Jump to content

Phuket German Expat Loses Bt600K To Skimmers


Recommended Posts

Third world example!

You are being very charitable. It would be lucky to meet the criteria of 5th world.

And there is every likelihood of K-Bank employees being involved. Another case of TiT

Link to post
Share on other sites
  • Replies 162
  • Created
  • Last Reply

Top Posters In This Topic

Why have such a high daily limit of 200,000 THB - asking for trouble if the card is cloned. I set limit of 20,000 per day, if I need more I go to bank with the passbook.

Link to post
Share on other sites

A good illustration why, in general, it is best to have a small (read survivable) daily withdrawal limit. If you want to buy a car - go to the bank with the seller (if private) and withdraw the money.. By the way, have any other readers had the experience of being asked by the teller(if making a large withdrawal) 'why do you want the money'? This is not a standard practice in the States - unless you appeared under coercion.

Link to post
Share on other sites

Another proof that bank cards are not save in Thailand. NEVER use a bank or credit card in Thailand, bring along Traveller's Cheques instead, more save and easy to change. Higher rate than cash and only 33 Baht handling fee per cheque.

What bullshit- you're living in the past - travellers cheques like all cheques won't exist for long.

  • Like 1
Link to post
Share on other sites

A friend once told me that if the ATM doesn't accept your PIN, take the card out and DON'T try again. Could be some good advice there.

I put the bulk of my money into an account with no ATM access. And keep a small amount in another account to use with an ATM card. I make small transfers from one to the other when needed.

Still makes me nervous though...

I do exactly the same, only transferring 5k at a time via IB (NO ATM card) and i usually withdraw that within 1-2 hours.

SCB now have a very good system. If i access my IB account, i receive an email within a couple of minutes. When i go to an ATM i receive an SMS before i have even picked the cash out of the machine.

Link to post
Share on other sites

The Kasikornbank website says about skimming, in part, “For any losses suffered, practices adhered to by all commercial banks will be applied for losses resulting from skimmers installed at any ATM. [if] the losses are deemed as not resulting from the mistake or negligence of cardholders, card-issuing banks will be responsible for the losses.”

Best of luck with this bank policy. I had 50,000 baht skimmed about 18 months ago from Kasikorn bank and I had really no explanation or interest from them in my loss. Too bad was their reaction. I cancelled my ATM card and only use my book for transactions. Sure it's a pain, but better than the worry about fraud.

how did that happen? how did they get your pin number/ did they use a atm card/ i'm interested because i use my atm card at kasikorn every now and then.

I wrote up a topic on my experience --> http://www.thaivisa.com/forum/topic/519707-caution-about-atm-scam-artist-working-in-katakaron-area/

Link to post
Share on other sites

The Kasikornbank website says about skimming, in part, “For any losses suffered, practices adhered to by all commercial banks will be applied for losses resulting from skimmers installed at any ATM. [if] the losses are deemed as not resulting from the mistake or negligence of cardholders, card-issuing banks will be responsible for the losses.”

Best of luck with this bank policy. I had 50,000 baht skimmed about 18 months ago from Kasikorn bank and I had really no explanation or interest from them in my loss. Too bad was their reaction. I cancelled my ATM card and only use my book for transactions. Sure it's a pain, but better than the worry about fraud.

Got to be more than careful here! I have never had nor will ever get an ATM card - I have suffered the inconvenience for over 10 years (but I can get to a SCB Bank that is open even on a Sunday - yes it is a 30KM round trip) but have never had a baht nicked. I simply do not trust the banks, their staff or anyone else when it comes down to access to cash. - Your experience just backs up my position - They will try and say it was you.

Link to post
Share on other sites

JetsetBkk, on 17 May 2013 - 13:31, said:

I suggest he reads this story and sees if his situation is similar:

http://www.thaivisa.com/forum/topic/528145-phuket-atm-scams-even-professionals-get-caught-out/

PS. For 10 baht a month, I get an SMS message when any money is removed or added to my account.

For another 10 baht, I get an SMS message when ever my Internet banking account is logged in.

that service is free with bkk bank and has been operating for years,excellent system never failed me once.

Also operates the same with Siam/Kasikom and no doubt all Thai bank......small charge for some peace of mind. the sms is instant even before you leave the atm.

Link to post
Share on other sites

I have SCB account and ATM card, I only comes to Thailand 7 weeks a year (one Trip a year) i always check my account everyday online. Poor guy had not checked his account online. When i go over to Thailand this year, i must find out the possible way to avoid my ATM card being skimmed.

Link to post
Share on other sites

Leaving the land of scams. No consumer protection and pretty badly treated being non thai. Bye bye

Sent from my GT-S7500L using Thaivisa Connect Thailand mobile app

Link to post
Share on other sites

Why would anyone have a 200k card limit per day- thats $6,600 a day.

My anz card was skimmed in KL last yr and I lost $2500. Since this experience, I always log onto to my bank account online 1 day after using any ATM to check.

Nothing wrong with a 200K limit if you're routinely going to need it - but that it appears is not the case here.

As others have noted, the SMS alerts are the key to keeping on top of it.

Link to post
Share on other sites

Leaving the land of scams. No consumer protection and pretty badly treated being non thai. Bye bye

Sent from my GT-S7500L using Thaivisa Connect Thailand mobile app

The learning curve is pretty steep here at first! I haven't been scammed or ripped off in many years now. But I was hit a few times back in my early days here... About 8 years ago now. Once you learn to protect yourself and have Thais to back you up, no problem...

Link to post
Share on other sites

This kind of devastating scam leaves a very bad impression of the country as a whole. Perhaps it can happen anywhere, but variations on this theme of thievery seem to happen here all too often. The bank's reaction to the customer's loss reveals a very poor service attitude, to say the least.

"Too bad Joe, you gotta be more careful. prob'ly one of your girlfriends, huh?"

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 members

    No registered users viewing this page.


×
×
  • Create New...