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Covid Insurance to enter Thailand.


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Looking for some information on the covid insurance requirement to get into Thailand. Right now, I have all my other ducks in a row, I am coming in for medical reasons, and just need to to get the covid insurance. I am a US passport holder and resident. I currently have a World Nomads travel insurance policy, with 100,000 in medical coverage, and it says it protects in case of getting covid. However, it is a secondary insurance; I have to pay the hospital bill myself and then I get reimbursed. I don't feel like this is going to work for me. 

 

Does anyone know if that will work, or can anyone suggest an other insurance option that will work?

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You need to get a policy from one of the 'special' expensive Thai insurance companies approved by the government.   I'm sure someone will come along and list them. While you wait I suggest y

Revolut premium. Works fine for the 100k USD requirement. Seriously, why does everyone insist on throwing money away.    6.99 GBP 7.99 EUR 9.99 USD a month.  Age 18-75. Available i

My exisiting medical insurance covered Covid, i did not need to buy additional coverage.

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If you cannot use the COVID insurance you already have, you can buy one at https://covid19.tgia.org/.

You do not need a special insurance from a Thai insurance company for the COVID insurance; however, depending on the visa you have, you may need a 40,000/400,000 baht insurance that is from an approved Thai insurance company. I do not know if the medical visa requires you to have a Thai insurance or if you can use your World Nomads insurance.

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13 hours ago, Alaska Zak said:

Looking for some information on the covid insurance requirement to get into Thailand. Right now, I have all my other ducks in a row, I am coming in for medical reasons, and just need to to get the covid insurance. I am a US passport holder and resident. I currently have a World Nomads travel insurance policy, with 100,000 in medical coverage, and it says it protects in case of getting covid. However, it is a secondary insurance; I have to pay the hospital bill myself and then I get reimbursed. I don't feel like this is going to work for me. 

 

Does anyone know if that will work, or can anyone suggest an other insurance option that will work?

Arawan is excellent, she has help many people on the Facebook help groups

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This guy is very helpful too. Got me a reasonable cost policy which covers both requirements, for O-A visa and Covid.

Emilis Strazdauskas - Pacific Prime Thailand

+66 (0) 2 656 0180 Ext. 1009 M +66 (0) 65 931 3271  [email protected]

A Pacific Prime Thailand, 9th floor (9D,E), President Tower, 973 Phloen Chit Road Lumpini Pathum Wan Bangkok 10330

OIC Personal License Number : 6104037274

OIC License Number : W00026/2560

 

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16 hours ago, Alaska Zak said:

...

I am a US passport holder and resident. I currently have a World Nomads travel insurance policy, with 100,000 in medical coverage, and it says it protects in case of getting covid.

...

Does anyone know if that will work, or can anyone suggest an other insurance option that will work?

Hi, I was surprised to read that your World Nomads travel-insurance policy covers covid-19 treatment in Thailand.  I normally use them too when I need travel-insurance and they are excellent.  However, their website STILL says that their travel-insurance policies do not cover covid-19 treatment.

World Nomads will probably reconsider, because their main competitor for 'on the fly' travel-insurance Safety Wings DOES include covid-19 treatment as part of their travel-insurance package.  The conditions and premiums for World Nomads and Safety Wings are approx same, but obviously when you need mandatory covid-19 insurance coverage, Safety Wings is the way to go.  For a middle-aged US citizen the cost for that travel-insurance is approx same as for the ridiculous TGIA covid-19 ONLY insurance policies. 

Also if you are entering Thailand on the new 60-day SETV or on a 90-day Non Imm O Visa, you only need the insurance for the permission to stay period the Visa will provide you on entry.  And in that case the option to subscribe to REVOLUT would be unbeatable fee-wise (30 US $ for 3 months) > see post by LivinLos just above my response.

Should you need longer period > SafetyWing lets you choose the exact period of coverage and provides up to 1 year of decent travel-insurance coverage (including covid-19 treatment as required by the CoE).

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7 minutes ago, roquefort said:

This guy is very helpful too. Got me a reasonable cost policy which covers both requirements, for O-A visa and Covid.

Emilis Strazdauskas - Pacific Prime Thailand

+66 (0) 2 656 0180 Ext. 1009 M +66 (0) 65 931 3271  [email protected]

A Pacific Prime Thailand, 9th floor (9D,E), President Tower, 973 Phloen Chit Road Lumpini Pathum Wan Bangkok 10330

OIC Personal License Number : 6104037274

OIC License Number : W00026/2560

 

You are most probably referring to the VisaFriendly policy offered by PacificCross..

That's indeed an option when you are over 75 years of age and need coverage for both the mandatory Non Imm O-A Visa compliant insurance and the 100.000 US $ covid-19 treatment insurance.

However, be aware that these PacificCross policies only cover you for covid-19 after 15 days when arriving in Thailand, and after 15 days in-country the risk of catching covid is as good as zero, so a bit like selling you an umbrella but only allowing you to open it when the sun shines.

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10 minutes ago, Peter Denis said:

However, be aware that these PacificCross policies only cover you for covid-19 after 15 days when arriving in Thailand

That is not correct. They do have a 15 day waiting period; however, since their insurance covers the world, you can get the insurance 15 days or more before travelling and then you are covered from day 1 in Thailand.

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34 minutes ago, Peter Denis said:

You are most probably referring to the VisaFriendly policy offered by PacificCross..

That's indeed an option when you are over 75 years of age and need coverage for both the mandatory Non Imm O-A Visa compliant insurance and the 100.000 US $ covid-19 treatment insurance.

However, be aware that these PacificCross policies only cover you for covid-19 after 15 days when arriving in Thailand, and after 15 days in-country the risk of catching covid is as good as zero, so a bit like selling you an umbrella but only allowing you to open it when the sun shines.

No, I looked at that policy but for half the cost I got the LUMA Thailand Pass which also includes Covid cover. And it starts from arrival in Thailand.

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Read the small print  see item 9 on the Thai luma policies 

9/ The Company reserves the right to refuse coverage to applicants who are already infected with Coronavirus and/or applicants who are in quarantine state.

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28 minutes ago, farang51 said:

That is not correct. They do have a 15 day waiting period; however, since their insurance covers the world, you can get the insurance 15 days or more before travelling and then you are covered from day 1 in Thailand.

I know you stated this before, but attached here a correspondence from someone that contacted PacificCross about this issue, and the response was that it is 15 days from arrival that are not covered. 

 

There is a 15 day waiting period after arrival in Thailand, according to a reply he received to the question as to why there is 15 day exclusion clause. Here is the text he received in response to this question:

____________________________________________________________________________________________

"The purpose of this condition is that in the past we had people buying the insurance for 1 year and after they terminated their 15 days or quarantine or the 1st month o f cover they communicated that they would like to cancel the policy. The Intention of this customer was to get an insurance for only 15 or 30 days to be covered in case of covid during the ASQ and if nothing happens they will cancel the policy and ask for the refund.
 
In case you will get Infected by Covid19 during the 15 days of Quarantine, after that Pacific Cross will consider it as a Pre-existing condition. In case in the 15 Days you did not get any infection or any problem, but you will get infected after 1 month, in this case it will be covered by Pacific Cross.
 
Here in Thailand all the Insurance if they take a new Client will have some Waiting Periods.
 
As far as I know the TGIA Insurance covers you for the day that you put as the starting date of the policy."
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