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jimmjam

Opening a UK bank account when not in the UK?

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As the title says, i havent lived in the UK for quite a few years now.

My old accounts there where closed.

Im now in need of opening one.

Are there any that dont require a UK address? I dont mind if they are online only, or even if they dont give you a card.

I just need one so a former company i worked for will pay me. They will not transfer the money abroad.

 

Thanks

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Posted (edited)

Why not try the offshore banks namely Lloyds International and others.

 

I find it unusual that a UK company would not ask a bank to remit the money overseas and deduct the SWIFT charge.

Edited by anchadian

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Posted (edited)

You can open a Transferwise Borderless account and be given a UK Sort Code and Account number. Very easy to manage online and I think all they need is photo ID such as passport (I do think they need a UK address so use an address of family or friend but I don't recall them need verification). No cost to open or maintain. One thing to note is that the UK account cannot accept payments from overseas although it does give you US Dollar and Euro accounts too if you wish.Very easy then to send money to Thailand (or many other places too). 

Edited by soi3eddie

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Have a look at Transferwise for their borderless account.You  get a UK account with sort code /account number which can be used to receive funds as per any other UK bank account.

I opened one a couple of years back using my Thai address with ID verification using my UK passport.

Worth a try.

 

ps. I see Eddie's comments. A UK address is not required -or at least that was the position 2 years back.

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You need to make an initial transfer to Transferwise from a UK account in your own name before you get an account.

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Posted (edited)

I've a Monzo account, but you need passport plus a utility bill in your name as proof of address. I don't think you've much chance without some evidence of a UK address tied to your name.

.

Edited by Stocky

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Posted (edited)

Looks like your in a jam Jim ,if  Upnotover is correct,you may have to return

to UK to try and open an account.

I suppose these laws are to prevent money laundering,when in reality the people

doing that will have other ways of moving their millions and Billions about,but it

effects us trying to move a few 100, 1000's.

regards Worgeordie

Edited by worgeordie

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Of course if this is only to receive a one off payment then you must surely know somebody with a UK account who could help out?  Or is this ex-company so miserable they will only transfer to your name?

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This blog provides quite a detailed review of the Transferwise Borderless account. It does touch on the opening deposit issue noted by other posters but only  gives a Germany / Euro example.

https://jeangalea.com/transferwise-borderless-review/

 

Probably would need to actually go through a live application based, say, on UK National + passport verification / Thai address + address verification / (Thai?) bank account in own name (not specified in review, but as noted elsewhere) and transfer to TW.

 

Certainly more stringent than I experienced just 2 years back, but that seems to be the way of the world now.....

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First Direct online best UK bank ever.

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1 hour ago, VocalNeal said:

Standard Bank? IOM

Yes, Standard Bank a South African bank with a min deposit of only GBP4,000.

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50 minutes ago, Kwasaki said:

First Direct online best UK bank ever.

 

But not possible to open as a non-resident.

 

The short answer to the OP is "no".

 

Depending on what he actually needs the account for, TransferWise may offer the only solution...... As stated above the opening transfer in looks problematical.

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52 minutes ago, Kwasaki said:

First Direct online best UK bank ever.

Is the insurance package mandatory?

 

https://www1.firstdirect.com/content/dam/fsdt/en/documents/pdf/fdFeeInfoDoc.pdf

 

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2 hours ago, hotandsticky said:

 

But not possible to open as a non-resident.

 

The short answer to the OP is "no".

 

Depending on what he actually needs the account for, TransferWise may offer the only solution...... As stated above the opening transfer in looks problematical.

You maybe right I have an account with them with an address in Thailand.

I was with them before I left UK for good and they don't mind me being a non-resident of the UK.  

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