Popular Post jackdd 8,521 Posted November 30, 2020 Popular Post Share Posted November 30, 2020 (edited) Currently this is just a theoretical scenario, but it could happen to any of us any day, so i was thinking about what would happen if: Somebody with who you had close contact tests positive for Covid, could be your girlfriend, or maybe somebody who sat in a bus next to you, and the government considers you as "high risk". - Are we forced to get tested for Covid? - If we are forced, will the government pay for the test, or do they expect the foreigner to pay for a forced test? The worst case scenario happens, we test positive. - Does the government force us into a hospital? - Can we choose the hospital? - If we are forced, will the government pay for the stay in the hospital, or do they expect the foreigner to pay? - What happens if the foreigner refuses to pay? Edited November 30, 2020 by jackdd 3 4 Link to post Share on other sites
Popular Post FlorC 137 Posted November 30, 2020 Popular Post Share Posted November 30, 2020 Some good questions ! I wonder about it too. I want to take the bus to Bangkok . They want your name when buying a ticket. What if someone next to me on the bus has it , and they trace me down . Who's paying for tests ? Do I need to go in quarantine , where ? Who's paying ? What if I refuse . 3 Link to post Share on other sites
scubascuba3 10,565 Posted November 30, 2020 Share Posted November 30, 2020 (edited) I think govt pays for test if you have to have one. If you have covid even if asymptomatic you'll be whisked away to hospital for an expensive stay, no doubt you will be milked being falang. I wonder if you will be allowed to say opt for a govt hospital like Bang Lamung or if they send you straight to the most expensive Bangkok Pattaya Edited November 30, 2020 by scubascuba3 Link to post Share on other sites
Popular Post Kiujunn 75 Posted December 1, 2020 Popular Post Share Posted December 1, 2020 Yes, you will be forced to get a test No, the government will not pay it for you. You pay it. If positive, yes, you are forced to stay in hospital. No, you cannot choose the hospital. No, the government will not pay the hospital. You pay. People with your attitude are a reason why the government is so reluctant to let foreigners back in, insists on ASQ and all kinds of health insurances. 6 2 10 3 7 Link to post Share on other sites
Popular Post tomazbodner 3,475 Posted December 1, 2020 Popular Post Share Posted December 1, 2020 You can get insurance for COVID, 850 baht for 1 year, 1 million baht coverage, includes testing and hospital expenses. I got mine from Roojai. Else you'll be paying for test and hospital treatment by yourself. If you refuse to pay, you'll still be forced to test and get treated, and then likely get reported for not paying bills, which will get you in trouble with police and immigration. Then again - why don't you try and all your questions will be answered. 5 1 Link to post Share on other sites
Popular Post TSF 2,555 Posted December 1, 2020 Popular Post Share Posted December 1, 2020 1 hour ago, tomazbodner said: You can get insurance for COVID, 850 baht for 1 year, 1 million baht coverage, includes testing and hospital expenses. I got mine from Roojai. Else you'll be paying for test and hospital treatment by yourself. If you refuse to pay, you'll still be forced to test and get treated, and then likely get reported for not paying bills, which will get you in trouble with police and immigration. Then again - why don't you try and all your questions will be answered. Thanks for your post. I've used Roojai for the past 3 years for my car insurance. And just now signed up online for the 850Bt covid insurance. 4 Link to post Share on other sites
Popular Post jackdd 8,521 Posted December 1, 2020 Author Popular Post Share Posted December 1, 2020 (edited) 2 hours ago, tomazbodner said: You can get insurance for COVID, 850 baht for 1 year, 1 million baht coverage, includes testing and hospital expenses. I got mine from Roojai. Else you'll be paying for test and hospital treatment by yourself. Quote Illness with serious conditions or diseases caused by a corona virus infection. coverage 1,000,000 baht* *Any illnesses such as coma, brain and nervous system damage or disorders, terminal illness, and or death, as a direct result of the Coronavirus, determined by a physician. Source: roojai.com Sounds like they probably won't pay anything if you get tested or sent to a hospital if you don't have serious symptoms. Edited December 1, 2020 by jackdd 2 1 1 Link to post Share on other sites
cucme 87 Posted December 1, 2020 Share Posted December 1, 2020 53 minutes ago, jackdd said: Source: roojai.com Sounds like they probably won't pay anything if you get tested or sent to a hospital if you don't have serious symptoms. At least they will pay for the test. Link to post Share on other sites
Popular Post cormanr7 92 Posted December 1, 2020 Popular Post Share Posted December 1, 2020 53 minutes ago, jackdd said: You can get insurance for COVID, 850 baht for 1 year, 1 million baht coverage, includes testing and hospital expenses. I got mine from Roojai. I think it actually says that the coverage for covid treatment is limited to 50,000-100,000 Baht (depending on plan) which is not much (read further than the short claim for the two plans at the top of the website). The 1 million Baht is only for cases that end in a very serious condition. What would you expect for a 850 Baht premium? 4 2 Link to post Share on other sites
Popular Post fred110 654 Posted December 1, 2020 Popular Post Share Posted December 1, 2020 YOu never put your real name or phone number. 4 5 Link to post Share on other sites
Seeall 350 Posted December 1, 2020 Share Posted December 1, 2020 23 hours ago, FlorC said: Some good questions ! I wonder about it too. I want to take the bus to Bangkok . They want your name when buying a ticket. What if someone next to me on the bus has it , and they trace me down . Who's paying for tests ? Do I need to go in quarantine , where ? Who's paying ? What if I refuse . yeah good one.... track you as you can PAYYYYYYYYYYYY and never mind the carrier... Link to post Share on other sites
mighty 119 Posted December 1, 2020 Share Posted December 1, 2020 On 11/30/2020 at 3:11 PM, jackdd said: Currently this is just a theoretical scenario, but it could happen to any of us any day, so i was thinking about what would happen if: Somebody with who you had close contact tests positive for Covid, could be your girlfriend, or maybe somebody who sat in a bus next to you, and the government considers you as "high risk". - Are we forced to get tested for Covid? - If we are forced, will the government pay for the test, or do they expect the foreigner to pay for a forced test? The worst case scenario happens, we test positive. - Does the government force us into a hospital? - Can we choose the hospital? - If we are forced, will the government pay for the stay in the hospital, or do they expect the foreigner to pay? - What happens if the foreigner refuses to pay? You will be made to take a test, and if positive go to hospital at your cost. It happened to a guy in our condo when he arrived back from France. We were lucky we weren't all tested, but he got sick on his first day back so hadn't mingled. hospital cost were 500,000 for two weeks 1 1 Link to post Share on other sites
LarryLEB 139 Posted December 1, 2020 Share Posted December 1, 2020 1 hour ago, cormanr7 said: I think it actually says that the coverage for covid treatment is limited to 50,000-100,000 Baht (depending on plan) which is not much (read further than the short claim for the two plans at the top of the website). The 1 million Baht is only for cases that end in a very serious condition. What would you expect for a 850 Baht premium? You are correct. Here is the exact wording (the "fine print") from Roojai's site: "**Any illnesses such as coma, brain and nervous system damage or disorders, terminal illness, and or death, as a direct result of the Coronavirus, determined by a physician. Maximum coverage 500,000 - 1,000,000 THB (depending on the plan) **Medical treatment from infections (Coronavirus (COVID-19)) both In-Patient-Department (IPD) and Out-Patient-Department (OPD) cases Maximum coverage for medical expenses 50,000 - 100,000 THB/year (depending on the plan)" 1 Link to post Share on other sites
ronaldo0 1,713 Posted December 1, 2020 Share Posted December 1, 2020 36 minutes ago, LarryLEB said: You are correct. Here is the exact wording (the "fine print") from Roojai's site: "**Any illnesses such as coma, brain and nervous system damage or disorders, terminal illness, and or death, as a direct result of the Coronavirus, determined by a physician. Maximum coverage 500,000 - 1,000,000 THB (depending on the plan) **Medical treatment from infections (Coronavirus (COVID-19)) both In-Patient-Department (IPD) and Out-Patient-Department (OPD) cases Maximum coverage for medical expenses 50,000 - 100,000 THB/year (depending on the plan)" That’s 2-3 nights in a decent hospital . Anything happens you will be getting a bill for everything if you don’t have some form of health insurance. This is why a lot of people who are using the extensions to stay thinking it’s great as it’s like a extended holiday from their original visa will be in trouble if they become sick. The first thing would be they would get tested for Covid and probably kept under surveillance for a few days in hospital even if they had a sickness hardly similar to Covid . I know a lot of people renewing visas like this and none have insurance. Link to post Share on other sites
kiteman9 76 Posted December 1, 2020 Share Posted December 1, 2020 What happens when you test positive but you never get sick. Are you allowed to self isolate in your own home? Link to post Share on other sites
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