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Ref: Metro bank: I did look at this in the past. You need to give a UK address, with proof that you live there. This would be difficult for me, as I have resided in Thailand for more than 10 years. Good for those to consider who are shortly moving to Thailand and leaving family or good friends at the same address.

And reside within the M25 since that's where the UK ends if Metro are to be believed.

They refused to give me an account because my address was in Lancashire.

Metro make no charges for foreign withdrawals but I suspect the 180 baht fee will still apply.

Edited by easyride
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Funny I have used an ATM twice since I have been here in four years. I have two bank accounts. One just started charging 3%. For counter transactions. I switched the next day to the other. And all ok again. I loose .2/dollar bhat on every transaction with a walk in counter transaction. So if the rate is 30/dollar. I get 29.8. I have complained to no end. And still do not know who is getting the .2 baht. So for 10,000 baht I loose 2.24 dollars at 30/baht. It doesn't matter if I withdraw 100000 or 10000 it is still .2 baht? From America I have found the Credit unions offer me the best deals.

Edited by garyk
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Funny I have used an ATM twice since I have been here in four years. I have two bank accounts. One just started charging 3%. For counter transactions. I switched the next day to the other. And all ok again. I loose .2/dollar bhat on every transaction with a walk in counter transaction. So if the rate is 30/dollar. I get 29.8. I have complained to no end. And still do not know who is getting the .2 baht. So for 10,000 baht I loose 2.24 dollars at 30/baht. It doesn't matter if I withdraw 100000 or 10000 it is still .2 baht? From America I have found the Credit unions offer me the best deals.

Could be several different things. Say when doing a counter withdrawal the local Thai bank gives you the Sight Bill Rate...like at SCB I see that their Sight Bill rate is exactly 0.2 baht lower than their TT Buying Rate. Could be a flat percentage charge by your card issuing bank. Could be you have a MasterCard whose exchange rate is approx. 0.2 baht lower than the Visa exchange rate. I expect with a closer look you could see who getting the 0.2 baht slice. First thing would be to determine if you are being given an exchange rate set by the local Thai bank or by the card issuing bank (note: the card issuing bank may or may not follow the Visa or MasterCard exchange rate by tacking on a foreign transaction fee).

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Went to my local AEON ATM in BKK today and made a couple of withdrawals using a U.S. bank VISA debit card.

No ATM fee charged by AEON. Not 150b, not 180b, not any...

Got an exchange rate of 30.013 late in the afternoon on a card with no foreign currency fee.

Nice to have the baht up above 30 to the dollar again...

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Withdrew money at AEON in Chiang Mai yesterday with a UK debit card.

Paid the usual 2% fee to my bank but no 150 or 180B.

If I withdraw money from a Thai bank the 150B is added to the money withdrawn on my statement ie take out 10,000B my statement shows 10,150B so you should be able to tell where you are paying fees to.

will be sticking with AEON!

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Went to the AEON ATM located at Tesco Lotus on Pattaya Nua today (approx. 12 Noon) to try a test transaction. Line was very long, so decided to try another day. Maybe tomorrow will try the one at Big C on Pattaya Klang.

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End of the month... normal time for Thais to pay their 20% per year interest on AEON and other Thai credit cards.

And usually, a fair number of the locals seem to have a hard time navigating the Thai ATM menus there, even though they're reading in Thai.

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Ref: Metro bank: I did look at this in the past. You need to give a UK address, with proof that you live there. This would be difficult for me, as I have resided in Thailand for more than 10 years. Good for those to consider who are shortly moving to Thailand and leaving family or good friends at the same address.

And reside within the M25 since that's where the UK ends if Metro are to be believed.

They refused to give me an account because my address was in Lancashire.

Metro make no charges for foreign withdrawals but I suspect the 180 baht fee will still apply.

Same as you (Southport) but got one with card ,best one ever

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Bangkok Bank ATMs now charging 180 baht for foreign cards. Stuck my US MasterCard credit card into a Bangkok Bank ATM this morning by mistake since the card looks very similar to my Bangkok Bank debit card and after entering my PIN one of the first screans that came up was a screen saying they would be a 180 baht fee for use of a foreign card...that's when I figured out I had probably inserted the wrong card and I hit cancel. Now more wide awake after seeing the fee they wanted to charge, I used my Bangkok Bank debit card to get the money.

What you bet that in approx one year Thai banks crank-up the fee to 200 baht.

Sent from my Samsung S4 (GT-I9500)

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I did say my "US" MasterCard credit card. If I get a chance I will try sticking a US Visa card in a Bangkok Bank ATM today and see what the initial screen tells me fee-wise before I hit cancel.

Sent from my Samsung S4 (GT-I9500)

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I was reading your opening comment:

Bangkok Bank ATMs now charging 180 baht for foreign cards.

Also, we had BKKB's fee structure from their website posted earlier in this thread:

http://www.thaivisa.com/forum/topic/642139-atm-charge-increased/?p=6444699

Edited by TallGuyJohninBKK
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Got it...my brain didn't register that earlier post. Not only is the MasterCard exchange rate worse than the Visa rate, the foriegn card fee in the MasterCard network is higher than the Visa network.

Sent from my Samsung S4 (GT-I9500)

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Well I got a double shock when I went to use my HSBC card in Songkhla today , We all know a few years ago they put 150 baht on top of any cash withdraws on a Farang ATM card but I was able to withdraw 20.000 .

Today I went to withdraw 20.000 and was told the max was 10.000 since my card it said was a MASTERCARD and limit was 10.000 ?? But before I had no problems in withdrawing 20k , Since this is a CIRRUS HSBC ATM card its all very strange , This I might add was from my local k excellence bank .

So every time if I want to withdraw 20.000 baht its going to cost me 10000 baht because 360 Baht on ATM fees and the rest will be banking fees from HSBC .I dont think there are are AEON ATM machines in Songkhla but I think there are in Hat Yai so I think I will try in there .

They wonder why farang are leaving Thailand !

Sub101uk

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Well I got a double shock when I went to use my HSBC card in Songkhla today , We all know a few years ago they put 150 baht on top of any cash withdraws on a Farang ATM card but I was able to withdraw 20.000 .

Today I went to withdraw 20.000 and was told the max was 10.000 since my card it said was a MASTERCARD and limit was 10.000 ?? But before I had no problems in withdrawing 20k , Since this is a CIRRUS HSBC ATM card its all very strange , This I might add was from my local k excellence bank .

So every time if I want to withdraw 20.000 baht its going to cost me 10000 baht because 360 Baht on ATM fees and the rest will be banking fees from HSBC .I dont think there are are AEON ATM machines in Songkhla but I think there are in Hat Yai so I think I will try in there .

They wonder why farang are leaving Thailand !

Sub101uk

Hopefully there are some typos in your post above. You can't be saying it will cost you 10,000 baht in fees to withdraw 20,000 in cash? That means HSBC is hitting you with around a 50% foreign transaction fee--probably not. You can sure blame Thai banks for the 150 ATM fee, but you need to blame all remaining fees on your home country bank (HSBC)...and also probably the withdrawal limit set on your card. Then again, maybe you just got an ATM that was low on cash and had a 10,000 baht per withdrawal limit...but you could have put your card in a second time to get another 10,000 baht. Edited by Pib
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