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As said yes I use my UK credit card in Big'C',  Tesco, Global house,  7-11. and restaurants and fuel garages , Makro cash only.     

Why would you need to have Tesco or Big C accept your credit cards. Go to an ATM where most credit cards are accepted and get some cash. DUH

Yes

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i believe that Makro accepts the Citibank Makro co-branded credit card (note that my experience and observation is that other Citibank Thai and foreign issued Citibank cards aren’t accepted- only the Thai-issued Citi Makro card)

 

As far as Tesco & Big C goes... i have always used both my Thai-bank and foreign bank issued Visa & MC cards at both — but i seem to recall Amex was problematic; but i tend not to use my amex cards as they have FTFs (i have a few of their non AF-bearing cards and not the higher level cards, thus the FTF is applied)

Edited by new2here
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1 hour ago, tonray said:

Don't most foreign cards it you with a 3% transaction fee when used overseas ?

Depends on the bank.  Contract terms when you apply for a card will state if that is the case.  I have one foreign credit card with no FTF and it pays me back 2% on ALL purchases.  Local merchants sometimes add their own fee for accepting a credit card for a purchase.

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1 hour ago, tonray said:

Don't most foreign cards it you with a 3% transaction fee when used overseas ?

Many US credit cards do not have a foreign transaction fee. My Capital One, HSBC and Chase cards have no foreign transaction fees, but my Citibank card does if I use it overseas. An added bonus of using a credit card is that many US credit cards also have cash back features (e.g., the Capital One cash back credit card gives 1 percent back for nearly all purchases). 

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2 minutes ago, DFPhuket said:

Many US credit cards do not have a foreign transaction fee. My Capital One, HSBC and Chase cards have no foreign transaction fees, but my Citibank card does if I use it overseas. An added bonus of using a credit card is that many US credit cards also have cash back features (e.g., the Capital One cash back credit card gives 1 percent back for nearly all purchases). 

Hmm...I'll have to check my Chase card....I can use that for lots of stuff if there's no extra fees...and get cash back

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19 hours ago, johng said:

Makro only excepts one brand of credit card  the name eludes me at the moment.

Makro accepts both my Citibank Visa and Mastercard credit cards. Have used Citibank for the last 25 years here, never a problem in Thailand where they accept credit cards.

Edited by Estrada
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3 minutes ago, Estrada said:

Makro accepts both my Citibank Visa and Mastercard credit

Well that's news to me,  I'll try to remember to check/ask next time I'm at Makro  last time I asked at my local Makro just a couple of months ago it was only one card,  name of which still eludes me but could well be Union Pay (Chinese)

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No issues whatsoever using several different foreign credit cards at Lotus, Big C, Tops, Villa, Foodland, Home Pro, etc. Makro is a different story, but that has nothing to do with foreign vs. Thai - it's just because they only accept cards from Citibank due to their affiliation with that bank. 

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1 hour ago, tonray said:

Don't most foreign cards it you with a 3% transaction fee when used overseas ?

This is a very good question.  That 3% is a real deal, and adds up, but only about half of my credit cards charge it. I have several and always ask the card company if they charge an Intternational Conversion Fee. If they do I make it a point no to use their card and use some others that I know have NO FEE. My experience applies only to USA cards.... I have No experience with other countries......

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