pazienza Posted October 22, 2020 Share Posted October 22, 2020 As per the title really, I am a half Thai (with Thai ID card/passport), working in the UK into a UK bank account (albeit remotely). I am wondering if anyone knows a Thai lender who would take into account my income from my UK accounts/credit score. As things stand I don't really have any kind of credit rating in Thailand, and I wouldn't want to ask anyone to be a guarantor. I'm looking to purchase either a house or condo. Failing that, would there be any way to build some kind of credit history or income history that the lenders would recognise? ie transferring a set amount from my UK to Thai bank account every month? I have enough capital to purchase a house/condo within my budget but would much rather take out a short term mortgage just to trickle away in the background. Any advice or word of experience would be appreciated Link to comment Share on other sites More sharing options...
Peterw42 Posted October 22, 2020 Share Posted October 22, 2020 Maybe approach the UK branch of a Thai bank with an office in the UK, like Bangkok Bank, or a UK bank with a branch in Thailand, like Standard Chartered. They could possible arrange something with UK income and mortgage servicing a Thai property 1 Link to comment Share on other sites More sharing options...
pazienza Posted October 22, 2020 Author Share Posted October 22, 2020 Thank you, After a bit of research i have found GH bank do offer what i might be looking for... https://www.ghbank.co.th/product-detail/thaipeople-living-abroad-q-3-4 1 Link to comment Share on other sites More sharing options...
Wombo1 Posted October 24, 2020 Share Posted October 24, 2020 I have started the process with this company, my Thai wife and I live overseas but buying in Thailand. Note that the rates are not as good, and it probably takes about 2 months before your can get the approval. We currently have the approval via them, but haven't made a purchase. 1 Link to comment Share on other sites More sharing options...
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