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Hi guys, 

 

Getting my STV sorted and excited about things finally sorting out. It's quite cumbersome...

 

Safetywing have a quite decent policy all in all and reading the details it seems to cover C19 up to 250k $. 

 

Have anyone used it? Why I'm asking is because I'm a bit worried the coverage will be "hard to find" (or how I should put it) making my embassy decline my STV application. So, you who bought it - is the coverage part more "clear" on the final confirmation letter?

 

(I have another insurance policy for the 400/40k requirement). 

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Hey,

 

Where did you get your 40k/400k Insurance from and how much was it?

 

Btw you need £5,000 in bank account (1 month should be ok) for proof for STV for UK

 

-Where are you doing to get your PCR and FTF certificates from?

 

For health insurance you need at least 90 days. If you want to extend visa, its not known whether you can extend health insurance in country --although I don't see why this would be a problem

 

-I don't understand the 'upload documents on thai visa'. Theres no upload for Bank statement which is needed, and you can only upload 1 document for accomadation - I will make 3 seperate hostel bookings

 

 

Edited by Science workshop
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10 hours ago, aldriglikvid said:

Hi guys, 

 

Getting my STV sorted and excited about things finally sorting out. It's quite cumbersome...

 

Safetywing have a quite decent policy all in all and reading the details it seems to cover C19 up to 250k $. 

 

Have anyone used it? Why I'm asking is because I'm a bit worried the coverage will be "hard to find" (or how I should put it) making my embassy decline my STV application. So, you who bought it - is the coverage part more "clear" on the final confirmation letter?

 

(I have another insurance policy for the 400/40k requirement). 

Has the Thai Embassy accepted it and you have your STV approved?

 

I will be surprised if you do have the STV using it...

 

Good luck.

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1 hour ago, travelerjim said:

Has the Thai Embassy accepted it and you have your STV approved?

 

I will be surprised if you do have the STV using it...

 

Good luck.


How so? 

I'll use a policy from https://longstay.tgia.org/ to cover the 400/40k requirement 

 

I'll use a policy from Safetywing to cover the $100k C19 requirement 

 

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7 minutes ago, Sheryl said:

Several people at least have used Safetywings to meet the COVID insurance requirement with no problem.

Does the coverage start immediately and do they pay hospitals directly?

Edited by stubuzz
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On 1/21/2021 at 10:04 AM, aldriglikvid said:


How so? 

I'll use a policy from https://longstay.tgia.org/ to cover the 400/40k requirement 

 

I'll use a policy from Safetywing to cover the $100k C19 requirement 

 

Do you really need both thai insurance and separate covid insurance? Safety wing does not cover both?

Which thai insurance is best for 90 days?

Do you need insurance to extend for another 90 days while in thailand?

 

Cheers

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1 hour ago, EdrigoSalvadore said:

Do you really need both thai insurance and separate covid insurance? Safety wing does not cover both?

Which thai insurance is best for 90 days?

Do you need insurance to extend for another 90 days while in thailand?

 

Cheers

You can buy AXA which costs about 11,000 baht and covers both 100k & 40/400k for 90 days, it can also be extended once in thailand. Search 'Robert jackson stv" on facebook

 

I really wouldn't go for safetywing, what happens if you test positive in ASQ, do you really think they will honor their commiment and pay the hospital 100,000 baht? when you paid them 2000 baht for insurance, I doubt it

Edited by Science workshop
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Safety Wing DID not cover for COVID.

For all people on Safety Wing, underwritten by Tokio Marine:

Your insurance will NOT cover you in the event you are asymptomatic OR you have mild symptoms. According to their policy, they will cover COVID treatments where medically necessary. However, in their view, hospital quarantine is not required, and as such, will not cover for COVID if you do not have major issues.

40-50% of COVID positive people are asymptomatic. This is a massive problem. Safety Wing have also indicated this is a 'misunderstanding of the hospital'. I have no evidence of this, they have not given any.

 

Here's an excerpt from Tokio Marine:

 

From Medical Case Management (department of Tokio Marine):

“According to the purchased policy Exclusion section - No. clause 35 - Not medically necessary.”

 

HQCCe19j7kBzfMGnV4VqhXPY8JkzNM3qCs17WVbrGFBFnDRzcsOUKokdUx32zyLFx0W7wsh5s8Fb8d4d1Bso_1wARSJkfgEEnZemQjG-6xAI6D4XjIgB5BdtGdozchKGrL2xmPye

 

Furthermore, the Medical Case Manager stated, “Accordingly, the Ministry of Health Public's guidelines in Thailand for Diagnosis and treatment of Covid 19+ cases, you should be discharged after 24 hours since the admissions. (I am attaching the Guidelines of MPH of Thailand for your reference, page 2 clause 1)”

 

The page 2, clause 1, refers to the following (see Ref 2 below):

UNR309cOVVVlV3ws2yecGziZDzbVWc-cyOAXpgqk_zbsaNaJJ_KBygq9qyUm2UxefKWkuP9c3yE03KuiwJa92TwHAjXJd4wGn5YCKCXu_UKAulA-o-MKpFrbXEUcR4bKwuaHlwWM

 

 

This is contrasting to the medical report of the doctor which indicates hospital treatment and monitoring is required.

 

We sought confirmation of this denial, and received the following:

 

From Medical Case Management

“we want to avoid that the cost of hospitalization for quarantine purposes becomes a high bill”
“it will not be covered by insurance as its not medically necessary”

“please note the Thai guidelines advise if an asymptomatic confirmed case recommend admitting the patient in a hospital or facility arranged by the state for 10 days, in this case, you already have booked a hotel and paid in full where you can keep the quarantine without being obligated to stay in the hospital, in the other hand there's no complication in your case, they should consider be discharged since you have an alternative place to keep the quarantine, for that reason we encourage you to ask to be released.
“If that doesn't work, you can request assistance from the American Embassy.”
 

Please take this as the strongest warning I can give. 

They should not be allowed to provide cover and we will be contacting the Thai Embassy / Consular offices to advise of our experience. 

 

 

 

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On 1/22/2021 at 4:51 PM, Science workshop said:

You can buy AXA which costs about 11,000 baht and covers both 100k & 40/400k for 90 days, it can also be extended once in thailand. Search 'Robert jackson stv" on facebook

 

I really wouldn't go for safetywing, what happens if you test positive in ASQ, do you really think they will honor their commiment and pay the hospital 100,000 baht? when you paid them 2000 baht for insurance, I doubt it

Thanks.

I checked their website and it seems to be two different insurances from them that is required?

 

Health insurance: Special Health Insurance Package for Thailand's Long Stay Visa and Special Tourist Visa - From AXA - Global Trusted Insurance Brand (https://www.axa.co.th/en/SmartCare-Executive-Individual-Long-Stay-Visa)

 

Covid Insurance: Sawasdee Thailand Inbound travel insurance (https://www.axa.co.th/en/axa-sawasdee-thailand-travel-insurance)

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On 1/23/2021 at 8:14 AM, regularsteven said:

Safety Wing DID not cover for COVID.

For all people on Safety Wing, underwritten by Tokio Marine:

Your insurance will NOT cover you in the event you are asymptomatic OR you have mild symptoms. According to their policy, they will cover COVID treatments where medically necessary. However, in their view, hospital quarantine is not required, and as such, will not cover for COVID if you do not have major issues.

40-50% of COVID positive people are asymptomatic. This is a massive problem. Safety Wing have also indicated this is a 'misunderstanding of the hospital'. I have no evidence of this, they have not given any.

 

Here's an excerpt from Tokio Marine:

 

From Medical Case Management (department of Tokio Marine):

“According to the purchased policy Exclusion section - No. clause 35 - Not medically necessary.”

 

HQCCe19j7kBzfMGnV4VqhXPY8JkzNM3qCs17WVbrGFBFnDRzcsOUKokdUx32zyLFx0W7wsh5s8Fb8d4d1Bso_1wARSJkfgEEnZemQjG-6xAI6D4XjIgB5BdtGdozchKGrL2xmPye

 

Furthermore, the Medical Case Manager stated, “Accordingly, the Ministry of Health Public's guidelines in Thailand for Diagnosis and treatment of Covid 19+ cases, you should be discharged after 24 hours since the admissions. (I am attaching the Guidelines of MPH of Thailand for your reference, page 2 clause 1)”

 

The page 2, clause 1, refers to the following (see Ref 2 below):

UNR309cOVVVlV3ws2yecGziZDzbVWc-cyOAXpgqk_zbsaNaJJ_KBygq9qyUm2UxefKWkuP9c3yE03KuiwJa92TwHAjXJd4wGn5YCKCXu_UKAulA-o-MKpFrbXEUcR4bKwuaHlwWM

 

 

This is contrasting to the medical report of the doctor which indicates hospital treatment and monitoring is required.

 

We sought confirmation of this denial, and received the following:

 

From Medical Case Management

“we want to avoid that the cost of hospitalization for quarantine purposes becomes a high bill”
“it will not be covered by insurance as its not medically necessary”

“please note the Thai guidelines advise if an asymptomatic confirmed case recommend admitting the patient in a hospital or facility arranged by the state for 10 days, in this case, you already have booked a hotel and paid in full where you can keep the quarantine without being obligated to stay in the hospital, in the other hand there's no complication in your case, they should consider be discharged since you have an alternative place to keep the quarantine, for that reason we encourage you to ask to be released.
“If that doesn't work, you can request assistance from the American Embassy.”
 

Please take this as the strongest warning I can give. 

They should not be allowed to provide cover and we will be contacting the Thai Embassy / Consular offices to advise of our experience.

When you are concerned that when you test 'positive' during quarantaine without you having or developing symptoms (40/50% of the cases are false positives or asymptomatic), and that SafetyWings would not cover your forced but unnecessary hospitalization, you could simply on top of that generous SafetyWings travel-insurance package (which you need for the period provided by your permission to stay on entry, which is 3 months when applying for the STV), subscribe just for 1 month to the TGIA-insurance. 

Note: When you did fly Emirates when entering on your STV, you would be covered for any covid-19 treatment (also for unnecessary asymptomatic hospitalization) for 30 days, which would cover the 'tricky' 15-days quarantaine period on entry.

Edited by Peter Denis
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On 1/20/2021 at 10:04 PM, aldriglikvid said:

Hi guys, 

 

Getting my STV sorted and excited about things finally sorting out. It's quite cumbersome...

 

Safetywing have a quite decent policy all in all and reading the details it seems to cover C19 up to 250k $. 

 

Have anyone used it? Why I'm asking is because I'm a bit worried the coverage will be "hard to find" (or how I should put it) making my embassy decline my STV application. So, you who bought it - is the coverage part more "clear" on the final confirmation letter?

 

(I have another insurance policy for the 400/40k requirement). 

 

Yes use LMG for the 40k/400k requirment

and safety wings for the 100k$ insurance

 

it works well

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6 minutes ago, sweetserenity said:

 

Yes use LMG for the 40k/400k requirment

and safety wings for the 100k$ insurance

 

it works well

How much does the LMG cost? I can not find any price on their site.

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