Thaidai26 Posted September 12, 2020 Share Posted September 12, 2020 Friday tried both my Canadian Visa cc cards at several different Bank atm machines almost completed transaction then ‘ Insufficient Funds on screen. Called both banks TD + CIBC they have no issues with my accounts funds available But seems Thai banks say no? Will of course try again later today. But is this a regular issue.? I have had no problems with ATMs here since January Making regular twice a month or so withdrawals Link to comment Share on other sites More sharing options...
lopburi3 Posted September 12, 2020 Share Posted September 12, 2020 Expect there was a computer glitch - if ATM can not confirm account balance believe that sign will come up. Have not used foreign cards for several decades however. It used to be a rare issue when I did use cards and believe cards had a smaller amount they can issue without approval destination bank approval. There have been Thai banking issues this week however as government old age payments were not made to accounts outside of Bangkok and one other area on day 10. There have also been major computer ransomware attacks this week. Link to comment Share on other sites More sharing options...
blackcab Posted September 12, 2020 Share Posted September 12, 2020 Moved to the Banking Forum. 1 Link to comment Share on other sites More sharing options...
stevenl Posted September 12, 2020 Share Posted September 12, 2020 I think issue with issuing bank approval. Either limit, or don't trust too many foreign withdrawals. 1 1 Link to comment Share on other sites More sharing options...
shackleton Posted September 12, 2020 Share Posted September 12, 2020 I also had a problem before taking out Reduced the amount problem solved Link to comment Share on other sites More sharing options...
FritsSikkink Posted September 12, 2020 Share Posted September 12, 2020 (edited) 42 minutes ago, lopburi3 said: Expect there was a computer glitch - if ATM can not confirm account balance believe that sign will come up. Have not used foreign cards for several decades however. It used to be a rare issue when I did use cards and believe cards had a smaller amount they can issue without approval destination bank approval. There have been Thai banking issues this week however as government old age payments were not made to accounts outside of Bangkok and one other area on day 10. There have also been major computer ransomware attacks this week. Ransom attack has nothing to do with your ATM transaction, that are different companies / schools / ... who have their security not in order. There are loads of ransom attacks every day. Edited September 12, 2020 by FritsSikkink Link to comment Share on other sites More sharing options...
FritsSikkink Posted September 12, 2020 Share Posted September 12, 2020 Different banks have different limits for foreign cards. Link to comment Share on other sites More sharing options...
lopburi3 Posted September 12, 2020 Share Posted September 12, 2020 1 minute ago, FritsSikkink said: Ransom attack has nothing to do with your ATM transaction, that are different companies / schools / ... who have their security not in order. Perhaps - perhaps not. Banks could have put up extra firewalls to defend that might have 'Microsoft' blue screen effects. I agree probably not but computer security has been an issue this week. Link to comment Share on other sites More sharing options...
lopburi3 Posted September 12, 2020 Share Posted September 12, 2020 5 minutes ago, FritsSikkink said: Different banks have different limits for foreign cards. Card limits are from card/home bank - Thai banks set ATM limits per transaction. Link to comment Share on other sites More sharing options...
FritsSikkink Posted September 12, 2020 Share Posted September 12, 2020 4 minutes ago, lopburi3 said: Perhaps - perhaps not. Banks could have put up extra firewalls to defend that might have 'Microsoft' blue screen effects. I agree probably not but computer security has been an issue this week. No, you are wrong. Like I said computer security is an issue worldwide every day and has nothing to do with his ATM issue. Work in IT 38 years. Link to comment Share on other sites More sharing options...
FritsSikkink Posted September 12, 2020 Share Posted September 12, 2020 3 minutes ago, lopburi3 said: Card limits are from card/home bank - Thai banks set ATM limits per transaction. Where did I say different? Link to comment Share on other sites More sharing options...
blackcab Posted September 12, 2020 Share Posted September 12, 2020 Off topic posts have been removed. Link to comment Share on other sites More sharing options...
MrMilk Posted September 12, 2020 Share Posted September 12, 2020 I have had the same problem last week or so. "Transaction cancelled. Contact your bank" Bank say card has no problem. Can pay with the card at 7/11 etc, also working as normal online, but keep being refused at the ATM. Scandic Visa Card. My Mastercard works as normal (different bank) Link to comment Share on other sites More sharing options...
Thaidai26 Posted September 12, 2020 Author Share Posted September 12, 2020 (edited) 15 minutes ago, MrMilk said: I have had the same problem last week or so. "Transaction cancelled. Contact your bank" Bank say card has no problem. Can pay with the card at 7/11 etc, also working as normal online, but keep being refused at the ATM. Scandic Visa Card. My Mastercard works as normal (different bank) Thank you. Yes my banks say all good, under my limit too and has worked For 10-12 Previous withdrawals from same ATM and amounts. since February. Did try smaller amounts at other bank machines Will report back if any good news ASAP Edited September 12, 2020 by Thaidai26 Spell Link to comment Share on other sites More sharing options...
Dumbastheycome Posted September 12, 2020 Share Posted September 12, 2020 Have historically had problems with Visa card. Never a problem with Master Card. Link to comment Share on other sites More sharing options...
crazykopite Posted September 12, 2020 Share Posted September 12, 2020 You get that message when the cash machine is empty it’s happened to me before Link to comment Share on other sites More sharing options...
Dave0206 Posted September 12, 2020 Share Posted September 12, 2020 5 hours ago, shackleton said: I also had a problem before taking out Reduced the amount problem solved great way for bank to charge 2 x 200 baht transaction fee 1 Link to comment Share on other sites More sharing options...
Na Fan Posted September 12, 2020 Share Posted September 12, 2020 Its also possible that the exchange rate isnt what youd expect and thus it goes over limit. Link to comment Share on other sites More sharing options...
dabhand Posted September 12, 2020 Share Posted September 12, 2020 6 hours ago, lopburi3 said: Perhaps - perhaps not. Banks could have put up extra firewalls to defend that might have 'Microsoft' blue screen effects. I agree probably not but computer security has been an issue this week. Would be no surprise if banks were also the subject of these recent attacks. They are inherently reluctant to admit to any cyber related issues as that could cause customer concerns over security of depositors funds. The mainstream western banks rarely admit to individual attacks on their safety systems and the banking industry tends to roll such matters up into admitting that $xxx million has been lost on a yearly basis due to these cyber attacks. Details only seem to be brought out into the public realm if the miscreants are caught and court cases are reported on. For some to state 'nothing to see here' on bank cyber risks is naive in the extreme, even those with decades of 'IT' experience. Link to comment Share on other sites More sharing options...
Bender Rodriguez Posted September 12, 2020 Share Posted September 12, 2020 time for a thai bank account, if you live here ? today I saw somebody pay a 12 baht ice cream with their phone app loooooooooooooooooooooooool Link to comment Share on other sites More sharing options...
UncleMhee Posted September 12, 2020 Share Posted September 12, 2020 12 minutes ago, Bender Rodriguez said: time for a thai bank account, if you live here ? today I saw somebody pay a 12 baht ice cream with their phone app loooooooooooooooooooooooool Bangkok Bank app leaves western country banking apps in the shade @Bender Rodriguez Instant transfers and payments......yes even for twelve baht ice-cream. I'm very happy I have local bank. Link to comment Share on other sites More sharing options...
Letseng Posted September 12, 2020 Share Posted September 12, 2020 12 hours ago, lopburi3 said: Expect there was a computer glitch - if ATM can not confirm account balance believe that sign will come up. Have not used foreign cards for several decades however. It used to be a rare issue when I did use cards and believe cards had a smaller amount they can issue without approval destination bank approval. There have been Thai banking issues this week however as government old age payments were not made to accounts outside of Bangkok and one other area on day 10. There have also been major computer ransomware attacks this week. Attacks On hospital data bases. Link to comment Share on other sites More sharing options...
Letseng Posted September 12, 2020 Share Posted September 12, 2020 4 hours ago, Na Fan said: Its also possible that the exchange rate isnt what youd expect and thus it goes over limit. it can easily be that ATM was near empty and did not have the amount you requested. Happened to me in the past. Gives this confusing msg. Link to comment Share on other sites More sharing options...
Tracyb Posted September 13, 2020 Share Posted September 13, 2020 Consider going into the bank and trying a withdrawal over the counter with a teller. Link to comment Share on other sites More sharing options...
lopburi3 Posted September 13, 2020 Share Posted September 13, 2020 10 hours ago, Letseng said: it can easily be that ATM was near empty and did not have the amount you requested. Happened to me in the past. Gives this confusing msg. Unlikely at multi ATM's as reported. Link to comment Share on other sites More sharing options...
lopburi3 Posted September 13, 2020 Share Posted September 13, 2020 10 hours ago, Letseng said: Attacks On hospital data bases. It was more than hospitals per government sources - and many paid up to almost 1 million baht to restore data. https://www.reuters.com/article/us-thailand-hospital-ransomware/thai-hospitals-and-companies-hit-by-ransomware-attacks-idUSKBN2611WV?il=0 Link to comment Share on other sites More sharing options...
Thaidai26 Posted September 13, 2020 Author Share Posted September 13, 2020 1 hour ago, Tracyb said: Consider going into the bank and trying a withdrawal over the counter with a teller. Siam commercial bank Rawai will not handle cash! Also BKK no Link to comment Share on other sites More sharing options...
Thaidai26 Posted September 13, 2020 Author Share Posted September 13, 2020 16 hours ago, UncleMhee said: Bangkok Bank app leaves western country banking apps in the shade @Bender Rodriguez Instant transfers and payments......yes even for twelve baht ice-cream. I'm very happy I have local bank. No visa (15+15) amnesty So banks say no to opening act for 400k deposit ? Link to comment Share on other sites More sharing options...
kralledr Posted September 13, 2020 Share Posted September 13, 2020 That error is because of your daily/weekly limit... I have this error before Link to comment Share on other sites More sharing options...
Thaidai26 Posted September 13, 2020 Author Share Posted September 13, 2020 Not As stated Canadian bankS say ok no issues. Plus have not used for 2 weeks +. Link to comment Share on other sites More sharing options...
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