all those concerns

 

So to current day, Thai banks are tightening up on loans, so if you wish to secure a little corner in rural Thailand for yourself and family to relax, for now and in the future, I would suggest any time now is a good place to start inquiries with a view to purchase.

 

Given you have a couple of years before you anticipate possible early retirement you can build your 'dream' steadily and spread the expense

 

Choose an area where your interests are facilitated, be it food, women and partying, golf, a small holding, gardening, motor racing, cycling, hash running. Set your self up steadily and methodically, then you will have an enjoyable retirement. Housing paid, done sorted. expect too the ability to explore Thailand and Asia in more depth.

 

Enjoy

 

 

 

 

Edited by 473geo
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You have to have lived elsewhere (in addition to your home Country) in order to compare. More roads are now paved than when OP was here last. Railway is under improvement. Water is reliable and potable. Electricity and internet both reliable too. Immigration is not difficult to deal with or as expensive as some Countries. If you don't wish to deal with them yourself there are easy options. It is cheap to rent or buy accommodation. OP may have two decades before health becomes an issue. T shirt and shorts weather everyday. Thailand is a safe Country to live in. OP likes the food too!

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31 minutes ago, Tuvoc said:

My wife hated life in the UK for the 12 years she was here. "Thailand is my paradise" are her words, she is far happier there than anywhere else. She has gone back to Thailand ahead of me, and I'll join here in retirement in the next few months.

 

To the original poster - nice pension, you'll be able to have a great life in Thailand, and you have a wide choice of lifestyle, from busy Bangkok, to being on the beach, to having a quiet rural life. The choice is yours.

I hear the weather in the UK isn't as good as the weather down under, and I can understand that your wife hated it there, i.e. if she didn't have the weather she grew up with, Thai friends to socialise with and not returning every year to see family as mine did.

 

Most from the UK can't live on their 30,000 baht pensions here, just scrapping it in, so I hope when you say nice pension, your talking 50k baht plus as everything here has gone up if your into farang stuff especially.

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We've been here for 5 years and are very happy. I prefer non tourist areas for residence. The locals in tourist areas seem to be more jaded. We lived on Samui for 2 years, and liked it, but it was too busy, and the traffic is horrible and dangerous.

 

So we chose a small town and will never leave. There is a small expat community, and we have a Thai "family". It's truly amazing, and would highly recommend. 

 

Visas can be difficult, but if you have the financial requirements it's ok!

Best of luck!

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