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New travel insurance packages offer COVID-19 coverage


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New travel insurance packages offer COVID-19 coverage

 

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BANGKOK (NNT) - For this New Year travel season, insurance companies have introduced seasonal travel insurance packages that offer COVID-19 protection in addition to accident insurance, with premiums starting as low as 10 baht.

 

The Office of the Insurance Commission (OIC) has joined forces with insurance companies to introduce seasonal travel insurance packages that compensate holders who contract a COVID-19 infection, in addition to injuries from accidents.

 

These packages offer 50,000 to 100,000 baht accident compensation, with an extra 3,000 baht in the event of a positive COVID-19 diagnosis, if found more than 14 days since the effective date on the policy.

 

These seasonal insurance offers are available for people from 20 to 70 years old in groups of 10 or more, and are valid for 30 days. They can be purchased from now until 31st January at any of the 25 participating insurance companies.

 

People with social security benefits are reminded that they can receive emergency treatment at any hospital free of charge while traveling on New Year holidays.

 

The Minister of Labor Suchat Chomklin has urged all Social Security offices nationwide to promote insured persons’ medical treatment options while traveling, while encouraging all travelers to wear a mask at all times, frequently wash their hands, and avoid being in any crowded place.

 

It is recommended that insured persons always carry their national ID card, which can be used by hospitals to access their Social Security benefits. In an emergency, they can seek medical treatment at the closest hospital.

 

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-- © Copyright NNT 2020-12-31
 
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These packages offer 50,000 to 100,000 baht accident compensation, with an extra 3,000 baht in the event of a positive COVID-19 diagnosis, if found more than 14 days since the effective date on the policy.

___________________________________________________

Did I read this correctly?

 

'if found more than 14 days since the effective date on the policy'.

 

In other words, if a positive Covid-9 diagnosis is found within14 days of the commencement of the policy, then you are not covered.

 

Your are only covered for 16 days as the policy is valid 30 days.

Edited by anchadian
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This is a group personal accident policy, not an individual travel policy. There is no mention of trip curtailment, loss of baggage, liability or other coverages that typically make up a travel insurance policy. The insurance companies are trying to dress up a personal accident product into something it isn't.

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On 1/2/2021 at 12:13 PM, Is this real said:

The PM, Prayut, has said that if you go to a hospital and test positive for COVID-19, the hospital MUST treat you at no charge.  Public and private.

This was revealed about 10 days ago.  Why hasn't it been widely publicized?

No one has answered this question.  Does anyone know?

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