Accounter Posted July 4, 2016 Share Posted July 4, 2016 I downloaded one of those expense tracker aps last month and gave it a go. Background info: Age 36, have lived in Thailand for 10 years. Married for the last 6 years. Thai wife age 33. Child 3 years old. Wife gave up her job when having our child, to be a homemaker, small business owner, and distance M.A Degree student. She plans to return to work when our child starts Grade 1. (they're now in KG1) having upgraded her BA to an MA, or may continue with a PhD. she owns her own house which she rents out, I own a condo (2 more years of repayments) that I rent out, and we rent a private house here in a private moo baan. May: Lunch:1,094 School (KG1) : 8,000 Rent (my half) : 9,000 Condo repayments: 12,000 Gas: 1,550 Shopping: 16,475 Alcohol: 4,117 (some bottles of wine and a btl of scotch) Motorbike service: 10,920. elec, water, internet: 4,945 Eating out (once) : 2,344 Misc: 3,913 Coffee: 811 Computer/Tech: 2,600 Phone credit: 500 M.A Degree (I pay 1/4) : 5,500 Meds: 25 Total: ........ drumroll........ 83,794 Link to comment Share on other sites More sharing options...
colinneil Posted July 4, 2016 Share Posted July 4, 2016 Hells teeth i would die if my overheads were half of what yours are. Link to comment Share on other sites More sharing options...
HampiK Posted July 4, 2016 Share Posted July 4, 2016 A good start, but it not shows the monthly costs yet. Because I guess there are some yearly bills which are not conidered... and other bills which are for more than 1 month you had to pay in this month.... I think when you do this for 1 year, then you can divide the total costs by 12 and you will have a very good monthly costs... Link to comment Share on other sites More sharing options...
Accounter Posted July 4, 2016 Author Share Posted July 4, 2016 May: Lunch:1,094 School (KG1) : 8,000 Rent (my half) : 9,000 Condo repayments: 12,000 Gas: 1,550 Shopping: 16,475 Alcohol: 4,117 (some bottles of wine and a btl of scotch) Motorbike service: 10,920. elec, water, internet: 4,945 Eating out (once) : 2,344 Misc: 3,913 Coffee: 811 Computer/Tech: 2,600 Phone credit: 500 M.A Degree (I pay 1/4) : 5,500 Meds: 25 Total: ........ drumroll........ 83,794 I should add, we don't have a budget, this is just what we spend, we always cook at home, bottle of wine at the weekend rather than going out. I own my motorbike, she owns her car. I would say, a simple family life. June: Lunch: 2,132 School (KG1) : 8,000 Rent (my half) : 9,000 Condo repayments: 12,000 Gas: 920 Shopping: 17,827 Alcohol: 2,942 (some wine) Motorbike: 960 elec, water, internet: 5,337 Eating out (once) : 1,115 Misc: 4,055 Coffee: 0 Computer/Tech: 400 Phone credit: 350 M.A Degree (I pay 1/4) : 5,500 Meds: 1,490 Condo (some small work I had done) : 6000 Total: 78,028 Link to comment Share on other sites More sharing options...
Bunnychow Posted July 4, 2016 Share Posted July 4, 2016 WOW a new member, joined 38 minutes ago and first post are about how much the spend in a month in Thailand, very curious indeed, given its these sorts of threads normally result in lots of posts and battles of the cheap charlies, which it seems hasnt happened in a while it appears Link to comment Share on other sites More sharing options...
hagler Posted July 4, 2016 Share Posted July 4, 2016 Its good to be young and living life on the cheap. Dont worry when tne kids get to highschool you will know all about the cost of a real grown up lifestyle. Enjoy Link to comment Share on other sites More sharing options...
CharlieH Posted July 4, 2016 Share Posted July 4, 2016 Guess I'm doing ok at 16k a month then.... Link to comment Share on other sites More sharing options...
MissAndry Posted July 4, 2016 Share Posted July 4, 2016 You are a complete spendthrift. Housing, schooling and utils are at least 2x the cost they should be. Condo repayments AND rent ...... what's that all about? Link to comment Share on other sites More sharing options...
Happy Grumpy Posted July 4, 2016 Share Posted July 4, 2016 Condo repayments AND rent ...... what's that all about? Well I'd guess, as he wrote, he rents out his condo, and they rent out a house to live in. Probably to do with having a 3 yr old child. Sounds about right for a simple life with no going out costs or holiday costs. Link to comment Share on other sites More sharing options...
Happy Grumpy Posted July 4, 2016 Share Posted July 4, 2016 I haven't the time now, but I'm sure there's some stuff in there that we can attack the OP about. Link to comment Share on other sites More sharing options...
Eclipse Posted July 4, 2016 Share Posted July 4, 2016 Gordon Bennett. I can only dream of having that amount to spend a month. Link to comment Share on other sites More sharing options...
theguyfromanotherforum Posted July 4, 2016 Share Posted July 4, 2016 So, you spend twice as much on booze than on food. Do you see anything wrong with that? Link to comment Share on other sites More sharing options...
Happy Grumpy Posted July 4, 2016 Share Posted July 4, 2016 So, you spend twice as much on booze than on food. Alcohol: 4,117 (some bottles of wine and a btl of scotch) Eating out (once) : 2,344 Only if he drinks the bottles of wine and btl of scotch in one sitting. Which of course he might. If he's Irish. Link to comment Share on other sites More sharing options...
malt25 Posted July 4, 2016 Share Posted July 4, 2016 "Motorbike service: 10,920." I think I'd be looking for a new bike. Link to comment Share on other sites More sharing options...
Bangkokazy Posted July 4, 2016 Share Posted July 4, 2016 Budget for one person Monthly income in 70000 Thai Baht: Accommodations / Utilities: 12000 Thai Baht Transportation: 4000 Thai Baht Food: 12000 Thai Baht Alcohol, Tobacco and Caffeine: 15000 Thai Baht Laundry: 3000 Thai Baht Out of Pocket Health Care: 5000 Thai Baht Entertainment: 11100 Thai Baht Reading and Education: 800 Thai Baht Personal Care Products: 1000 Thai Baht Insurance: 3100 Thai Baht Miscellaneous: 3000 Thai Baht I save 0,00 Thai Baht per month. Link to comment Share on other sites More sharing options...
shirtless Posted July 4, 2016 Share Posted July 4, 2016 Man you doing really well my overheads well and truly exceed that ,and i am a tight wad. Link to comment Share on other sites More sharing options...
tifino Posted July 4, 2016 Share Posted July 4, 2016 how much was spent on obtaining the tracker software itself? after trying heaps, I took a step back and settled back on good old MS Money. It's free, and it's looking after all that spent, and good for extrapolating future budgetting over multiple countries and Exchange Rates for next upcoming round-the-worlder Link to comment Share on other sites More sharing options...
weegee Posted July 4, 2016 Share Posted July 4, 2016 Budget for one person Monthly income in 70000 Thai Baht: Accommodations / Utilities: 12000 Thai Baht Transportation: 4000 Thai Baht Food: 12000 Thai Baht Alcohol, Tobacco and Caffeine: 15000 Thai Baht Laundry: 3000 Thai Baht Out of Pocket Health Care: 5000 Thai Baht Entertainment: 11100 Thai Baht Reading and Education: 800 Thai Baht Personal Care Products: 1000 Thai Baht Insurance: 3100 Thai Baht Miscellaneous: 3000 Thai Baht I save 0,00 Thai Baht per month. Reading and Education...800 Bht. The only thing below 1000bht... Link to comment Share on other sites More sharing options...
mcfish Posted July 4, 2016 Share Posted July 4, 2016 10 years in Thailand and just discovered Thai visa today ? i think you should explain puleez Link to comment Share on other sites More sharing options...
Agent Sumo Posted July 4, 2016 Share Posted July 4, 2016 WOW a new member, joined 38 minutes ago and first post are about how much the spend in a month in Thailand, very curious indeed, given its these sorts of threads normally result in lots of posts and battles of the cheap charlies, which it seems hasnt happened in a while it appears Imagine that; you sign up as a new member on a forum and inside 38 minutes flat, some plank with nothing else going on in his life is already stalking your profile Gotta love Thaivisa Link to comment Share on other sites More sharing options...
Agent Sumo Posted July 4, 2016 Share Posted July 4, 2016 Is the OP emplyed? I ask because i don't see any mention of medical insurance in that expense list Link to comment Share on other sites More sharing options...
Happy Grumpy Posted July 4, 2016 Share Posted July 4, 2016 I haven't the time now, but I'm sure there's some stuff in there that we can attack the OP about. Looks like the short time period between signing up and making the post is leading the way. Link to comment Share on other sites More sharing options...
StreetCowboy Posted July 4, 2016 Share Posted July 4, 2016 I can't believe he spends four times as much on "shopping" than on alcohol - unless it's shopping for tarts and crumpet; and he's getting good value, eating out for that amount.... Link to comment Share on other sites More sharing options...
Jdiddy Posted July 4, 2016 Share Posted July 4, 2016 Purpose of this stupid thread? Link to comment Share on other sites More sharing options...
topt Posted July 4, 2016 Share Posted July 4, 2016 Purpose of this stupid thread? You beat me to it - I was going to ask the OP why has he posted the info? Link to comment Share on other sites More sharing options...
StreetCowboy Posted July 4, 2016 Share Posted July 4, 2016 Purpose of this stupid thread?Idle banter, I suppose. Have you ever made polite conversation? Link to comment Share on other sites More sharing options...
Happy Grumpy Posted July 4, 2016 Share Posted July 4, 2016 Purpose of this stupid thread? I believe the purpose was simply to annoy JDiddy. And to think, 4 whole weeks to wait for the next installment. Link to comment Share on other sites More sharing options...
Enoon Posted July 4, 2016 Share Posted July 4, 2016 Purpose of this stupid thread?Idle banter, I suppose. Have you ever made polite conversation? Spurting out ones "spend" (unbidden,unasked) is not polite. It's rather vulgar. Link to comment Share on other sites More sharing options...
Bangkokazy Posted July 4, 2016 Share Posted July 4, 2016 Better to see Cost of Living analysis - Bangkok Link to comment Share on other sites More sharing options...
SoiBiker Posted July 4, 2016 Share Posted July 4, 2016 Guess I'm doing ok at 16k a month then.... Well done! Why not celebrate by drinking this week's beer? Link to comment Share on other sites More sharing options...
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