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JASON THAI

How low can you go, monthly budget cost

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I,ll look out for a link to more information and post it here.

Again,you are correct it has not been passed by parliament,but they have outlined their plans,as i,ve posted today.

Well I guess you couldn't find that info then striking sunset......so I will carry on believing the info from the UK government website then that the maximum requirement is still thirty years.

HL

Sorry for the delay,it is within the article that is linked to here.Regards.

http://www.pensionsadvisoryservice.org.uk/state-pensions/voluntary-national-insurance-contributions

and to quote from the article ;

"The Government has announced its intention to reform the state pension system, by changing it into a single-tier pension for those retiring on or after April 2016. Under the proposed changes, the number of qualifying years required for a full pension will be raised from 30 to 35"

Well that makes for some interesting reading......I see where you are coming from now SS......although it is just a proposal which is why it's not mentioned anywhere else, and as they state some of the proposals may never happen.

Thanks for the link.

HL

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What blood group are you?

And what groups are your loog krueng kids?

Negative blood groups are very rare and O negative virtually non existent.

The chances of a road accident here in Thailand are the highest in the world, third only to some rock in the middle of the south pacific and some central Africa war zone.

If you live here full time, chances are one of you, or your loog kruengs will have an accident.

If a negative blood group is factored into the medical bill...it could be a show stopper.

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I,ll look out for a link to more information and post it here.

Again,you are correct it has not been passed by parliament,but they have outlined their plans,as i,ve posted today.

Well I guess you couldn't find that info then striking sunset......so I will carry on believing the info from the UK government website then that the maximum requirement is still thirty years.

HL

Sorry for the delay,it is within the article that is linked to here.Regards.

http://www.pensionsadvisoryservice.org.uk/state-pensions/voluntary-national-insurance-contributions

and to quote from the article ;

"The Government has announced its intention to reform the state pension system, by changing it into a single-tier pension for those retiring on or after April 2016. Under the proposed changes, the number of qualifying years required for a full pension will be raised from 30 to 35"

Well that makes for some interesting reading......I see where you are coming from now SS......although it is just a proposal which is why it's not mentioned anywhere else, and as they state some of the proposals may never happen.

Thanks for the link.

HL

Hi HL,

i was in the UK when these changes were put forward,I would suggest the change to 35 years requirement from April 2016 is unstoppable now,one of the keys issues for those of us ( like me and I think you also),is how we are " considered" during the transition period ( eg,will we be allowed to buy the additional 5 years if we need them) or will we be just left to

" hang out to dry". Regards SS.

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Interesting thread. Right now I live in Bangkok with my Thai wife. We have no children and we just bought 10 rai of land at Ubon province, where my wife originally comes from. The plan is to build a house over there in the near future and to live there. I live in Thailand for 14 years.

My monthly income: 60k+ (steady income from abroad, the exact number depends a bit on currency fluctuations)

Wife's income: 20k

What we spend per month while living in Bangkok:

mortgage 8k

food 4k (Thai food and self made 'farang' food)

electricity 700 baht (airco only in our bedroom and only turned on at night)

water 200 baht

internet 730 baht

health insurance ( http://www.thailife.com/ ) 1200 baht

visa, travel, holiday, dining & wining 7k

maintenance contribution apartment building 1200 baht

public transport 2k

misc, clothing. 2k

All in all we spend about 25k - 30k a month. Our combined income is much higher than our spending, but I really don't know where we could spend more money on; in Bangkok there's no need for a motorcycle or car and our hobbies are relatively cheap (swimming, cycling, reading, internet). I expect that our spending in Ubon will be about the same or a little less. Of course my wife will have no income when we live in Ubon. But on the other hand, we could rent out the apartment in Bangkok.

In my opinion it is doable to live in Isaan for less than 30k (with wife and children) and have a decent life. Especially when you don't have to pay rent or a mortgage. If you grow your own rice, fruit and veggies and don't spend money on booze, I would say that 20k is enough. But in the end it all depends on ones lifestyle.

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Interesting thread. Right now I live in Bangkok with my Thai wife. We have no children and we just bought 10 rai of land at Ubon province, where my wife originally comes from. The plan is to build a house over there in the near future and to live there. I live in Thailand for 14 years.

My monthly income: 60k+ (steady income from abroad, the exact number depends a bit on currency fluctuations)

Wife's income: 20k

What we spend per month while living in Bangkok:

mortgage 8k

food 4k (Thai food and self made 'farang' food)

electricity 700 baht (airco only in our bedroom and only turned on at night)

water 200 baht

internet 730 baht

health insurance ( http://www.thailife.com/ ) 1200 baht

visa, travel, holiday, dining & wining 7k

maintenance contribution apartment building 1200 baht

public transport 2k

misc, clothing. 2k

All in all we spend about 25k - 30k a month. Our combined income is much higher than our spending, but I really don't know where we could spend more money on; in Bangkok there's no need for a motorcycle or car and our hobbies are relatively cheap (swimming, cycling, reading, internet). I expect that our spending in Ubon will be about the same or a little less. Of course my wife will have no income when we live in Ubon. But on the other hand, we could rent out the apartment in Bangkok.

In my opinion it is doable to live in Isaan for less than 30k (with wife and children) and have a decent life. Especially when you don't have to pay rent or a mortgage. If you grow your own rice, fruit and veggies and don't spend money on booze, I would say that 20k is enough. But in the end it all depends on ones lifestyle.

Thanks for the breakdown, I think I would need a lot more that 4k for food, I have just been looking at the Big C website and started working out rough costs for all the items I would need to buy and also have got the prices from the market we goto to do most of our shopping, I have changed my breakdown a little

Rent Free

Food & other bits 11K

Drinks 2.5k

Travel 1.2k

Bills/Maintenance 3.5k (Electric,Water,Gas,Internet,Phone,AC service, clearing of Cess pit and a little left over for basic stuff)

Othet Costs 9k (Visa fees & runs, School fees & travel,Childs pocket money, Holidays, Medical Insurance)

So it total around 27,000 Baht a month !

The 1200 you pay for your insurance is that for you or is it for the both of you ?

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eat street food and get your lazy 22 yr old to get a job and support him or herself. You might just then survive on that money but I doubt it. good luck

I think if you go back and re-read you will find that the OP has stated that his 22 y/o (wife's daughter) does work and support herself.

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I live with my girlfriend in her parents house, so the 4 of us and a baby on the way.

These are my monthly outgoings.

Water = 200

Electric = 300

Gas = 200

Mobile credit for 2 = 200 I use Skype to call the uk

Internet = 800

Petrol bike = 400

Health insurance = 3000 I am 31 so maybe cheaper for me.

Food = 12000

Sat tv = 1500

Visa = 2000 Spend 3 months a year in uk

Flight = 5000 2 return tickets 60000 a year

Extras = 5000 beer, smokes, treats.

Total = 30,600

Plus in 7 weeks the little one will be born and will be purchasing a pickup.

Baby = 6000

Petrol, insurance pickup, maintenance = 5000

Future total = 41,600

This is based on almost my first month living in the village full time.

We have a budget of 55,000 so money spare for holidays or unforeseen expenses.

We could easily spend less and more.

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I live with my girlfriend in her parents house, so the 4 of us and a baby on the way.

These are my monthly outgoings.

Water = 200

Electric = 300

Gas = 200

Mobile credit for 2 = 200 I use Skype to call the uk

Internet = 800

Petrol bike = 400

Health insurance = 3000 I am 31 so maybe cheaper for me.

Food = 12000

Sat tv = 1500

Visa = 2000 Spend 3 months a year in uk

Flight = 5000 2 return tickets 60000 a year

Extras = 5000 beer, smokes, treats.

Total = 30,600

Plus in 7 weeks the little one will be born and will be purchasing a pickup.

Baby = 6000

Petrol, insurance pickup, maintenance = 5000

Future total = 41,600

This is based on almost my first month living in the village full time.

We have a budget of 55,000 so money spare for holidays or unforeseen expenses.

We could easily spend less and more.

Thanks for your breakdown costs

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Interesting thread. Right now I live in Bangkok with my Thai wife. We have no children and we just bought 10 rai of land at Ubon province, where my wife originally comes from. The plan is to build a house over there in the near future and to live there. I live in Thailand for 14 years.

My monthly income: 60k+ (steady income from abroad, the exact number depends a bit on currency fluctuations)

Wife's income: 20k

What we spend per month while living in Bangkok:

mortgage 8k

food 4k (Thai food and self made 'farang' food)

electricity 700 baht (airco only in our bedroom and only turned on at night)

water 200 baht

internet 730 baht

health insurance ( http://www.thailife.com/ ) 1200 baht

visa, travel, holiday, dining & wining 7k

maintenance contribution apartment building 1200 baht

public transport 2k

misc, clothing. 2k

All in all we spend about 25k - 30k a month. Our combined income is much higher than our spending, but I really don't know where we could spend more money on; in Bangkok there's no need for a motorcycle or car and our hobbies are relatively cheap (swimming, cycling, reading, internet). I expect that our spending in Ubon will be about the same or a little less. Of course my wife will have no income when we live in Ubon. But on the other hand, we could rent out the apartment in Bangkok.

In my opinion it is doable to live in Isaan for less than 30k (with wife and children) and have a decent life. Especially when you don't have to pay rent or a mortgage. If you grow your own rice, fruit and veggies and don't spend money on booze, I would say that 20k is enough. But in the end it all depends on ones lifestyle.

Thanks for the breakdown, I think I would need a lot more that 4k for food, I have just been looking at the Big C website and started working out rough costs for all the items I would need to buy and also have got the prices from the market we goto to do most of our shopping, I have changed my breakdown a little

Rent Free

Food & other bits 11K

Drinks 2.5k

Travel 1.2k

Bills/Maintenance 3.5k (Electric,Water,Gas,Internet,Phone,AC service, clearing of Cess pit and a little left over for basic stuff)

Othet Costs 9k (Visa fees & runs, School fees & travel,Childs pocket money, Holidays, Medical Insurance)

So it total around 27,000 Baht a month !

The 1200 you pay for your insurance is that for you or is it for the both of you ?

Sorry for the late reply, was out of town for a few days without internet. The 1200 baht insurance is for me only. My wife has her own life/health insurance.

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One thing is sure. You will not be an old, fat farang on that budget ;)

Sent from my GT-I9152 using Thaivisa Connect Thailand mobile app

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I live with my girlfriend in her parents house, so the 4 of us and a baby on the way.

These are my monthly outgoings.

Water = 200

Electric = 300

Gas = 200

Mobile credit for 2 = 200 I use Skype to call the uk

Internet = 800

Petrol bike = 400

Health insurance = 3000 I am 31 so maybe cheaper for me.

Food = 12000

Sat tv = 1500

Visa = 2000 Spend 3 months a year in uk

Flight = 5000 2 return tickets 60000 a year

Extras = 5000 beer, smokes, treats.

Total = 30,600

Plus in 7 weeks the little one will be born and will be purchasing a pickup.

Baby = 6000

Petrol, insurance pickup, maintenance = 5000

Future total = 41,600

This is based on almost my first month living in the village full time.

We have a budget of 55,000 so money spare for holidays or unforeseen expenses.

We could easily spend less and more.

Thanks for your breakdown cost, I don't want Sat TV or have a bike to pay petrol for so I could use that money to boost up the electric cost to 2200 a month based on your cost to cover the AC's, I also do not need 5000 baht a month to cover flights home as I have money already for this so buy looking at your costs I could do it on 25,600 a month!

PS best wishes for the new baby

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The ironic think is, he would do better it he was out of Issan.

No doubt the farang mansion in the middle of nowhere was built with the best of intentions, now its no more than a white elephant, a monkey on his back.

How much better is living in a farang hovel in Bangkok than a farang mansion in Issan?

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This thread has given me hope for a good life in Essan. My boyfriend had budgeted 50k a month and i know we'll have a reaonable life with this amount

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This thread has given me hope for a good life in Essan. My boyfriend had budgeted 50k a month and i know we'll have a reaonable life with this amount

You will both live very well on this amount, hopefully I will be about to get my budget upto this amount within 2 years after I make the move.

Cheers

JT

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retired with wife, no children, living about 100km outside of Korat and 3 km outside of "town".. House paid for. 5000 a month car payment. Don't drink. Have a few rai to grow rice, some vegetables and fruit trees. Eat mostly Thai. There is nothing to spend money on out here, I live on the train line so it only costs me 14 baht to go to the city. 15000 to 20000 a month, mostly depends on insurance payments for the difference.

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