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JASON THAI

How low can you go, monthly budget cost

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Jason, thanks for starting a very interesting discussion with this thread.

As an American, retired, living in Chiang Mai -- when I first looked at your 26,000 baht budget I had grave doubts. But after reading on this

thread several hundred thoughtful, constructive posts (a bit rare on TV) I began to see that you probably have a reasonable and viable plan.

When I compared your budget with ours, I was quite surprised to find that ours is not that much more, and the two of us eat well here and

live quite comfortably. I'd guess that the cost of living in your village near Korat is probably very similar to ours here.

Comparing your monthly budget with ours, you have:

- Electric 2,500 -- we pay less than half that, but 98% of the time we are quite comfortable using only fans.

- Water 250 -- ours averages about 150, but this much regional variation in cost of water is probably normal.

- Gas 150 -- we average about 200

- Internet 650 -- we pay 630 here (3BB)

- Food 9,000 -- our budget is 8,000 (just 2 of us) but we often go over that. I'd say your estimate is probably quite reasonable.

- Drink 2,600 -- suggest changing to fruit juice, be healthier and save 2,000... lol. Just joking, when I was your age I drank a lot more than you.

- Travel 1,400 -- from the context I assume this means local commuting. As suggested, a motorbike would save you a lot over the 9 years.

- Visa/visa runs 3,050 -- a biggie, but likely no alternative for 9 years. We pay 1,465/month for an agency to handle our retirement visa for us.

- 4 holiday trips 4,500 -- suggest making everyday life more enjoyable/productive, then 1 or 2 holiday trips a year will likely suffice.

- Schooling 950 -- seems very reasonable

- School transport 500 -- having a motorbike would likely save here too.

- Medical insurance 200 -- you surely can't beat that.

Good luck to you Jason. My only suggestion is to teach English locally. Ten yrs ago, I did it in Bangkok, earned about 32,000/month. That

would surely help to turbo-charge your life style... ;-)

Thank you for taking the time to post the above, I have adjusted my budget a little, food is now 11K and I know I can save on Electric later on which can be used elsewhere to help me, I will be looking to teach but only PT to start off with as I am working on other ideas and if they fell I will do FT teaching which will bring my income to about 50-60k per month

Just a tip here,Jason. What ((maybe) you and I consider as PT, may not be what a local would. I started my first year as PT thinking it better to walk before you can run. PT meant for me not getting holiday pay (important factor) not getting health ins, not having to sign in on days when there are no lessons AND doing as many hours as FT.

Sorry to go slightly off topic, but worth knowing in advance IMO.

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In my opinion, based on my experience of living in Isan for several years, including a few out in the village, sticking to a tight budget without a fair chunk of cash allotted for simply having fun, is a sure way to go mad quick.

My budget is now very simple:

20k Baht to the Mrs, she buys the food, pays the bills etc.

30k Baht pocket money for having fun.

What did you spend 30,000 baht on in a month when you were living in a village ?

Getting out of the village usually! 2-3 days a week me and the Mrs having a long lunch in the city, a few beers most days, BBQ for the family at the weekends, 1 or 2 nights in a hotel in the city a week so I can have a night out with the lads and not worry about getting home. It all adds up!

Thanks for the info, but I am not looking to do this yet so only needs the basics to start off with, then hopefully end up like you, but I would still like to save when I get up to an income of 50K so might cut back a bit on staying in hotels every week

Jason, thanks for starting a very interesting discussion with this thread.

As an American, retired, living in Chiang Mai -- when I first looked at your 26,000 baht budget I had grave doubts. But after reading on this

thread several hundred thoughtful, constructive posts (a bit rare on TV) I began to see that you probably have a reasonable and viable plan.

When I compared your budget with ours, I was quite surprised to find that ours is not that much more, and the two of us eat well here and

live quite comfortably. I'd guess that the cost of living in your village near Korat is probably very similar to ours here.

Comparing your monthly budget with ours, you have:

- Electric 2,500 -- we pay less than half that, but 98% of the time we are quite comfortable using only fans.

- Water 250 -- ours averages about 150, but this much regional variation in cost of water is probably normal.

- Gas 150 -- we average about 200

- Internet 650 -- we pay 630 here (3BB)

- Food 9,000 -- our budget is 8,000 (just 2 of us) but we often go over that. I'd say your estimate is probably quite reasonable.

- Drink 2,600 -- suggest changing to fruit juice, be healthier and save 2,000... lol. Just joking, when I was your age I drank a lot more than you.

- Travel 1,400 -- from the context I assume this means local commuting. As suggested, a motorbike would save you a lot over the 9 years.

- Visa/visa runs 3,050 -- a biggie, but likely no alternative for 9 years. We pay 1,465/month for an agency to handle our retirement visa for us.

- 4 holiday trips 4,500 -- suggest making everyday life more enjoyable/productive, then 1 or 2 holiday trips a year will likely suffice.

- Schooling 950 -- seems very reasonable

- School transport 500 -- having a motorbike would likely save here too.

- Medical insurance 200 -- you surely can't beat that.

Good luck to you Jason. My only suggestion is to teach English locally. Ten yrs ago, I did it in Bangkok, earned about 32,000/month. That

would surely help to turbo-charge your life style... ;-)

950 baht per month for schooling is pretty miserable. What sort of education are you planning for your children on such a pittance? I really do feel for them.

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950 baht per month for schooling is pretty miserable. What sort of education are you planning for your children on such a pittance? I really do feel for them.

This is for the first year only, my son will atttend the local school as he needs to learn to read & write Thai and will most likely be put back 1 year in his class so cost are cheap, then I will be working the following year & will send him to a school in the city, I am still thinking if I need to send him to a EP school as he can already speak,read & write English so it might be a waste of money which I can use to send him to a better school, he has a Trust fund which has enough money to send him to Collage & Uni when he older.

My Daughter has already finished Collage and is working in BKK at present so no money for her lol

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In my opinion, based on my experience of living in Isan for several years, including a few out in the village, sticking to a tight budget without a fair chunk of cash allotted for simply having fun, is a sure way to go mad quick.

My budget is now very simple:

20k Baht to the Mrs, she buys the food, pays the bills etc.

30k Baht pocket money for having fun.

What did you spend 30,000 baht on in a month when you were living in a village ?

Getting out of the village usually! 2-3 days a week me and the Mrs having a long lunch in the city, a few beers most days, BBQ for the family at the weekends, 1 or 2 nights in a hotel in the city a week so I can have a night out with the lads and not worry about getting home. It all adds up!

Thanks for the info, but I am not looking to do this yet so only needs the basics to start off with, then hopefully end up like you, but I would still like to save when I get up to an income of 50K so might cut back a bit on staying in hotels every week

Jason, thanks for starting a very interesting discussion with this thread.

As an American, retired, living in Chiang Mai -- when I first looked at your 26,000 baht budget I had grave doubts. But after reading on this

thread several hundred thoughtful, constructive posts (a bit rare on TV) I began to see that you probably have a reasonable and viable plan.

When I compared your budget with ours, I was quite surprised to find that ours is not that much more, and the two of us eat well here and

live quite comfortably. I'd guess that the cost of living in your village near Korat is probably very similar to ours here.

Comparing your monthly budget with ours, you have:

- Electric 2,500 -- we pay less than half that, but 98% of the time we are quite comfortable using only fans.

- Water 250 -- ours averages about 150, but this much regional variation in cost of water is probably normal.

- Gas 150 -- we average about 200

- Internet 650 -- we pay 630 here (3BB)

- Food 9,000 -- our budget is 8,000 (just 2 of us) but we often go over that. I'd say your estimate is probably quite reasonable.

- Drink 2,600 -- suggest changing to fruit juice, be healthier and save 2,000... lol. Just joking, when I was your age I drank a lot more than you.

- Travel 1,400 -- from the context I assume this means local commuting. As suggested, a motorbike would save you a lot over the 9 years.

- Visa/visa runs 3,050 -- a biggie, but likely no alternative for 9 years. We pay 1,465/month for an agency to handle our retirement visa for us.

- 4 holiday trips 4,500 -- suggest making everyday life more enjoyable/productive, then 1 or 2 holiday trips a year will likely suffice.

- Schooling 950 -- seems very reasonable

- School transport 500 -- having a motorbike would likely save here too.

- Medical insurance 200 -- you surely can't beat that.

Good luck to you Jason. My only suggestion is to teach English locally. Ten yrs ago, I did it in Bangkok, earned about 32,000/month. That

would surely help to turbo-charge your life style... ;-)

950 baht per month for schooling is pretty miserable. What sort of education are you planning for your children on such a pittance? I really do feel for them.

I would be ashamed to take an very early retirement instead of working, if spending less than $ 30 a month on my kids schooling. And even if you raise it to the double or triple amount.......

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Between 50-60K per month.

Depending upon how much air con used (last month prox 5K), and dinner out.

Of course lots of the grocery can be expensive when it is imported.

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If I come to a developing nation to live and I can't live a materially better off life style than my home country, then, I don't see the point.

Bit narrow minded, some of us are happy to be physically better off rather than materially better off.

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If I come to a developing nation to live and I can't live a materially better off life style than my home country, then, I don't see the point.

Bit narrow minded, some of us are happy to be physically better off rather than materially better off.

not only physically but also mentally. travelling from Thailand to spend some time in my home country Germany where i have all the "rights" (which most people complain Thailand lacks) i feel like "imprisoned" after only one week by all those German rules and regulations. as opposed to my wife, i am always happy returning to Thailand.

i am still hoping that any new government will pass legislation that daily ambient temperatures are not to exceed 27.5ºC and orders minimum temperatures at night down to 18ºC. then Thailand would be 100% perfect as far as i am concerned.

wink.png

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950 baht per month for schooling is pretty miserable. What sort of education are you planning for your children on such a pittance? I really do feel for them.

I would be ashamed to take an very early retirement instead of working, if spending less than $ 30 a month on my kids schooling. And even if you raise it to the double or triple amount.......

I have already know the school I want to send my son to and the feedback I got from the farang teachers & Thai parents seem very good

http://www.sritani.ac.th/obec/index.php

Cost is 5000 per term for IEP or 2000 for normal

I am not taking early retirement, just not going to work for the first 6 months so I can get my feet on the ground,then I will start to look for work .

You can spend 10 times more per term to get better educaton but in the end of the day it's not the money that will give your child better education it is the child willingness to learn

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I am still hoping that any new government will pass legislation that daily ambient temperatures are not to exceed 27.5ºC and orders minimum temperatures at night down to 18ºC. then Thailand would be 100% perfect as far as i am concerned.

wink.png

You have more of chance that Pattaya will offer a free shag day for farangs than the above lol

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950 baht per month for schooling is pretty miserable. What sort of education are you planning for your children on such a pittance? I really do feel for them.

I would be ashamed to take an very early retirement instead of working, if spending less than $ 30 a month on my kids schooling. And even if you raise it to the double or triple amount.......

I have already know the school I want to send my son to and the feedback I got from the farang teachers & Thai parents seem very good

http://www.sritani.ac.th/obec/index.php

Cost is 5000 per term for IEP or 2000 for normal

I am not taking early retirement, just not going to work for the first 6 months so I can get my feet on the ground,then I will start to look for work .

You can spend 10 times more per term to get better educaton but in the end of the day it's not the money that will give your child better education it is the child willingness to learn

I certainly hope you don't intend to teach English.

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LOL

Sent from my Lenovo S920_ROW using Thaivisa Connect Thailand mobile app

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950 baht per month for schooling is pretty miserable. What sort of education are you planning for your children on such a pittance? I really do feel for them.

I would be ashamed to take an very early retirement instead of working, if spending less than $ 30 a month on my kids schooling. And even if you raise it to the double or triple amount.......

I have already know the school I want to send my son to and the feedback I got from the farang teachers & Thai parents seem very good

http://www.sritani.ac.th/obec/index.php

Cost is 5000 per term for IEP or 2000 for normal

I am not taking early retirement, just not going to work for the first 6 months so I can get my feet on the ground,then I will start to look for work .

You can spend 10 times more per term to get better educaton but in the end of the day it's not the money that will give your child better education it is the child willingness to learn

I certainly hope you don't intend to teach English.

I will just sound like a Thai teacher lol

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950 baht per month for schooling is pretty miserable. What sort of education are you planning for your children on such a pittance? I really do feel for them.

I would be ashamed to take an very early retirement instead of working, if spending less than $ 30 a month on my kids schooling. And even if you raise it to the double or triple amount.......

I have already know the school I want to send my son to and the feedback I got from the farang teachers & Thai parents seem very good

http://www.sritani.ac.th/obec/index.php

Cost is 5000 per term for IEP or 2000 for normal

I am not taking early retirement, just not going to work for the first 6 months so I can get my feet on the ground,then I will start to look for work .

You can spend 10 times more per term to get better educaton but in the end of the day it's not the money that will give your child better education it is the child willingness to learn

I certainly hope you don't intend to teach English.

All who are born in an English speaking country thinks he's a top notch teacher in Thailand biggrin.png

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LOL

Sent from my Lenovo S920_ROW using Thaivisa Connect Thailand mobile app

This is impressive.

The signature is 12 times longer than the actual post.

;)

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If I come to a developing nation to live and I can't live a materially better off life style than my home country, then, I don't see the point.

Bit narrow minded, some of us are happy to be physically better off rather than materially better off.

I agree with you. If you come here alone or together with your wife. But when you have kids it's different. Then you have to do what's best for them. Like a good education. I would do anything to give my kid the best possible start in his life

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