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Jonathan Fairfield

Koh Phangan hospital backtracks after pregnant English tourist is unable to pay medical bill

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As is consistent with the treatment of all pre-existing medical conditions under the policy, the policy does not intend to cover the normal costs or losses otherwise associated with pregnancy (including multiple pregnancy) or childbirth. This includes, but is not limited to, delivery by caesarean section or any other medically or surgically assisted delivery which does not cause medical complications. The policy does, however, cover you should complications arise with your pregnancy due to accidental bodily injury or unexpected illness which occurs while on your trip excluding costs incurred during the period between 12 weeks before and 12 weeks after the estimated date of delivery.

 

This is from a fairly standard UK policy.  It is hard to see why she woud not be covered.

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5 hours ago, LukKrueng said:

so running up a bill you cannot afford is ok...

 

She had insurance <deleted>! Read the OP! Looking at some of the typically dopey, self-righteous responses on here makes me barf. On the face of it; pregnant, full moon party, yes stupid. But who's to know she didn't know she was pregnant? It was an emergency, she went to hospital like anybody would; it's not like she took delivery of a freakin three-piece suite and didn't want to pay. For the cheap seats, the private hospitals here can be absolute vampires... even simple paracetamol are MASSIVELY marked up. It's a disgrace and praying on a sick, in-distress young pregnant tourist is lower than low. I hope the place loses a ton of business and get's its name dragged through the mud.

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One just has to compare the government hospital on KP to the private ones. I have used the government hospital and while it is third world in appearance the staff are friendly to the extreme and prices are ridiculously low. On the other hand the shiny new private hospitals are definitely first world and their pricing reflects this. Can't comment on the staff.

 

If her life was in danger she would cross to Samui on a speedboat - that is expensive, but most likely in her case she would be taken on a normal ferry accompanied by a nurse. All other passengers would pay 300 baht while she would be charged 10,000. Fair?

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The problem with hospitals Worldwide is that they are only interested in making money.  Medical care is a human right- it is not a product to be bartered or negotiated.  If doctors and nurses have not figured this out they should not be practitioners. Governments need to provide national health insurance for ALL. Citizens of a country pay through deductions from their salaries. Tourists and expats should be able to buy in for a small fee based upon their length of stay. the problem is that since hospitals only exist to make money- they see an insurance policy and up the charges to what they think the insurance will pay.  The charges are usually unable to be deciphered by the average person.

While this person may have been somewhat irresponsible- I question the amount of the actual charges and their attempt to extort money from the patient.  Until profit is taken out of healthcare- these type of situations will continue.

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12 hours ago, Strange said:

 

Never, EVER, give up that passport. 

 

Single most important thing to a foreigner here in Thailand, second is bug-out cash and credit cards. They get you by the balls (or uterus).

 

Also its a real chickenshit maneuver/probably illegal to take someones only travel document and hold it hostage. Let alone its wasn't even an official person, just hospital people. Pretty pathetic on the hospital and infuriating just reading it. 

 

As for the rest of the topic, well, Full Moon Party, 3 months pregnant, no money..... 

 

 

What is a 'bug-out card'?

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12 hours ago, Strange said:

 

Never, EVER, give up that passport. 

 

Single most important thing to a foreigner here in Thailand, second is bug-out cash and credit cards. They get you by the balls (or uterus).

 

Also its a real chickenshit maneuver/probably illegal to take someones only travel document and hold it hostage. Let alone its wasn't even an official person, just hospital people. Pretty pathetic on the hospital and infuriating just reading it. 

 

As for the rest of the topic, well, Full Moon Party, 3 months pregnant, no money..... 

 

 

Almost as low as not paying your bills and fleeing the country.

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16 minutes ago, Thaidream said:

The problem with hospitals Worldwide is that they are only interested in making money.  Medical care is a human right- it is not a product to be bartered or negotiated.  If doctors and nurses have not figured this out they should not be practitioners. Governments need to provide national health insurance for ALL. Citizens of a country pay through deductions from their salaries. Tourists and expats should be able to buy in for a small fee based upon their length of stay. the problem is that since hospitals only exist to make money- they see an insurance policy and up the charges to what they think the insurance will pay.  The charges are usually unable to be deciphered by the average person.

While this person may have been somewhat irresponsible- I question the amount of the actual charges and their attempt to extort money from the patient.  Until profit is taken out of healthcare- these type of situations will continue.

 

So true, it's not as if Hospitals have expenses to pay, like wages and equipment right....oh wait.

i see hospitals world wide treat foreigners for free.....oh wait.

 

She is an idiot to begin with, what type of person goes travelling overseas knowing full well pregnancies and pre-existing conditions are not covered in travel insurance, she took the risk and should be made to pay the bill in full.

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1 hour ago, manhood said:

So what???

Thailand has so many touists that can't pay their bills and the country of Thailand (taxpayers) have to cover the costs!

You think this is fair????

In USA nobody treat you without prepay the treatment!

 

So lovly tourists: take care you have the proper insurance and dont blame anbody if things go wrong as i'ts your (the tourists) responsibility to have enjough money or insurance!

 

so you are saying a hospital in the States will let you die?

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4 minutes ago, Wazza1 said:

 

So true, it's not as if Hospitals have expenses to pay, like wages and equipment right....oh wait.

i see hospitals world wide treat foreigners for free.....oh wait.

 

 

lets not forget commission arrangements with Backpackers & Hostels.

For every guest from your hostel thats injured / sick  - Send them to First Western and get 200baht!

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I love you guys, the hospital treated the woman for a possible life treating problem and you guys are hung up on the hospital wanting to get paid for services rendered. Will this lowlife girl send money to the hospital for saving her life or will she slag them off as a few posters here have

 

To many people come to Thailand and use the health services here and then cannot pay the bill why do you think they keep the only thing of value these people have, the passport.

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9 minutes ago, elgenon said:

 

so you are saying a hospital in the States will let you die?

By law the hospital has to treat a patient in the US. The repukian push to repeal obumercare will force a lot of people back to the emergency rooms for care the most expensive care for any problem.

 

Hopefully the Brit girl will pay the hospital for her care, money for beer but none for health care

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2 minutes ago, moe666 said:

I love you guys, the hospital treated the woman for a possible life treating problem and you guys are hung up on the hospital wanting to get paid for services rendered. Will this lowlife girl send money to the hospital for saving her life or will she slag them off as a few posters here have

 

To many people come to Thailand and use the health services here and then cannot pay the bill why do you think they keep the only thing of value these people have, the passport.

I think most people would be happy for the hospital to charge fair prices for service, however this does not seem to be the case here. Profiteering from ill peoples bad fortune is hardly defendable.

 

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Thhe hospital requests your passport, if you dont hand it over, they will not treat you .Happened to my mate. (Im  talking about big ticket items. ).  Fact, not just  my personal opinion of which there is too much of on here.

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13 hours ago, ParadiseLost said:

Most likely the hospital saw an insurance document, thought they hit the pot of gold, so gouged the hell out of her expecting an easy payday. Standard practice in the medical industry, no?

 

Once they realised the victim/patient had no cash and started making a noise they obviously decided better to make it go away. No point getting bad publicity.

 

One of the good things about social media.

From what I could see on the bill there was something called PV (could be referring to the bleeding from the Vagina) and ultrasound. There is also the transfer to the other hospital and an overnight.

 

There is nothing there that would indicate any costs above a few hundred dollars, not $3,000 (100,000 Baht) or so. Lets say $50 for the use of the ultrasound and another $50 for the interpretation, $50 for the consultant obstetrician, $100 for the transfer and another $100 for hospital stay. That makes $350, not $3,000.

 

 

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This should be pursued by the British Embassy, the Passport belongs to the state of Britain, if they do not take legal action against the Hospital it is a very bad precedent.

 

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